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Bank Of Ireland Loan - Debt Collection Agency

  • 14-02-2014 01:13AM
    #1
    HKP125
    Registered Users, Registered Users 2 Posts: 1 ✭


    I had a small loan with the Bank Of Ireland. However it went into arrears and it went to a debt collection agency. The loan is now paid off but my ICB credit report hasn't been updated since 2012 and says I still owe money. Will this affect my credit rating? Should the credit report not say that the loan is now paid off? Should I contact the bank?

    Thanks


Comments

  • #2
    Fred Swanson
    Closed Accounts Posts: 21,723 ✭✭✭✭Fred Swanson


    This post has been deleted.


  • #3
    Nialloo24
    Registered Users, Registered Users 2 Posts: 48 ✭Nialloo24


    Doesn't it stay on ICB for 5 years after the loan is closed anyway?!


  • #4
    Fred Swanson
    Closed Accounts Posts: 21,723 ✭✭✭✭Fred Swanson


    This post has been deleted.


  • #5
    Nialloo24
    Registered Users, Registered Users 2 Posts: 48 ✭Nialloo24


    But by who if the loan is with a debt collection agency?


  • #6
    Bank of Ireland: Tara
    Closed Accounts Posts: 2,346 ✭✭✭Bank of Ireland: Tara


    Hi HKP125,

    Thanks for your post.

    If the loan has been paid off in full the report should state this. To have this looked into, it would be best to contact whoever you have the most recent correspondence from. 

    Thanks
    Tara


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