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just found out i driving a cat b write off

13

Comments

  • #62
    George Dalton
    Registered Users, Registered Users 2 Posts: 5,728 ✭✭✭George Dalton


    I can't believe this thread has gone 5 pages and there is still no hard evidence that the car is actually a Cat B writeoff. The first thing I would have done if I found myself in this position is a history check. It seems crazy to me that despite being advised to do this by several posters and even having had an offer of someone to do it for them the OP still hasn't done it.


  • #63
    lady fifi
    Closed Accounts Posts: 23 ✭lady fifi


    i will do check , but when you have been in touch to trade it in with 5 garages and also tried to sell it in auctions , they do the check on car , they all say the same thing it a cat b and illegal and should not be on road....


  • #64
    George Dalton
    Registered Users, Registered Users 2 Posts: 5,728 ✭✭✭George Dalton


    lady fifi wrote: »
    i will do check , but when you have been in touch to trade it in with 5 garages and also tried to sell it in auctions , they do the check on car , they all say the same thing it a cat b and illegal and should not be on road....

    Now we are getting places. You didn't mention the five garages in your first post, only the auction. Looks like you've been caught out badly on this one OP. There is no easy way out of it unfortunately.


  • #65
    lady fifi
    Closed Accounts Posts: 23 ✭lady fifi


    sorry ,guess i feel so caught!! out all the replys and still not knowin where to turn , had mechanic check done on car it perfect got quote €10,000 auction price untill gave reg no. if i go to gardi i been told they prob just impound car ,that i still paying for ... so do i just contuine to drive it anyone have any ans?/


  • #66
    ek9er
    Registered Users, Registered Users 2 Posts: 81 ✭✭ek9er


    lady fifi wrote: »
    sorry ,guess i feel so caught!! out all the replys and still not knowin where to turn , had mechanic check done on car it perfect got quote €10,000 auction price untill gave reg no. if i go to gardi i been told they prob just impound car ,that i still paying for ... so do i just contuine to drive it anyone have any ans?/

    Well Why not have motor check run a check like they have kindly offered. Or run one yourself on a uk site using the previous reg which is on your vlc. It might only be a strange mistake or at the very least will shed some light on the subject. Seems silly to be running around like a headless chicken instead of getting all the facts first.:confused:


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  • #67
    lady fifi
    Closed Accounts Posts: 23 ✭lady fifi


    have done waitin on him to get back to me .


  • #68
    galwaytt
    Registered Users, Registered Users 2 Posts: 12,788 ✭✭✭✭galwaytt


    Well, if 5 garages and an auction have checked out the reg, and no alarm bells have gone off yet, and no authorities turned up, and car has passed NCT, and seems roadworthy, and it's patently driving ok, then just keep the car and drive it.

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



  • #69
    lady fifi
    Closed Accounts Posts: 23 ✭lady fifi


    galwaytt wrote: »
    Well, if 5 garages and an auction have checked out the reg, and no alarm bells have gone off yet, and no authorities turned up, and car has passed NCT, and seems roadworthy, and it's patently driving ok, then just keep the car and drive it.

    so simple why didnt i think of that.. ..i was selling car to buy a smaller car smaller engine, so i could afford to put my son learning to drive on my insurance,

    and even if i kept it and drove it myself would insurance cover me if something did happen ??? its been fine for last 2 yrs but ...and as i said before how many more of these cat b cars are there out there , ive never done a check on any car before i bought it, and never had prob till now...


  • #70
    galwaytt
    Registered Users, Registered Users 2 Posts: 12,788 ✭✭✭✭galwaytt


    so simple why didnt i think of that.....

    Because it'll cost less to add your son to your existing car, than to change the car, especially now......

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



  • #71
    mickdw
    Registered Users, Registered Users 2 Posts: 23,910 ✭✭✭✭mickdw


    You still need to know what the status of the car is, whether its a well repaired cat b or a ringer.
    You insurance situation would be that they will pay 3rd party claims but if your car is a stolen car or illegal on the road, they won't pay out on the car itself and could well refuse any injuries to yourself etc should you crash.

    There are situations where they can reclaim any costs from you if lies were told when getting the policy. In your case, I couldn't see that happening as you were unaware of any problems.


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  • #72
    galwaytt
    Registered Users, Registered Users 2 Posts: 12,788 ✭✭✭✭galwaytt


    mickdw wrote: »
    You still need to know what the status of the car is, whether its a well repaired cat b or a ringer.
    You insurance situation would be that they will pay 3rd party claims but if your car is a stolen car or illegal on the road, they won't pay out on the car itself and could well refuse any injuries to yourself etc should you crash.

    There are situations where they can reclaim any costs from you if lies were told when getting the policy. In your case, I couldn't see that happening as you were unaware of any problems.

    Your last paragraph contradicts you first, really.

    Taken out in good faith, they can't refuse you a claim, or reduce your cover to 3rd Party that easily. A contract is a 2 way street.

    And, as for bringing forward the date you might lose the car, by volunteering it for impound, and scrap, why on earth would you do that ?

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



  • #73
    lady fifi
    Closed Accounts Posts: 23 ✭lady fifi


    galwaytt wrote: »
    Because it'll cost less to add your son to your existing car, than to change the car, especially now......

    there is no simple answer here!!! thats why i put it on boards to try get some help , as for puting my 18 yr old son behind the wheel of a 2.0 engine dont think that would be a bright idea .. cat b or not :)


  • #74
    Del2005
    Registered Users, Registered Users 2 Posts: 19,184 ✭✭✭✭Del2005


    galwaytt wrote: »
    Your last paragraph contradicts you first, really.

    Taken out in good faith, they can't refuse you a claim, or reduce your cover to 3rd Party that easily. A contract is a 2 way street.

    And, as for bringing forward the date you might lose the car, by volunteering it for impound, and scrap, why on earth would you do that ?

    The OP is driving a Cat B or ringer. Till a few days ago they thought they where driving a straight car and if they made a claim against their policy they could plead ignorance and get away with it. Now that they know there car isn't straight when they make a claim they'll have to lie to their insurance company as they know that the car is suspect.

    If the OP doesn't inform their insurance company they are breaking the contract as the fact that the car is now suspect is a material change and could have serious consequences if they make a claim.
    lady fifi wrote: »
    there is no simple answer here!!! thats why i put it on boards to try get some help , as for puting my 18 yr old son behind the wheel of a 2.0 engine dont think that would be a bright idea .. cat b or not :)

    It doesn't matter the size of the engine in a car, I know several schools using 2l cars. It's the teaching that counts.

    If you don't trust your son in a 2l I wouldn't trust him in a 0.5l, as you can drive to fast for the conditions in any car.


  • #75
    lady fifi
    Closed Accounts Posts: 23 ✭lady fifi


    It doesn't matter the size of the engine in a car, I know several schools using 2l cars. It's the teaching that counts.

    If you don't trust your son in a 2l I wouldn't trust him in a 0.5l, as you can drive to fast for the conditions in any car.[/QUOTE]

    this is gone compleatly off subject , i own a car , i bought it 2 yrs ago and now , i want to sell for what ever reason .. and find that i cant because it has a cat b on it .. i might not even legealy own the car ....and i dont kno what to do ..

    still no answer only advice i got is plead ignorant and drive it till it falls apart...dont drive it because it could be death trap... hope you dont have accident because it might not be insured... no solid information only guess work ...


  • #76
    [Deleted User]
    Posts: 23,339 ✭✭✭✭ [Deleted User]


    Speaking of guess work have you had a history check done yet?


  • #77
    Gophur
    Closed Accounts Posts: 1,921 ✭✭✭Gophur


    lady fifi wrote: »
    It doesn't matter the size of the engine in a car, I know several schools using 2l cars. It's the teaching that counts.

    If you don't trust your son in a 2l I wouldn't trust him in a 0.5l, as you can drive to fast for the conditions in any car.

    this is gone compleatly off subject , i own a car , i bought it 2 yrs ago and now , i want to sell for what ever reason .. and find that i cant because it has a cat b on it .. i might not even legealy own the car ....and i dont kno what to do ..

    still no answer only advice i got is plead ignorant and drive it till it falls apart...dont drive it because it could be death trap... hope you dont have accident because it might not be insured... no solid information only guess work ...[/Quote]


    FFA, you asked for advice, and got advice, and you're still not happy.

    1. Do a proper car history check. This will
    Confirm the status of your car.

    2.If the car is a Cat B, or A, or C (whatever), you know you cannot sell it without disclosing the facts.

    3. Contact your Insurance company. Tell them the full details, including the results of 1., above.

    You will then know exactly where you stand.

    Don't go knocking the members of an Internet forum for not giving you definitive advice. Anything you get here isn't worthing should you try to use it in your defence.

    And, a 2 litre car is absolutely fine for learner driver instruction.


  • #78
    Xpro
    Registered Users, Registered Users 2 Posts: 899 ✭✭✭Xpro


    I would get the car professionally checked before seeking advice here, because some serious nonsense and conclusions coming from some people.
    As said Uk write off categories are totally different then Irish ones, and whether the car is roadworthy or not in Uk, has nothing to do with Irish system, and besides its got the Nct. 
    I had also owned the uk cat b car previously which was stolen recovered, keys were taken , but the car was later succesfully recovered with no damage done, however the insurance paid out was made and the car was recorded as cat b. I have also managed to obtain the records from uk proving what happened which made it easier for me to sell on.

    Hope you get is sorted anyways, 


  • #79
    kona
    Registered Users, Registered Users 2 Posts: 7,525 ✭✭✭kona


    There is a simple answer, you have brought the car to a professional and they have told you its a Cat B write off. In this case the car is illegal, and best case is its a ringer, worst case is it a potential deathtrap either way youve been stung.

    What Do you want to be told by people who havn't seen it?


  • #80
    lady fifi
    Closed Accounts Posts: 23 ✭lady fifi


    what i suppose i realy need is ,factual legal advise, as to what is best option for me ...that i will loose out as little as possible ,and how i was able to insure and nct it and how i have it on the road doing everything by the law and find myself in this awfull situation im realy frustrated, and probably going to loose a lot of money to addd tothe woo of it ...

    i find it hard to just go ring insurance company and tell them without knowing if someone else been through this ..wat if they want to take car ? what if they contact gardi ?

    is there anyone out there with knowledge or know of a situation like this what did they do what was out come ?

    and it a personal choice about learning to drive in whatever size engine , or car and for me i wouldnt have started to drive in such a high powered car and neither will my son.


  • #81
    Drummerboy08
    Closed Accounts Posts: 12,102 ✭✭✭✭Drummerboy08


    The only person qualified to offer you factual legal advice is your solicitor. If you haven't got one, I would suggest you speak to one.

    Don't ask for, or take legal advice from a faceless internet forum.

    If I was in this position, I would have the car inspected by a Motor Engineer to determine if the car is safe to be on the road or not. I would be doing this ASAP, because you may not only be putting your own life at risk, but potentially other road users too.

    If the car is not road legal as determined by an expert, then you will have to take the car off the road, and either have it repaired to a safe state, or scrap it.


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  • #82
    johnos1984
    Closed Accounts Posts: 6,096 ✭✭✭johnos1984


    lady fifi wrote: »
    what is best option for me /Quote]

    Run a car history check and come back to us in 10 minutes.

    That is the best advice right now


  • #83
    JimmyCrackCorn
    Registered Users, Registered Users 2 Posts: 1,689 ✭✭✭JimmyCrackCorn


    lady fifi wrote: »
    it a 2006 dont think that pre nct for mine ?? i kno now how foolish i was nerver happen again , but who do you turn to for ans on what to do with car now can i have it tested and cat b removed ???the car is a beauty ..


    1. Contact the vro.
    Explain the situation, it should not have been possible to register the car here if it is a cat b.

    2. Notify the guardai explain the cars history is suspect and it may have been imported fraudulently.

    3. Establish the car is not a ringer. A car under a false identity. In which case the cat b may apply to another vehicle. The bad news is it may be stolen.


    4. Contact the dvla explaining the above. Get dates and as much information as possible. Notify them of the possible fraud.

    5. Inspect the car using a qualified engineer if its dangerous take it off the road.


    Somewhere in the chain of owners there is something wrong. Hopefully its a book keeping error.


  • #84
    Del2005
    Registered Users, Registered Users 2 Posts: 19,184 ✭✭✭✭Del2005


    lady fifi wrote: »
    what i suppose i realy need is ,factual legal advise, as to what is best option for me ...that i will loose out as little as possible ,and how i was able to insure and nct it and how i have it on the road doing everything by the law and find myself in this awfull situation im realy frustrated, and probably going to loose a lot of money to addd tothe woo of it ...

    You've been told numerous times what to do, but are choosing to ignore it. The car needs to be inspected and you need to inform your insurance company. If the Gardaí get involved it is out of your control

    Always do a history check before buying a car, it's €40 well spent.
    lady fifi wrote: »
    i find it hard to just go ring insurance company and tell them without knowing if someone else been through this ..wat if they want to take car ? what if they contact gardi ?

    is there anyone out there with knowledge or know of a situation like this what did they do what was out come ?

    No one has any knowledge of this as we don't know what situation you're in. It could be a Cat B, It could be a ringer, It could be a fcuk up by HPI. But by continuing to drive it you are potentially putting yourself and others in danger.
    lady fifi wrote: »
    and it a personal choice about learning to drive in whatever size engine , or car and for me i wouldnt have started to drive in such a high powered car and neither will my son.

    The power of a car has nothing to do with learning or being safe learning. But if you want to buy a small car then work away, just make sure you do a history check.


  • #85
    battries not included
    Registered Users, Registered Users 2 Posts: 734 ✭✭✭battries not included


    why did you not do a full history check before you bought the car? :confused:


  • #86
    Bigus
    Registered Users, Registered Users 2 Posts: 4,957 ✭✭✭Bigus


    battries not included wrote: »
    why did you not do a full history check before you bought the car? :confused:

    Very Helpfull :eek:






    Because Clever Boy,Two years ago when she bought it, history checks were almost unheard of in Ireland.:P


  • #87
    MarkR
    Moderators, Regional Midwest Moderators Posts: 11,284 Mod ✭✭✭✭MarkR


    Bigus wrote: »
    Very Helpfull :eek:






    Because Clever Boy,Two years ago when she bought it, history checks were almost unheard of in Ireland.:P

    Not sure what part of Ireland you're in, but I did it on my car before I bought it 4 years ago.


  • #88
    Bigus
    Registered Users, Registered Users 2 Posts: 4,957 ✭✭✭Bigus


    MarkR wrote: »
    Not sure what part of Ireland you're in, but I did it on my car before I bought it 4 years ago.

    Finance Checks yes,but a full history check ? go check your paperwork. nobody took account of mileages then so how could a history check work ?


  • #89
    Neilw
    Registered Users, Registered Users 2 Posts: 3,838 ✭✭✭Neilw


    Bigus wrote: »
    Very Helpfull :eek:

    Because Clever Boy,Two years ago when she bought it, history checks were almost unheard of in Ireland.:P

    OP said the car was bought private but was a UK import, so a check could have still been done through HPI. The previous UK reg should be on the license cert.


  • #90
    MarkR
    Moderators, Regional Midwest Moderators Posts: 11,284 Mod ✭✭✭✭MarkR


    Bigus wrote: »
    Finance Checks yes,but a full history check ? go check your paperwork. nobody took account of mileages then so how could a history check work ?

    As mentioned above, mine was also a UK import. Did a hpi check.


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  • #91
    lady fifi
    Closed Accounts Posts: 23 ✭lady fifi


    update

    with kind help and direction from motorcheck thanks!! we found out that the car was classed as cat b from accident of some sort ,so it not a stolen car, tg..

    i have been in touch with assosation of brittish insurers in uk to try find out who previous insurance company was ,that put class cat b on car and find out why ? how ? car and it still on road, the reply came this morning ..we cant help, get in touch with your own insurance company ...makes no sense...


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