Advertisement
Help Keep Boards Alive. Support us by going ad free today. See here: https://subscriptions.boards.ie/.
https://www.boards.ie/group/1878-subscribers-forum

Private Group for paid up members of Boards.ie. Join the club.
Hi all, please see this major site announcement: https://www.boards.ie/discussion/2058427594/boards-ie-2026

Why do some places not do "Cashback"?

2»

Comments

  • #32
    Lapin
    Banned (with Prison Access) Posts: 18,183 ✭✭✭✭Lapin


    snubbleste wrote: »
    You obviously asked the barperson this question - what did they say?

    In fairness, being a Friday night, the barman probably has better things to be doing.

    How would you feel if you were stood there waiting to be served while the barman was explaining the ins and outs of the publican's cash back policy for debit & credit cards to another customer?


  • #33
    Fred Swanson
    Closed Accounts Posts: 21,723 ✭✭✭✭Fred Swanson


    This post has been deleted.


  • #34
    robinph
    Registered Users, Registered Users 2 Posts: 24,146 ✭✭✭✭robinph


    Fred Swanson wrote: »
    This post has been deleted.

    They also might not have signed up for the facility to be able to offer cashback with debit cards.


  • #35
    gugleguy
    Closed Accounts Posts: 1,959 ✭✭✭gugleguy


    Fred Swanson wrote: »
    This post has been deleted.
    not Entitlement either.


  • #36
    murpho999
    Registered Users, Registered Users 2 Posts: 28,956 ✭✭✭✭murpho999


    ash23 wrote: »
    I think there's a % charge on using a debit card. It's lower than the % charge on a credit card. That's why some places accept debit cards but not credit cards ( a place I worked in was like that).

    So if the bar gives you €100 cashback plus a €20 round, they are paying something like a 2% charge on that. You then might take the €100 and spend it elsewhere. Business loses out.

    No that would apply to credit cards only.

    When I had a business I paid 25ct for every debit card transaction. Flat fee and no % costs.


  • Advertisement
  • #37
    Fred Swanson
    Closed Accounts Posts: 21,723 ✭✭✭✭Fred Swanson


    This post has been deleted.


  • #38
    ash23
    Closed Accounts Posts: 4,791 ✭✭✭ash23


    murpho999 wrote: »
    No that would apply to credit cards only.

    When I had a business I paid 25ct for every debit card transaction. Flat fee and no % costs.

    Depends on the bank surely? I know for certain that my previous employers paid something like 5% on credit and 2.5% on debits (not sure of exact % but debit was cheaper).

    We could physically take credit cards but the decision was made to just accept laser as it was cheaper.


  • #39
    Ranchu
    Closed Accounts Posts: 709 ✭✭✭Ranchu


    Busy pubs shouldn't accept cards. It slows the whole operation down.


  • #40
    robinph
    Registered Users, Registered Users 2 Posts: 24,146 ✭✭✭✭robinph


    Ranchu wrote: »
    Busy pubs shouldn't accept cards. It slows the whole operation down.

    But contactless cards speeds things up for small value transactions.


  • #41
    Fred Swanson
    Closed Accounts Posts: 21,723 ✭✭✭✭Fred Swanson


    This post has been deleted.


  • Advertisement
  • #42
    Ranchu
    Closed Accounts Posts: 709 ✭✭✭Ranchu


    robinph wrote: »
    But contactless cards speeds things up for small value transactions.

    Not if the pub only has one or two handsets and there's six or seven bar staff serving.


  • #43
    robinph
    Registered Users, Registered Users 2 Posts: 24,146 ✭✭✭✭robinph


    That will change as people become more familiar with the concept of contactless cards. It is still a bit new and I don't see many other people using them yet, but it is becoming more common.

    They have just started a trial of using regular bank contactless cards for some people on London Underground and buses (rather than preloading an Oyster card), and presumably that also gives the option of using certain phone handsets as well that have the NFC facility built in.


  • #44
    Steodonn
    Registered Users, Registered Users 2 Posts: 357 ✭✭Steodonn


    Its dosent matter how busy a place they'll want to keep as little money in the till as possible last place I worked we didnt even have 50s in the till they went straight into a locked box. If three or four people asked for 100 cashback near each other the till could end up empty


  • #45
    cletus van damme
    Closed Accounts Posts: 960 ✭✭✭cletus van damme


    LordChessington wrote: »
    I'd hazard a guess that they have had issues in the past with disputes with drunks over missing cash.

    Drunk customer pays by card and gets cash back, spend all the cash, blacks out, looks at balance the next day and claims barman robbed him.

    a lot of places get you to sign the receipt for cash back or at least initial it.
    would put an end to any outrage the next day


  • #46
    veryangryman
    Registered Users, Registered Users 2 Posts: 5,853 ✭✭✭veryangryman


    Is it just landlords being too mean/backward to invest in the technology (penny wise pound foolish) in the same way a lot of bars refuse to give you the free Guinness even though they have posters for the app.


  • #47
    nicowa
    Registered Users, Registered Users 2 Posts: 700 ✭✭✭nicowa


    It might also be easier for businesses to operate in a way that keep them mostly using cash. Waiting on credit to come in might put them in a bind (90 days waiting?)


    Edit: sorry, I know that's only credit cards but if people are using a mix of three (credit, debit & cash) it does make sense to stay as cash solvent as possible - esp in today's market.


  • #48
    Fred Swanson
    Closed Accounts Posts: 21,723 ✭✭✭✭Fred Swanson


    This post has been deleted.


  • #49
    Campingplaces
    Registered Users, Registered Users 2 Posts: 24 ✭Campingplaces


    Baldy Conscience wrote: »
    Nope, the place was hopping, it was a Sunny Friday evening in central Dublin, said bar has an extensive outdoor area which was very busy indeed.


    I was absolutely going to spend the money in the bar, I ended up spending just over the hundred all told, I went back to the same bar after the gig too, so they've lost out because of this ridiculous, backward, policy.

    It's actually worse than places that don't even take cards, in this day and age, or places that have a "minimum spend" I usually leave shops/bars like that and give elsewhere my custom.

    A minimum spend on card transactions makes perfect sense. I work in a busy shop and the amount of people who come in and try to buy a 10c Lolly on their card and ask for cash back is ridiculous. Hence the need for a minimum spend. That transaction would cost the shop more money than they would make, not to mention that it slows the whole queue down


  • #50
    OldNotWIse
    Closed Accounts Posts: 12,468 ✭✭✭✭OldNotWIse


    Campingplaces wrote: »
    A minimum spend on card transactions makes perfect sense. I work in a busy shop and the amount of people who come in and try to buy a 10c Lolly on their card and ask for cash back is ridiculous. Hence the need for a minimum spend. That transaction would cost the shop more money than they would make, not to mention that it slows the whole queue down


    Are you sure that actually happens??? :confused:


  • #51
    veryangryman
    Registered Users, Registered Users 2 Posts: 5,853 ✭✭✭veryangryman


    Campingplaces wrote: »
    A minimum spend on card transactions makes perfect sense. I work in a busy shop and the amount of people who come in and try to buy a 10c Lolly on their card and ask for cash back is ridiculous. Hence the need for a minimum spend. That transaction would cost the shop more money than they would make, not to mention that it slows the whole queue down

    Short sighted. Sorting a customer out might make him happy and get him back to buy more stuff at your shop. The same way that doing an loss-leader offer on something will get them into the place to buy other stuff.


  • Advertisement
  • #52
    Campingplaces
    Registered Users, Registered Users 2 Posts: 24 ✭Campingplaces


    OldNotWIse wrote: »
    Are you sure that actually happens??? :confused:

    Honestly yes. People will come into the shop, find the cheapest thing they can and then ask for cash back. There's an atm in the shop so it's usually students or people looking for €5-10 cash back because there is not enough in their account to use the atm.


  • #53
    OldNotWIse
    Closed Accounts Posts: 12,468 ✭✭✭✭OldNotWIse


    Campingplaces wrote: »
    Honestly yes. People will come into the shop, find the cheapest thing they can and then ask for cash back. There's an atm in the shop so it's usually students or people looking for €5-10 cash back because there is not enough in their account to use the atm.


    I'd be mortified doing that. As it is, even in places that dont have a minimum spend, I will feel bad if I am spending less than a tenner :(


  • #54
    Snake
    Closed Accounts Posts: 1,844 ✭✭✭Snake


    OldNotWIse wrote: »
    I'd be mortified doing that. As it is, even in places that dont have a minimum spend, I will feel bad if I am spending less than a tenner :(

    Ive cone that in fairness. Not asked for the cash back but used my card for small things.. I just don't carry cash I'm sorry!


  • #55
    eviltimeban
    Registered Users, Registered Users 2 Posts: 5,200 ✭✭✭eviltimeban


    I think contactless is great - I use it whenever its there. I once was in a shop and overheard a cop arguing with the clerk that she was legal entitled to use her card, if she accepted cash to make up the difference to the "minimum spend". But the clerk was having none of it.


    (Oh and The End wasn't the last song the Beatles recorded. "I Me Mine" was the last song the Beatles recorded. You could argue that "Real Love" was the last song the Beatles recorded, but I won't go there. You COULD say it is the last line of the last song on the last-recorded Beatles album, but then you've got "Her Majesty" to think about. But great sentiment nonetheless).


Advertisement
Advertisement