Surviving financially until grant comes through?

I did two things... I asked someone I knew who had money to borrow me a sum, then paid it back when the grant did come through and I did small jobs for family members and stuff to get me by

rainbow66666 wrote: »

How did guys keep up financially until the grant actually came through? I mean it could take a few months before the government gives me money for the grant, so how did you guys do it?

I had a plan of getting a job during summer after the leaving cert to get enough to live until the grant came through but now I am starting to worry about what im going to do if I can't find work during summer since my parent cannot help out financially, should I resort to student overdraft or something? any advice would be great people as I a stressing myself over this a little too much....

there are a number of solutions to your problem

1: get a job for the summer and buld up some money

2: get a student overdraft wich normaly have a zero intrest rate while you are in college

3: get a student loan (talk to your local bank about both of these options )

on the positives you can learn to live of very little as a student with your main expences being your rent and food i find alde and lidle very good for geting my shoping

Student over draft with are interest free up to 600 and 1500 ( i think, could be 1200) if a parent signs off on them.
They aren't just handing them out like they used to and they must go through who deals with the loans in your branch.
I needed 2 months rent waiting for final grant payment and they refused me because I didnt have a part time job. (they would give me the higher amount if a parent signed off on it though)

I went to the credit union and they have always given me money when stuck.
If you put 10-20 in now between now and september they will have no bother giving you a loan.

rainbow66666 wrote: »

so you wreckon singing up for a credit union account is probably the best thing for me to do to get a loan off them instead of the bank? i heard they are less strict and more "user friendly" but i dont have a credit union account and it might be too late now i suppose

I had a 5er in there till a few weeks before college and then put in loads in the one go that i had saved at home from work.
They have me twice the amount i had in there. all i needed was a parent to sign it off. I had it nearly down to 500 by paying it off weekly and a 5er into the account and they gave me another 2k till i got my grant this year and another a few weeks ago on the condition i paid some back when the payment came through for my grant.
They prefer you saving in there and been a customer instead of big lump sums like i did tho.

Btw another heads up is you wont get ur last payment of the grant till around now and will have it to blow over the summer