homeless and destitude

SEPT 23 1989 · 15-02-2013 06:31PM

hames wrote: »

You're right. After her home was flooded and uninhabitable, she should cobbled all of her ugliest clothes into a shopping trolley, and moved her children into a rusty barrel in Ringsend, to teach them a valuable lesson in knowing your place.

Seriously, when your home is ruined, who the hell seriously thinks "jeez this is a great time to teach my kids a lesson. I'll show them what hard times are".

Most normal people if their home was ruined would be thankful for a roof over their head no matter where it was

hames · 15-02-2013 06:49PM

I'm not sure. If I were paying my insurance in full and on time for years, I'd bloody well want what I paid for too - emergency accommodation in a similar level of accommodation in my own area while my house was repaired as quickly as possibly.

Anyway, looks like this story is going to run a bit longer.

The settlement has collapsed and the case will be heard in court next week (i.e. presumably, this week).

Gandhi · 15-02-2013 06:58PM

WTF did this lady do wrong?

She had home damage that was covered under her insurance. The insurance company tried to weasel out of paying what she was entitled to. She paid them for a service, and when she needed it they failed to deliver. She took them to court to force them to. Lawyers use dramatic words like "destitute" in court all the time. That's their job. Same way they defend career criminals claiming they were "about to get their life together".

She'd been paying a top-shelf premium on her house insurance for years, so yes, she is entitled to a top-shelf payout. Like someone else said, she is not accepting a Ford Focus settlement after years of paying Ferrari premiums.

The whole thing is between her and a private company. The taxpayer is not being dinged for a penny here. Axa had revenues of US$86 billion last year, so her settlement is not going to cause anyone's premium to go up. Whether Axa will try to use it as an excuse to raise anyone's premium is another issue. If they do, you need to "set your face" as Axa put it, by which they mean "refuse to lie down and get steamrolled by all the red tape and lawyers we can throw at you".

thebaz · 15-02-2013 07:02PM

Gandhi wrote: »

WTF did this lady do wrong?

so should all the residents of Priory hall , and everyone else , who has an emergency in ther house (and insurance) , just check into the 4 Seasons or some exclusive gated community in D4 (as a right ) ? - as I said no wonder the country is such a mess - with the new homeless slumming it up in the 4 seasons

Gandhi · 15-02-2013 07:04PM

Seachmall wrote: »

That there is legal speak for "cunt".

No, that is corporation-speak for "wouldn't just bend over and take a shafting like all the other good obedient little peasants".

Anastazia · 15-02-2013 07:09PM

Deleted User wrote: »

So they should fall to the level of poverty because their house springs a leak?

I don't see any problem with this at all.. She's paying insurance on a house that rents at 7k-10k a month. And that's now. The house could have been worth a few million a couple of years ago especially since the first repairs cost over 500k.

If I pay massive insurance on a Ferrari, I don't get given a Ford Focus if it's stolen.. If I pay massive insurance on a mansion, I don't get told to stay in a B&B. And it's a private broker so why be outraged? Their risk, their loss.

I totally agree with you!
I don't know what every ones problem is! If you are insured for a house that's worth as much as the" top tear properties in Ireland", then thats what you are insured for!
Everyone else is just jealous!
Imagine Bono's mansion got destroyed, do you guys really think he is going to be insured for temporary accommodation in a tiny 4 bed semi-detached?
No, your entitled to equivalent accommodation to the insured house!

Gandhi · 15-02-2013 07:11PM

thebaz wrote: »

so should all the residents of Priory hall , and everyone else , who has an emergency in ther house (and insurance) , just check into the 4 Seasons or some exclusive gated community in D4 (as a right ) ? - as I said no wonder the country is such a mess - with the new homeless slumming it up in the 4 seasons

They should do exactly what this woman did. They need to study their insurance policies, figure out exactly what they are entitled to, and demand that they get it. Taking the fight to the courts if necessary.

Anastazia · 15-02-2013 07:19PM

I don't get people saying the family don't know what hard time are!
They lived in their destroyed home for almost two years before AXA had to pay for any alternative accommodation and they haven't paid them anything since March 2011! They lived without heating and an internal staircase in one of the worse winters Ireland and there was rats in the house downstairs!
Get your facts right...

hames wrote: »

You're right. After her home was flooded and uninhabitable, she should cobbled all of her ugliest clothes into a shopping trolley, and moved her children into a rusty barrel in Ringsend, to teach them a valuable lesson in knowing your place.

Seriously, when your home is ruined, who the hell seriously thinks "jeez this is a great time to teach my kids a lesson. I'll show them what hard times are".

AlexisM · 15-02-2013 07:23PM

Johro wrote: »

I'm guessing her premium will go up.

I don't think her premium will go up - I doubt she will be able to get any cover from any insurance company in Ireland ever again... House insurance is not compulsory and insurance companies cannot be compelled to provide cover the way they can with car insurance.

thebaz · 15-02-2013 07:28PM

Anastazia wrote: »

I don't get people saying the family don't know what hard time are!

living in the Four Seasons is hardly hard times - as I said most people could barely afford to have a meal in the place - turning ther noses up at houses with 1,900 a month rents - sorry very little sympathy - cant stand insurance companies , but if everyone does the dog on ther claims , everyone else pays, with higher premiums

Anastazia · 15-02-2013 07:52PM

Just because your house may not be in the top tier of Ireland's most expensive houses and you may not be entitled to the same type of accommodation as them, donsnt mean that you be a "hater".
Just because you might have a ford fiesta doesn't mean that someone who Ferrari is stolen should be given a golf!
Everything is relative! Don't be so jealous everyone, it so sad..

twinQuins · 15-02-2013 07:59PM

thebaz wrote: »

so should all the residents of Priory hall , and everyone else , who has an emergency in ther house (and insurance) , just check into the 4 Seasons or some exclusive gated community in D4 (as a right ) ? - as I said no wonder the country is such a mess - with the new homeless slumming it up in the 4 seasons

Are...are you really using a non-story about an insurance claim to make a crack about the nation's financial situation?

Or maybe it's just bitter begrudgery, as your "exclusive gated community" would suggest. Heaven forfend someone who pays - what I'm sure is - an expensive insurance policy actually availing of it.

thebaz · 15-02-2013 10:25PM

twinQuins wrote: »

Are...are you really using a non-story about an insurance claim to make a crack about the nation's financial situation?

Or maybe it's just bitter begrudgery, as your "exclusive gated community" would suggest. Heaven forfend someone who pays - what I'm sure is - an expensive insurance policy actually availing of it.

heaven forbid I take exception at a woman who is too good to live in
" St. John Wood, a housing estate"

I find that offensive to anybody living in a housing estate , regardless that St. Johns Wood itself is a very comfortable, leafy estate of semi detached houses in D4.

But this woman deserves the best according to you , the very best , the Four Seasons no less. You obviously approve of the exclusivness of these gated communites, where certain people are better than others - I for one don't

Madam_X · 15-02-2013 10:30PM

Knew the "jealousy" and "begrudgery" remarks would make an appearance. :pac:
Why not throw in "You have a chip on your shoulders" for good measure.

Fair enough that the Four Seasons costs the same, but for her to say she's "homeless and destitute" (with another house in County Dublin) and to apparently not even consider one of those houses in that St John's place... is perfectly fair game for criticism. That's not begrudgery or jealousy, that's just logic and having a sense of perspective.

Btw... Ringsend - oh noez! :eek:

Sala · 15-02-2013 10:34PM

I know of a nice tent in Killiney up for grabs, gated community and all

twinQuins · 15-02-2013 11:20PM

thebaz wrote: »

heaven forbid I take exception at a woman who is too good to live in
" St. John Wood, a housing estate"

I find that offensive to anybody living in a housing estate , regardless that St. Johns Wood itself is a very comfortable, leafy estate of semi detached houses in D4.

But this woman deserves the best according to you , the very best , the Four Seasons no less. You obviously approve of the exclusivness of these gated communites, where certain people are better than others - I for one don't

Did she pay for it? Then she's entitled to it and should receive it. Unless you believe people should pay for things and... just not get them.

I don't like gated communities - the kind of people who live in them are invariably elitist - but if she paid for this then, as I said, she is entitled to stay there. It's a non-story.

Madam_X wrote: »

Knew the "jealousy" and "begrudgery" remarks would make an appearance.
Why not throw in "You have a chip on your shoulders" for good measure.

I'm as little a fan of the terms as you are - they're widely misused - but seeing the sheer bile and vitriol on display, what other term would you use?
There is a definite undertone of bitterness at someone getting ahead of others.

And before baz jumps on this, no I'm not using "getting ahead" as a synonym for "better than", my point is that if someone has money to afford these things, getting pissy about it smacks of begrudgery.

Fair enough that the Four Seasons costs the same, but for her to say she's "homeless and destitute" (with another house in County Dublin) and to apparently not even consider one of those houses in that St John's place... is perfectly fair game for criticism. That's not begrudgery or jealousy, that's just logic and having a sense of perspective.

Btw... Ringsend - oh noez!

Yes, it is. But to take shots at her availing of her insurance - bearing in mind that, like any insurance policy, she would've had to pay into it - is nothing more than begrudgery.

thebaz · 15-02-2013 11:38PM

twinQuins wrote: »

And before baz jumps on this, no I'm not using "getting ahead" as a synonym for "better than", my point is that if someone has money to afford these things, getting pissy about it smacks of begrudgery.

Yes, it is. But to take shots at her availing of her insurance - bearing in mind that, like any insurance policy, she would've had to pay into it - is nothing more than begrudgery.

I guess I am a begrudger - as I couldn't afford a drink in the 4 seasons , never mind a stay -

Anastazia · 16-02-2013 12:10AM

Where do you get the info that she has another house in Dublin? The family have a holiday home in the country! (like a lot of people) Are you suggesting that the commute to the city everyday to work/college!
And they family never said that they were 'homeless'! The have been paying for their own alternative accommodation for almost a year and they can't continue, so there saying they will be homeless if AXA don't cop on!
Or do you think they should move back to their destroyed house and let AXA get away with it? There setting a precedent!

Anastazia · 16-02-2013 12:12AM

"thebaz"
At least you actually honest that you might have a bit of a chip in your shoulder!

nlgbbbblth · 16-02-2013 12:17AM

hames wrote: »

Bizarre comments and un-necessarily personal imo.

Why so bitter?

The woman has been out of her home for about 4 years; all she has done here is to have secured enough money to reinstate her family's home, using an insurance claim she has paid for.

It's hardly deserving of vitriolic comments on her appearance.clothes and whatever you think her background must have been.

I think she looks very well. Attractive lady.

thebaz · 16-02-2013 12:21AM

Anastazia wrote: »

The have been paying for their own alternative accommodation for almost a year and they can't continue, so there saying they will be homeless if AXA don't cop on!
Or do you think they should move back to their destroyed house and let AXA get away with it? There setting a precedent!

sure, get reasonable accomadation , but Why should they stay in the most expensive hotel in Dublin long term (years) - get something reasonable , like St. Johns etc - disasters happen in everybodys life , doesnt mean everyone has a right to stay in the best of hotel - I just hate the compo culture thats seams endemic in Irish society , but I seam to be alone here - good night.

My name is URL · 16-02-2013 12:21AM

AngryHippie wrote: »

Wouldn't it be Trrraaagic if the place got burned to the ground just after she had it fixed.
And it was due to one of her own electric appliances so she got squat for it.

Beyatch, the Karma train is gonna get you or your kids. Look out

It's one thing questioning her sense of entitlement or whatever, but that sort of comment just makes you look like a nasty prick.

Anastazia · 16-02-2013 12:37AM

The headlines have it wrong, she's not staying in the four season hotel as their customer, the family is staying in a 1 bed apartment above the four seasons! This may a nicer 1 bed apartment but its still the same as any other 1 bed apartment and its not even owned by the hotel!

Anastazia · 16-02-2013 12:45AM

thebaz

if you paid for a Ferrari, are you saying that you would be happy if the garage gave you a ford focus?
(no offense against fords, just comparing relativity!)
Are you against eveyone that can afford private schools too? LOL

Zico · 16-02-2013 12:50AM

It's madness but I saw on a wiki-tangent trail from the Carnival Cruise ship story that after the Hurricane Caitriona disaster in New Orleans that some working class people were accommodated above steerage for months on cruise ships. The outrage ripples must have slammed on Dalkey by now.

Johro · 16-02-2013 01:25AM

sock puppet wrote: »

Are you saying that insurance companies shouldn't pay out on claims

Hardly. I'm saying she's unreasonable at the very least. Read the article, there was no need at all for her to go to a hotel.

Anastazia · 16-02-2013 01:34AM

Johro wrote: »

Hardly. I'm saying she's unreasonable at the very least. Read the article, there was no need at all for her to go to a hotel.

The family lives in a house that would get at least €7,500 a month! They are intitled to "equivalent alternative accommodation" under there policy. Do you think Bono would move into a 'housing estate' instead of what he is entitled to.

You have to remember, for a house that was worth appox 8 million a few years ago, is alot more to insure then a house worth €500,000. People are comparing this family to there own situation, everything is relative.

osarusan · 16-02-2013 02:56AM

I don't get the anger here - anything to do with the nation's financial situation, or what's happening in Priory Hall, is in no way connected to her.

She has presumably been paying through the roof in insurance, so that in an eventuality like this, she'd be suitably compensated. The fact that the insurance company has to pay her reflects this, despite their arrempts not to have to pay it all, and make her out to be a greedy bitch.

I'd imagine that if some family on an average salary had found some loophole in their insurance policy that entitled them to the same payout from their insurers, people would be delighted for them, for sticking it up the scumbag insurers.

16-02-2013 12:31PM

thebaz wrote: »

Is this poverty :-

"refused to even view a four-bedroom house on St John’s Road for rent at €1,900 monthly."

At the best of times I have a bit of a problem with the privelleged gated community set in D4 , as they see themselves better than the rest -

but when the terms destitude , poverty and homeless are termed , I have a bigger problem, especially when some people are actually dying of real poverty in Ireland 2013.

Maybe I have to be content to live in a unjust Ireland 2 tiered system.

Why should she view a house at 1900 monthly if she's insured for much more? This isn't about society.. It's about insurance policies.

Madam_X wrote: »

Did anyone say they should fall to the level of poverty?
Indeed they did not.

Insistence on Four Seasons hotel instead of a very nice house is just arrogance and snobbery and greed, and reflects an inflated sense of entitlement (which is always referred to in relation to people on benefits - sense of entitlement if you're rich though, like in this case = ok it seems) and people are entitled to express that view.

There are two types of entitlement here.. One where people expect something for nothing. And this lady who is justly entitled to accommodation at the same level as her insured home. Why should she pay insurance at the full value of the house if she is going to be given less than that in the case of a claim?

AlekSmart · 16-02-2013 12:45PM

Gary ITR wrote: »

I don't see anything wrong with that, they probably paid insurance premiums out their nose over the years anyway

Perhaps it was Mr Glennon-Cully that paid/pays the premiums ?

homeless and destitude

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