AIB Top Up Credit Card

im...LOST · 31-07-2012 09:02PM #1

Hey all,

A simple Question.

I've a limit on my credit card of €600 and it can't be increased as it's a student one.

I'm off to America on Thurs and I'm probably going to spend more than that over there.

Can I "top up" my credit card by Transferring funds from my current account and spend as normal?

So if I transfer over €500 into it. Does that mean my max spend is €1100 because I'm actually still only going into €600 credit?

And how do I go about this? I see an option on my online banking to "pay a bill" and select my credit card and put whatever I want on it. Is that what I'm looking for?

Hope that makes sense and would love if someone could let me know.

Thanks

dotsman · 31-07-2012 10:13PM

That's exactly it. Simply "overpay" your bill and the remainder is put towards future purchases.

One thing to note is that, in the event of fraud or getting your card stolen, you are only covered for the 600 credit.

im...LOST · 31-07-2012 10:31PM

Brilliant! Thanks. Just wanted to make sure.

Sierra Oscar · 01-08-2012 01:44AM

I have done this a number of times in the past and it was never an issue.

wmpdd3 · 03-08-2012 11:19AM

I thought there was a charge for 'topping up' the new cards that were launched in 2005, thats why i stayed with the 'classic card'. Best to call them and ask if there is a penelty for a credit balance.

AIB Top Up Credit Card

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