Pay off Credit Card?

spadesaspade · 26-01-2012 06:04PM #1

Hi guys,

I have a credit card which i owe 3600 on it and they are looking for full payment since i cancelled it 6months ago. I have recently come across 2400 which was left to me.

My question is would the credit card company accept this payment and call it quits?

barney2012 · 26-01-2012 06:18PM

I think the short answer is No. I paid off a bigger credit card bill last year and when I suggested rounding it off and not paying the twenty odd euro I was told that I could do that but, it would be written down against my name as a bad death and could come against me if I required credit in the future. Banks!!

spadesaspade · 27-01-2012 06:25PM

thanks for the reply barney, advice followed...

Regards

Spades

Xavi6 · 27-01-2012 06:35PM

barney2012 wrote: »

I think the short answer is No. I paid off a bigger credit card bill last year and when I suggested rounding it off and not paying the twenty odd euro I was told that I could do that but, it would be written down against my name as a bad death and could come against me if I required credit in the future. Banks!!

"Banks!!"?

So you're annoyed because they wanted you to pay back the full amount of THEIR money that you used? Seriously?

dobsdave · 28-01-2012 09:36AM

spadesaspade wrote: »

thanks for the reply barney, advice followed...

Regards

Spades

Wait , what advice ?

Anyway, please tell us that you at least tried to ask the bank!

drunkmonkey · 28-01-2012 10:10AM

What you should do if its not too late is get a credit card that gives you 0% interest for 9mts on balance transfers, transfer over the 3600 and work on paying it off over the next 9mts. Forget your inheritance, put in a savings account.

Pay off Credit Card?

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