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Which lender?

  • 12-03-2012 01:08PM
    #1
    TroutMask
    Registered Users, Registered Users 2 Posts: 743 ✭✭✭


    Hi all,
    a bit of advice please. I've just approved for a mortgage by 3 banks (AIB, BOI & Ulster). AIB has the lowest variable rate. Is it as simple as going for the lender with the lowest variable or are there other considerations I need to be aware of? Any suggestions/advice would be appreciated.


Comments

  • #2
    NIMAN
    Registered Users, Registered Users 2 Posts: 37,166 ✭✭✭✭NIMAN


    I heard on the radio the other day that only AIB and BoI are now offering mortgages in Ireland, so that is very limiting to begin with.

    Can't really see any reason to go with the higher rate bank tbh. If the rates rise its likely that both banks will increase them. No perks with one bank over another really


  • #3
    killers1
    Registered Users, Registered Users 2 Posts: 1,443 ✭✭✭killers1


    TroutMask wrote: »
    Hi all,
    a bit of advice please. I've just approved for a mortgage by 3 banks (AIB, BOI & Ulster). AIB has the lowest variable rate. Is it as simple as going for the lender with the lowest variable or are there other considerations I need to be aware of? Any suggestions/advice would be appreciated.

    Take the cheapest rate on offer....


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