visa debit/credit - can companys tell the difference?

Random · 12-12-2011 03:50PM #1

so i notice that the irish lotto website for example does not accept debit mastercards. would companys like this have access to the mastercard database etc to see if a card is credit or debit?

BuffyBot · 12-12-2011 05:10PM

Yes, they can tell the difference. The first 6 digits normally indicates the bank and card type.

Random · 12-12-2011 05:15PM

i remember using a website online before and i put in my visa info and ticked the mastercard option by mistake. it was able to tell me (seemed like a javascript sorta thing) that the number was invalid visa number.

is there a similiar setup where they can tell the difference between debit/credit cards even without contacting visa/mastercard etc?

GerardKeating · 12-12-2011 07:21PM

Random wrote: »

so i notice that the irish lotto website for example does not accept debit mastercards. would companys like this have access to the mastercard database etc to see if a card is credit or debit?

The various card schemes (Visa/Mastercard etc) provide this information, they charge the Banks/Merchants differently for debit/credit cards.

Some of the Bank provide the information on there web site, the attached document is freely and public available from one of the banks.

visa debit/credit - can companys tell the difference?

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