Good riddance to the feckers I say

AnOrdinaryJoe · 09-07-2013 12:03PM

ulinbac wrote: »

Well you havent provided any evidence of the ordinary bank worker causing corruption.

You have a very naive view of how the world works. It seems like you have a little knowledge and its gone to your head. Oh btw I used to work in branch banks to pay for college and none of the staff members had a clue what was happening. How dare you condemn a hard worki g person trying to make ends meat. They are in trouble with mortgages and husbands and wives having lost jobs.

You have ridiculous grudge. Go find the people responsible. I work in banks and its pays my way. I work more hours than nearly everyone but get paid well for it. I enjoy the nice things in life and treat my parents and family well from my hard earned money. Its people like you that begrudge for the sake of it.

Now please give us some proof or GTFO!!

I wish some of you would read properly and not assume. I have never said that ALL people who work in banks are bad people. I know for instance cashiers, whom I have never alluded to as being fraudsters are at the bottom of the food chain. But 'cashiers' are not the only ordinary person not chief executives or chairmen sorts bank employees / officials.

Thee were people working in banks who were not cashiers and who, for 2 years after the likes of PPI fraud became known, continued without question or morals to be complicit in the ripping off of other fellow ordinary people.

Some may care not to acknowledge this or to admit to it..... it's uncomfortable...... it's also true.

And re my original post........ I can see re why there may have been some confusion in that when I stated 'Good riddance to the feckers', despite the fact that undoubtedly some 'ordinary people' bank employees / officials were complicit in the ripping off of other ordinary people, I was actually referring to the rotten banks themselves.

ulinbac · 09-07-2013 12:48PM

Well if PPI was well known and the ordibnary person was still willing to buy it, how is that the fault of anyone in the bank? Are the banks not correcting this by offering the money back?

Its like what happened with the mortgages. Too much credit was offered (banks fault) but the ordinary person went in looking for 100% mortgages they were at fault aswell. Recession and booms work in cycles. It cant be good all the time and to be fair, I don't have much sympathy for the people who have covered themselves in debt by adding cars, holidays etc. to mortgages.

If you don't read the T&C's you are to blame also. The ordinary guy got greedy. OJ if you're one of those people in debt maybe you should take a good hard look at youself in the mirror and blame yourself then a financial institution! These people in the banks need to work and targets need to be met. I'm sure if you needed to feed a family you wouldn't give a crap about selling PPi to meet targets?

AnOrdinaryJoe · 09-07-2013 01:27PM

ulinbac wrote: »

Well if PPI was well known and the ordibnary person was still willing to buy it, how is that the fault of anyone in the bank? Are the banks not correcting this by offering the money back?

Its like what happened with the mortgages. Too much credit was offered (banks fault) but the ordinary person went in looking for 100% mortgages they were at fault aswell. Recession and booms work in cycles. It cant be good all the time and to be fair, I don't have much sympathy for the people who have covered themselves in debt by adding cars, holidays etc. to mortgages.

If you don't read the T&C's you are to blame also. The ordinary guy got greedy. OJ if you're one of those people in debt maybe you should take a good hard look at youself in the mirror and blame yourself then a financial institution! These people in the banks need to work and targets need to be met. I'm sure if you needed to feed a family you wouldn't give a crap about selling PPi to meet targets?

Thankfully I'm not one of 'those people' as you put it.

You may have a point about the ordinary guy though..... but methinks a lot of ordinary guys and gals fell into the trap set by the banks, etc. They were making huge profits out of the ordinary guys and gals and bombarded them with easy and cheap credit...... and a lot of people fell for it.

But the banks knew what they were doing, they are the 'professional' money sector people..... or at least as professionals, they should have known what they were doing.

And nothing excuses anyone knowingly colluding in the ripping off of ordinary people by other so called ordinary people.... and there are ordinary people out there who used to work in banks and still work in in banks who did that.

Accept it..... it's fact.

Yes.... people need to work.... but there's a world of difference between people doing a job which does not involve ripping people off and people who do a job which involves ripping other people off, Complicity with a capital C.

AnOrdinaryJoe · 09-07-2013 01:32PM

ulinbac wrote: »

Well if PPI was well known and the ordibnary person was still willing to buy it, how is that the fault of anyone in the bank?
Its like what happened with the mortgages. Too much credit was offered (banks fault) but the ordinary person went in looking for 100% mortgages they were at fault aswell. Recession and booms work in cycles. It cant be good all the time and to be fair, I don't have much sympathy for the people who have covered themselves in debt by adding cars, holidays etc. to mortgages.

If you don't read the T&C's you are to blame also. The ordinary guy got greedy. OJ if you're one of those people in debt maybe you should take a good hard look at youself in the mirror and blame yourself then a financial institution! These people in the banks need to work and targets need to be met. I'm sure if you needed to feed a family you wouldn't give a crap about selling PPi to meet targets?

And if you care to research ('Are the banks not correcting this by offering the money back?'), they didn't enter into any payback process willingly.... they had to be dragged to it kicking and screaming and wanting to hold on to the stolen money.

And even then, all sorts of tactics are being employed to thwart the process.

Would you like me to supply some 'stuff' relating to same ?

If some ordinary Joe, as per some of the examples detailed on boards.ie lately, was to steal something fairly innoculous, he or she could probably expect to be jailed or certainly punished. If you happen to be a bankster...... you simply pay SOME OF IT back and that's it..... no jail. How the f**k does that work and how is it right ?

ulinbac · 09-07-2013 02:20PM

OJ rpping people off happens all the time in all walks of life. Life is not equitable.

Example that is very common is a teacher charging a student from a middle income family €30 for grinds but €25 to a studnet from a low income family. Its called Price Discrimnation and very common.

We all get ripped off for one thing or another be it grinds, clothes electrical products etc. Why do you think so many people got cars in the UK but others still bought here.

Do you remember the tax evasion in the 80's? How many people did the Revenue catch since (and rightly so) but didnt go to jail? Instead they agreed a fee instead. That said, I do think there are a number of people that do need to go to, and should already be in prison over what happened. Yes there is a big difference between the two example but its to make the point.

You do realise that there aren't any real bankers in Ireland. Ireland is essentially a glorified fund accounting hub for tax reasons. Branch staff and the ones working in Dublin are not really bankers. Go to London, NY or a proper financial hub and you will find proper bankers.

The sales guy and branch staff in your local banks might call themselves banks but they're not (no offence to them) but they only bring in a small amount of the banks revenue. The real bankers work in investment banks, most of them don't do branch banking.

AnOrdinaryJoe · 09-07-2013 03:40PM

ulinbac wrote: »

OJ rpping people off happens all the time in all walks of life. Life is not equitable.

Example that is very common is a teacher charging a student from a middle income family €30 for grinds but €25 to a studnet from a low income family. Its called Price Discrimnation and very common.

We all get ripped off for one thing or another be it grinds, clothes electrical products etc. Why do you think so many people got cars in the UK but others still bought here.

Do you remember the tax evasion in the 80's? How many people did the Revenue catch since (and rightly so) but didnt go to jail? Instead they agreed a fee instead. That said, I do think there are a number of people that do need to go to, and should already be in prison over what happened. Yes there is a big difference between the two example but its to make the point.

You do realise that there aren't any real bankers in Ireland. Ireland is essentially a glorified fund accounting hub for tax reasons. Branch staff and the ones working in Dublin are not really bankers. Go to London, NY or a proper financial hub and you will find proper bankers.

The sales guy and branch staff in your local banks might call themselves banks but they're not (no offence to them) but they only bring in a small amount of the banks revenue. The real bankers work in investment banks, most of them don't do branch banking.

'Example that is very common is a teacher charging a student from a middle income family €30 for grinds but €25 to a studnet from a low income family. Its called Price Discrimnation and very common.'

That's a different thing....... it is not possible for everyone to pay the same. And this is a different thing from the likes of ripping other people off via persuading them to take / selling to them something which is not what it is implied to be. The hypothetical teacher you refer to I'm sure provided what he stated he or she implied they would provide to the hypothetical students, regardless of family background, and not something completely different.

Good riddance to the feckers I say

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