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Repaying Loan (StudentLoansCo)

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  • 26-11-2013 11:17am
    #1
    Bey0nd
    Registered Users Posts: 49 ✭


    Hi,

    I was in Queen's University for 3 years from 2007 - 2010. During that time, my tuition fees were paid for by the StudentLoansCo each year. Since graduating, I have gotten a job where I have been working for 3 years.

    I haven't been paying back my loan since (believe it or not, I genuinely forgot all about the loans as they were paid directly by the SLC, i.e. it wasn't a loan paid to me which I then paid to QUB). How does one start repaying their loan? I'm a bit surprised I haven't heard anything from the SLC since - is this usual practise?

    Thanks!


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    #2
    pow wow
    Closed Accounts Posts: 5,288 ✭✭✭pow wow


    Are you living in ROI now? If so they send an Overseas Assessment Form around August each year, asking for details of your employment etc. and based on the info you provide they calculate a repayment amount for the forthcoming year. I get mine religiously every year and have done for the last 6 years.

    If you moved and didn't inform them of your new address that would be why you haven't had any contact from them. Studentloanrepayment.co.uk has info on what to do next.


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    #3
    Bey0nd
    Registered Users Posts: 49 ✭Bey0nd


    Thanks for the info pow wow.

    That's strange though, because I haven't moved and haven't changed any of my contact details, and have heard nothing from them at all. Haven't received any of the forms you've mentioned. Even when I was seeking loans for 2nd and 3rd year, I had to chase them for them - I don't think I ever received any correspondence from them without having to chase for it. Strange! :confused:


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    #4
    pow wow
    Closed Accounts Posts: 5,288 ✭✭✭pow wow


    Are you working in the UK and earning more than the £15k threshold? If so your employer should be deducting your repayments from your salary, much like they do tax and national insurance. Your NINO is attached to your student loan (or at least it's supposed to be!).

    If you're in ROI I'm not sure why they haven't contacted you as they never top contacting me :rolleyes:


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    #5
    Bey0nd
    Registered Users Posts: 49 ✭Bey0nd


    Yeah I'm in ROI - have been since the day I graduated. Very strange that, wonder if I've slipped through the cracks :P


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    #6
    catrionanic
    Registered Users Posts: 2,091 ✭✭✭catrionanic


    i've not been repaying mine since moving down south. need to start doing that


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