Aviva Car Insurance Direct Debit Policy

whiteandlight · 17-07-2014 02:52PM #1

Hi everyone,

Has anyone been quoted by aviva for car insurance lately? I just got quoted for an additional 60% on top of their quote if I was to avail of their direct debit option. That seems absolutely mental (like €400 odd to go with direct debit over upfront?!) and completely out of line with other companies? I've actually got a cheaper quote incl direct debit from Zurich but just wondering if Aviva just don't want me or are they really charging that much!

djimi · 17-07-2014 02:56PM

Sounds like an error on their part to be honest. It always costs a bit more to go DD over paying up front, but youre talking something in the region of maybe 8% I think (I could have that wrong but its not a huge amount of money).

Foxhole Norman · 17-07-2014 03:06PM

It really is that high, apparently this is because means of payment is another factor when determining policy cost :rolleyes:

whiteandlight · 17-07-2014 03:16PM

Thats just lunacy, 60% loading for DD! Certainly not going with them anyways

bazz26 · 17-07-2014 03:19PM

Why not call them and ask them why? It could simply be a clerical error.

whiteandlight · 17-07-2014 03:20PM

Oh I was on the phone to them when she quoted. She just said sorry thats our policy. I was just curious if it was across the board for all policy owners with them

bazz26 · 17-07-2014 03:23PM

I can be tricky cancelling especially if you stumped up a sizable deposit. Then there is the whole policy cancelled can of worms.

justback83 · 17-07-2014 03:25PM

I'm in the same situation. It's unbelievable!!!

oldyouth · 17-07-2014 07:05PM

Its not a mistake. It has to do with the way the policy is placed electronically. There is a huge difference in the premium when Aviva need to involve a human, as is necessary to process a direct debit (set up, default, collection, cancellation etc). Didn't believe it until I had to deal with it myself

Mad Ted

Aviva Car Insurance Direct Debit Policy

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