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A.I.B are robbers!

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  • 14-06-2013 10:53am
    #1
    SEANoftheDEAD
    Registered Users Posts: 635 ✭✭✭


    20cent per ATM, Debit transaction...
    I never had to pay more than 8-10euro for quarterly fee's and my 1/4 fee's we're 25.60 this month... No written notification of the rise in fee's they just took em. And when I contacted them, all I got was the usual resession blurps about thats how it is these days....

    If I continue using my card like I normally do, that be over 100euro a year just to withdraw a fee quid!

    W@nkers!!!!!

    I hate everything :mad:


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    #2
    Pudders
    Registered Users Posts: 822 ✭✭✭Pudders


    Zombie Bank for Seanofthedead, how appropriate!


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    #3
    gramar
    Closed Accounts Posts: 12,045 ✭✭✭✭gramar


    SEANoftheDEAD wrote: »
    20cent per ATM, Debit transaction...
    I never had to pay more than 8-10euro for quarterly fee's and my 1/4 fee's we're 25.60 this month... No written notification of the rise in fee's they just took em. And when I contacted them, all I got was the usual resession blurps about thats how it is these days....

    If I continue using my card like I normally do, that be over 100euro a year just to withdraw a fee quid!

    W@nkers!!!!!

    I hate everything :mad:


    Tha galling thing is that after bailing them out for billions now they swipe money from your account.


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    #4
    kneemos
    Registered Users Posts: 20,415 ✭✭✭✭kneemos


    Don't know what they are but I blame tracker morgages.


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    #5
    backspacer
    Registered Users Posts: 555 ✭✭✭backspacer


    28cent per transaction with BOI, so maybe not so bad when you think about it


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    #6
    Karlitto
    Registered Users Posts: 456 ✭✭Karlitto


    SEANoftheDEAD wrote: »
    20cent per ATM, Debit transaction...
    I never had to pay more than 8-10euro for quarterly fee's and my 1/4 fee's we're 25.60 this month... No written notification of the rise in fee's they just took em. And when I contacted them, all I got was the usual resession blurps about thats how it is these days....

    If I continue using my card like I normally do, that be over 100euro a year just to withdraw a fee quid!

    W@nkers!!!!!

    I hate everything :mad:

    There actually was written notification. I ain't happy about mine, I am paying the bastards 65 euro this quarter.


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    #7
    JohnFalstaff
    Registered Users Posts: 874 ✭✭✭JohnFalstaff


    Do any banks not have fees these days? No more than the OP I recently found out that I'm being charged for every transaction I make with my AIB Debit card. It might seem small but it adds up - especially if like me you use the card instead of cash for everything over 20euro.

    And you are charged for withdrawing cash at the ATMs! The banks are cutting back on staff in an effort to keep customers out of branches and then they introduce these type of measures to boost profits even further.

    I had a Laser card until recently, which had free transactions, but it expired and AIB would only issue me with a Visa Debit card. Then I learn that they are charging me every time I use the damned thing!

    And I see Bank of Ireland are introducing a similar fee for their Debit card. So are there any banks out there that don't have these fees?


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    #8
    Dr.Winston O'Boogie
    Registered Users Posts: 1,810 ✭✭✭Dr.Winston O'Boogie


    Permanent TSB are no fees if you have 1,500 or more coming into the account each month.

    With AIB myself, switching because of this to TSB.


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    #9
    wobzilla1
    Registered Users Posts: 437 ✭✭wobzilla1


    I think TSB have some account where you don't pay fees if you have €1500 or more into the account per month.


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    #10
    biko
    Registered Users Posts: 81,223 ✭✭✭✭biko


    Switch to PTSB years ago. Rest of the banks are crap.
    PTSB are crap too, just less so.


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    #11
    TPD
    Registered Users Posts: 7,814 ✭✭✭TPD


    Ulster bank have no fees if you move €3k into the account each month - €4 a month otherwise. This can be got around by moving savings into current account and back out once a month though.


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    #12
    Karlitto
    Registered Users Posts: 456 ✭✭Karlitto


    backspacer wrote: »
    28cent per transaction with BOI, so maybe not so bad when you think about it

    BOI are changing their fees.

    Check it

    https://personalbanking.bankofireland.com/bank/current-accounts/personal-current-account-fees-and-charges/


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    #13
    donegal_road
    Closed Accounts Posts: 1,281 ✭✭✭donegal_road


    Ulster Bank are the same... if you have €3000 in your account at all times there is no charge, which is ridiculous, you might as well be asked to pay €3000 in fees.


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    #14
    laoch na mona
    Registered Users Posts: 2,965 ✭✭✭laoch na mona


    twas burn the bondholders or rob you I hope you understand its just business


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    #15
    backspacer
    Registered Users Posts: 555 ✭✭✭backspacer


    Karlitto wrote: »
    BOI are changing their fees.

    Check it

    https://personalbanking.bankofireland.com/bank/current-accounts/personal-current-account-fees-and-charges/

    am not sure what to make of them to be honest, looks better than existing fees but i guarantee they'll screw the extra money out one way or another


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    #16
    Cody Pomeray
    Closed Accounts Posts: 3,648 ✭✭✭Cody Pomeray


    Yeah I just got mine too... €25 for the trimester. I don't mind paying charges for cash, which is expensive for the banks to maintain, but charging the same for Visa and related electronic transactions? How does that make sense?

    If anything this encourages me to use more cash than POS.. surely doing so is more costly for AIB, should they not be encouraging electronic sales and cutting down on cash?


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    #17
    Trhiggy83
    Registered Users Posts: 731 ✭✭✭Trhiggy83


    I was thinking of closing my current account with aib because i also have an ulster bank current account.

    I dont want to pay fees on both as ulster bank will be introducing a monthly fee of €4 in july and it is better value than aib as they charge you for every transaction.

    Is it possible to close my AIB current account but keep access to my savings accounts online through internet banking for free ?


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    #18
    Robbo
    Moderators, Social & Fun Moderators, Society & Culture Moderators Posts: 10,560 Mod ✭✭✭✭Robbo


    Cody Pomeray wrote: »
    Yeah I just got mine too... €25 for the trimester.
    Are you showing yet?


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    #19
    flutered
    Registered Users Posts: 6,675 ✭✭✭flutered


    the credit union has no fees, join up and stop mouthing off about the banks, this is the way to make them take notice, again stop moaning do something about it.


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    #20
    andrew1977
    Registered Users Posts: 3,089 ✭✭✭andrew1977


    I switched to Permanent TSB several ago for their free fees offer and dont pay any charges for any transactions on my current account.

    I enjoy getting my quarterly statement , see the fees due on the account and then see it " waivered " at the bottom of the page.

    I save over 140 euro a year on fees and transactions.
    Used to be with AIB, gangsters ,thats how I would sum them up for dealing with customers and ripping us off.


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    #21
    Trhiggy83
    Registered Users Posts: 731 ✭✭✭Trhiggy83


    flutered wrote: »
    the credit union has no fees, join up and stop mouthing off about the banks, this is the way to make them take notice, again stop moaning do something about it.

    Credit union is not suitable for the majority of people who move around a lot and are not close to it on a daily basis. I dont think people are giving out for no reason, they are just looking for a better alternative.


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    #22
    SEANoftheDEAD
    Registered Users Posts: 635 ✭✭✭SEANoftheDEAD


    flutered wrote: »
    the credit union has no fees, join up and stop mouthing off about the banks, this is the way to make them take notice, again stop moaning do something about it.

    If I had my way, I'd get my job to pay my wages to me in cash. But this isn't an option... they have to put somewhere... TSB is looking like the best bet!


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    #23
    thesimpsons
    Registered Users Posts: 1,694 ✭✭✭thesimpsons


    PTSB for over 30 yrs - never paid them a penny/cent in fees.


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    #24
    the groutch
    Closed Accounts Posts: 16,096 ✭✭✭✭the groutch


    A bank charging a fee for providing a service? How dare they! :rolleyes:


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    #25
    SEANoftheDEAD
    Registered Users Posts: 635 ✭✭✭SEANoftheDEAD


    I don't mind paying a reasonable fee...

    How come TSB can do it and AIB can't? Robbing fooks, how very dare they indeed!


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    #26
    JohnFalstaff
    Registered Users Posts: 874 ✭✭✭JohnFalstaff


    the groutch wrote: »
    A bank charging a fee for providing a service? How dare they! :rolleyes:

    They managed to provide the same service for years without charging a fee so why have they only introduced the Debit card transaction fees now?


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    #27
    Mocha Joe
    Registered Users Posts: 895 ✭✭✭Mocha Joe


    the groutch wrote: »
    A bank charging a fee for providing a service? How dare they! :rolleyes:

    Not this completely stupid argument again.


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    #28
    gobnaitolunacy
    Closed Accounts Posts: 3,073 ✭✭✭gobnaitolunacy


    Banks are cnuts, end of.

    We can't do without them and they know it. Fcukers.


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    #29
    Myrddin
    Closed Accounts Posts: 33,733 ✭✭✭✭Myrddin


    the groutch wrote: »
    A bank charging a fee for providing a service? How dare they! :rolleyes:

    Isn't the BOI CEO on €800k a year? Seems to me such high charges, help pay for much more than a mere banking service.


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    #30
    gobnaitolunacy
    Closed Accounts Posts: 3,073 ✭✭✭gobnaitolunacy


    flutered wrote: »
    the credit union has no fees, join up and stop mouthing off about the banks, this is the way to make them take notice, again stop moaning do something about it.

    Companies won't pay salaries into CU accounts. At least my one won't.


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    #31
    darlett
    Registered Users Posts: 2,312 ✭✭✭darlett


    If the credit unions could ever bring out a debit card, that'd be quite a dagger for the banks


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