revenue issues threat to every homeowner in the country.

MadsL · 15-03-2013 05:53AM

heartseeker wrote: »

Go and browbeat someone else.nobodys interested.And if your out of the country please stay emigrated because were well shot of your type.Greed down the bottom ...poor people are just as greedy as the bankers who cost the state 80 billion is that it??you must revel in stirring up and sabotaging people on the brink.People with half brain no where the blame lies so if you think your being clever by downing people at the bottom and forcing them to blame themselves your morals or lack thereof are clear for everyone to see right through.Your arrogance will catch up with you in life.

Browbeat? People made financial decisions that eventually crippled the country, many that are now in negative equity were buying on the basis of the profit to be made on property, and some of those took out another mortgage on buy to let properties. And now we hear the whining.

But hey, rent is dead money yeah.

The current LPT frankly is a comparatively insignificant tax, my current property tax level is five times that full annual level. And there are options for those in "dire straights" - let's stop the bleeding heart nonsense.

Incidentially if you think that "poor people" own houses and apartments, then I suggest you revisit your definition of 'poor'.

AngryHippie · 15-03-2013 06:08AM

MadsL wrote: »

Browbeat? People made financial decisions that eventually crippled the country, many that are now in negative equity were buying on the basis of the profit to be made on property, and some of those took out another mortgage on buy to let properties. And now we hear the whining.

But hey, rent is dead money yeah.

The current LPT frankly is a comparatively insignificant tax, my current property tax level is five times that full annual level. And there are options for those in "dire straights" - let's stop the bleeding heart nonsense.

Incidentially if you think that "poor people" own houses and apartments, then I suggest you revisit your definition of 'poor'.

TO THE THUNDERDOME!

IceFjoem · 15-03-2013 06:59AM

darkhorse wrote: »

What I'd like to know is:

IF ALL THE NATIONS OF THE WORLD ARE IN DEBT, WHERE DID ALL THE MONEY GO.

- Who are countries giving their money to? Who are the shareholders of those institutions?

Chinasea · 15-03-2013 08:52AM

MadsL wrote: »

Be my undoing? Some drama queen.
There was a fair amount of greed going on at the bottom too, and "naysayers" took a fair amount of hammering. You seem to think that I have not suffered as a result of that greed, I have had to emigrate as a result of that greed, despite renting through that boom. Paying the kind of money that people did pay for houses was the seeds of that dire straights, no-one held a gun to anyone's head, so don't ask me to sympathize. We are all big boys and girls signing mortgage agreements, a small tax is not the problem, rather people's financial idiocy.

Totally, and further more as you say the naysayers have lined up here one after one, going round in circles moaning and crying and scheming as to how they can further contribute to the demise of their beloved country by inciting means of non compliance and other forms of tax evasion. Very patriotic indeed. We have had the starving children mentioned a few times and other tales of woe in this whinge fest. As you say Madsl - time that the definition of poverty was re-examined.

This is a long over due tax that should have been introduced many years ago, and hey, some of those naysayers on here might have thought twice about committing to crazy mortgages when they factored in their annual charge for property tax for services at their door step.

But unfortunately it took a full blown recession to bring it about.

Banjo String · 15-03-2013 09:16AM

Chinasea wrote: »

This is a long over due tax that should have been introduced many years ago, and hey, some of those naysayers on here might have thought twice about committing to crazy mortgages when they factored in their annual charge for property tax for services at their door step.

How can you factor in something that doesn't exist?

Are you completely going to ignore the whole stamp duty paid up front?

Are you really saying its Homeowners fault, for not taking a charge that did not then exist, into consideration?

We've reached a new low with this one.

MadsL · 15-03-2013 09:28AM

SamHall wrote: »

How can you factor in something that doesn't exist?

Are you completely going to ignore the whole stamp duty paid up front?

Are you really saying its Homeowners fault, for not taking a charge that did not then exist, into consideration?

We've reached a new low with this one.

What unknowns should you include in a mortgage stress test do you think? If €300-€500 a year is a bridge too far you really would have to question if the mortgage should have been taken out in the first place at that level of inflexibility and ability to deal with small increases in expenses. We are talking about less than €50 a month here.

Banjo String · 15-03-2013 09:36AM

MadsL wrote: »

What unknowns should you include in a mortgage stress test do you think? If €300-€500 a year is a bridge too far you really would have to question if the mortgage should have been taken out in the first place at that level of inflexibility and ability to deal with small increases in expenses.

Stamp duty already paid upfront.

Will I get a refund?

You said you rent right? What if your landlord came to you at Christmas and said, the rent you paid from Jan-Dec was now dead money, and you had to repay it all over again?

Think about it, I reckon you'd be far from happy.

MadsL · 15-03-2013 09:42AM

SamHall wrote: »

Stamp duty already paid upfront.

Will I get a refund?

You said you rent right? What if your landlord came to you at Christmas and said, the rent you paid from Jan-Dec was now dead money, and you had to repay it all over again?

Think about it, I reckon you'd be far from happy.

It's a tax, not a private transaction.

Did you expect landlords to get a refund on their taxes on income when the NPPR charge was brought in?

And your yearly charge is a tiny amount, nowhere near the Stamp Duty paid, so your analogy is completely misrepresentative.

Bullseye1 · 15-03-2013 10:24AM

MadsL wrote: »

Then why did you not rent instead of paying a "small fortune"?

Don't worry you guys are next with a residential tax. You guys need to pay for the library and public lighting too. Oh wait your not even living here. Must be great preaching the need to get our country out of a hole while not contributing to the task.

Bullseye1 · 15-03-2013 10:29AM

Are people not sick of hearing the same auld "it's not my fault the country is in the state that its in, I only rented and took on no debt so why should I pay"...play another record because that one is beginning to jump. No tax payer is responsible for Anglos debts but we have been forced to pay them by FF. it's amazing how the political establishment has turned the people against each other while sneaking out the door on its belly.

tayto lover · 15-03-2013 10:41AM

dxhound2005 wrote: »

Given the very generous level of pensions in this country and the fact that the retired people will overwhelmingly have no mortgage to pay it shouldn't really be difficult in many cases. People tend to get richer as they get older and it would be a foolish person who arrived at retirement with nothing but the state pension to live on while being the owner outright of a private house.

Did you read through the act to form your interesting legal opinion?

Only partly true.

Many pensioners are assisting their out of work children and grandchildren to pay bills, mortgages etc because of the recession. I believe you will find very few comfortable "middle income" pensioners at the moment.
Assuming that just because their personal mortgages are paid they have it easy is not being realistic. Many were guarantors for their children's mortgages and now find themselves again paying. Generalizing is dangerous.

tayto lover · 15-03-2013 10:44AM

dxhound2005 wrote: »

Not as much as in the North under Sinn Fein where there is an upper limit of £400,000. People with houses worth millions pay the same as a person with a house worth £400,000. And they give allowances to landlords for their non family home. Here there is no upper limit, in fact houses worth over €1 million pay a higher percentage.

Could you stick to our own problems please.
You people compare when it suits but use the other side of the argument also when it suits. I am not interested in what Sinn Fein do. They are not running this country, that's Fine Gael/Labour at the moment.

tayto lover · 15-03-2013 10:47AM

MadYaker wrote: »

Its going to plug the massive hole in our public finances and to pay back all the money we got in the bailout. Along with all the other taxes they have brought in.

Anybody who expects to see a return in services is delusional.

And tayto lover, I have to ask, do you honestly believe that the government is paying people to post in this thread in support of this tax??? I hope for your sake that its a failed attempt at trolling. Although this dxhound2005 guy seems to be awfully fond of FG I doubt they're actually paying him to post here.

Also, I have been renting for the last couple of years and bar some miracle, like winning the lotto, I don't think I'll ever buy a house in this country.

To be honest with you I really think you must be a property/home owner to appreciate how people feel about a tax on their own home. Genuinely.

I actually do feel that there are people posting here on behalf of their party.

tayto lover · 15-03-2013 10:51AM

MadYaker wrote: »

You guys may think you're sticking it to the man but in reality all your doing is slowing the recovery process and dragging it out and forcing the government to find other ways to take money off you. I'm not some government shill I'm just trying to get my views across.

I agree with you and have never shopped in Newry although only about 10 miles from it.
However I will not condemn those who only have a small amount of cash left after bills and have to make it stretch for shopping in Sainsburys.

Banjo String · 15-03-2013 10:57AM

MadsL wrote: »

It's a tax, not a private transaction.

Did you expect landlords to get a refund on their taxes on income when the NPPR charge was brought in?

And your yearly charge is a tiny amount, nowhere near the Stamp Duty paid, so your analogy is completely misrepresentative.

At the time of purchase, stamp duty (paid in good faith might i add) was the equivalent of property tax/paid in lieu of a property tax.

You say you are living states side, do you recommend we emulate the us on all their other taxation policies, or just the ones you agree with, though they aren't even applicable to you?

MadsL · 15-03-2013 11:01AM

Bullseye1 wrote: »

Don't worry you guys are next with a residential tax. You guys need to pay for the library and public lighting too. Oh wait your not even living here. Must be great preaching the need to get our country out of a hole while not contributing to the task.

I paid taxes for 15 years.
I didn't swallow the property ladder bullshit, nor the only way is up bullshit so no bailout was needed for my financial decisions.
I actively campaigned against over development and by helping to stop out of control lunatic high-rise development probably help to reduce the hole slightly.
I tried to convince two colleagues not to buy in 2006 and got reamed out of it for being 'negative'.
Even though I stayed out of the property madness I got hit financially with loss of my job twice in 12 months and was forced to emigrate leaving my daughter behind.

...and you want me to feel bad about your miniscule property tax, try mine on for size - $2,500 a year. Contribute? You must be a comedian. You dug the hole, I didn't.

EDIT: Incidentally I was on Kildare Street the night of the bailout protesting it. I'm guessing you stayed in and watched TV.

tayto lover · 15-03-2013 11:03AM

Chinasea wrote: »

Totally, and further more as you say the naysayers have lined up here one after one, going round in circles moaning and crying and scheming as to how they can further contribute to the demise of their beloved country by inciting means of non compliance and other forms of tax evasion. Very patriotic indeed. We have had the starving children mentioned a few times and other tales of woe in this whinge fest. As you say Madsl - time that the definition of poverty was re-examined.

This is a long over due tax that should have been introduced many years ago, and hey, some of those naysayers on here might have thought twice about committing to crazy mortgages when they factored in their annual charge for property tax for services at their door step.

But unfortunately it took a full blown recession to bring it about.

Didn't Enda tell us it was not our fault live on t.v.

OOps but then he went out and told the Europeans that the Irish went mad. Either statement makes him a hypocrite.

PS

I didn't go mad. I only bought within my means and spent only what I could afford. No holidays, credit cards etc. BUT i'm still paying for the Bankers, Politicians, Speculators etc. Now that IS mad.

MadsL · 15-03-2013 11:07AM

SamHall wrote: »

At the time of purchase, stamp duty (paid in good faith might i add) was the equivalent of property tax/paid in lieu of a property tax.

That alone was a good reason to not buy Irish property. Talk about dead money.

You say you are living states side, do you recommend we emulate the us on all their other taxation policies, or just the ones you agree with, though they aren't even applicable to you?

What US taxation policies do you have a problem with? The locally paid property taxes and direct voting on local infrastructure bonds. The direct accountability (and election) of law enforcement sheriffs, fire chiefs and mayors?

Do enlighten me as to the evils of US taxation, all ears.

They may tax their emigrants, but at least they let them vote.

Banjo String · 15-03-2013 11:10AM

MadsL wrote: »

I
...and you want me to feel bad about your miniscule property tax, try mine on for size - $2,500 a year. Contribute? You must be a comedian. You dug the hole, I didn't.

Wait, your a tenant, & you have to pay property tax?

That'd never catch on in Ireland.

You realise how your argument has no relevance to Irish property tax, right?

suicide_circus · 15-03-2013 11:12AM

When is the residents tax for us renters expexted to kick in?

MadsL · 15-03-2013 11:13AM

SamHall wrote: »

Wait, your a tenant, & you have to pay property tax?

That'd never catch on in Ireland.

You realise how your argument has no relevance to Irish property tax, right?

You might try reading my posts more closely.

And Ireland has always had property taxes, just someone else has been paying them for you for the past 35 years.

MadsL · 15-03-2013 11:14AM

suicide_circus wrote: »

When is the residents tax for us renters expexted to kick in?

Round about the time when your reading comprehension improves.

Banjo String · 15-03-2013 11:24AM

MadsL wrote: »

You might try reading my posts more closely.

I can read just fine thanks.

Mistakes happen though, and if I missed your post stating that you owned your own property in the states, please forgive me.

If you are a tenant though, my argument stands.

MadsL wrote: »

And Ireland has always had property taxes, just someone else has been paying them for you for the past 35 years.

Please enlighten me on this, who has being paying on my behalf?

Bullseye1 · 15-03-2013 11:29AM

I dug no hole. I'm paying my taxes and still contributing to the Irish economy. So you will forgive me while I disregard your whining across the pond.

MadsL wrote: »

I paid taxes for 15 years.
I didn't swallow the property ladder bullshit, nor the only way is up bullshit so no bailout was needed for my financial decisions.
I actively campaigned against over development and by helping to stop out of control lunatic high-rise development probably help to reduce the hole slightly.
I tried to convince two colleagues not to buy in 2006 and got reamed out of it for being 'negative'.
Even though I stayed out of the property madness I got hit financially with loss of my job twice in 12 months and was forced to emigrate leaving my daughter behind.

...and you want me to feel bad about your miniscule property tax, try mine on for size - $2,500 a year. Contribute? You must be a comedian. You dug the hole, I didn't.

EDIT: Incidentally I was on Kildare Street the night of the bailout protesting it. I'm guessing you stayed in and watched TV.

clairefontaine · 15-03-2013 12:11PM

MadsL wrote: »

I paid taxes for 15 years.
I didn't swallow the property ladder bullshit, nor the only way is up bullshit so no bailout was needed for my financial decisions.
I actively campaigned against over development and by helping to stop out of control lunatic high-rise development probably help to reduce the hole slightly.
I tried to convince two colleagues not to buy in 2006 and got reamed out of it for being 'negative'.
Even though I stayed out of the property madness I got hit financially with loss of my job twice in 12 months and was forced to emigrate leaving my daughter behind.

...and you want me to feel bad about your miniscule property tax, try mine on for size - $2,500 a year. Contribute? You must be a comedian. You dug the hole, I didn't.

EDIT: Incidentally I was on Kildare Street the night of the bailout protesting it. I'm guessing you stayed in and watched TV.

Your property taxes in the US are going to schools and public services and infrastructure. Irish property taxes are going to the IMF.

It sucks that you had to emigrate and leave your daughter behind. Family ruptures are one of the nastiest bi products of this mess.

Chinasea · 15-03-2013 12:55PM

tayto lover wrote: »

Didn't Enda tell us it was not our fault live on t.v.

OOps but then he went out and told the Europeans that the Irish went mad. Either statement makes him a hypocrite.

PS

I didn't go mad. I only bought within my means and spent only what I could afford. No holidays, credit cards etc. BUT i'm still paying for the Bankers, Politicians, Speculators etc. Now that IS mad.

Oh gawd, here we go again, de bankers, de bankers de bankers and the other equally as useful roll outs, de politicians, de speculators, yada yada yada. And as for Enda Kenny, who voted for him? who voted for FF 90 million times in a row? The whinge fest mé féiner's.

Get proactive in your community. Do something useful instead of whining - it will all help.

Banjo String · 15-03-2013 01:04PM

Chinasea wrote: »

I'd just be interested to know: Name one proactive contribution you have made to your local community besides emptying your 'tayto bags in the recycling bin.

I can't speak for Tayto, but personally I volunteer 1 day a week in my local tidy town organisation.

We do what the council won't.

username123 · 15-03-2013 01:07PM

MadsL wrote: »

I paid taxes for 15 years.

Impossible to take someone pontificating across the pond seriously, you have no idea of what things are like for people in Ireland. Its very easy to be fully in favour of something that will never affect you.

Chinasea · 15-03-2013 01:08PM

SamHall wrote: »

1

We do what the council won't.

Who's fault is that? What are you doing about that?

Chinasea · 15-03-2013 01:12PM

username123 wrote: »

Impossible to take someone pontificating across the pond seriously, you have no idea of what things are like for people in Ireland. Its very easy to be fully in favour of something that will never affect you.

How blo*dy ridicules. Typical myopic attitude and pretty much sums up this whole 'I didn't wreck the place so it's my right to wreck it even further' attitude.

revenue issues threat to every homeowner in the country.

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