Boiler

redbiddy · 10-12-2011 12:39PM #1

Can you claim a broken down gas boiler on Home Insurance?

dobsdave · 10-12-2011 12:41PM

redbiddy wrote: »

Can you claim a broken down gas boiler on Home Insurance?

How did it break?

redbiddy · 10-12-2011 12:43PM

old age

unclebill98 · 10-12-2011 12:48PM

No then.

coylemj · 11-12-2011 01:24AM

That comes under wear & tear and is excluded from household policies, the same way that wiper blades and brake pads are excluded from motor car warranties.

The Axa Household policy document contains the following....

Wear and Tear

Your policy is intended to cover you against unforeseen events like fire or theft. It does not cover wear and tear or damage that occurs gradually over time

However, even if it was brand new and broke down, they probably wouldn't cover it as then they would fall back on the 'faulty workmanship, faulty design or using faulty materials' exclusion clause. If it didn't break down as a result of an accident (external to the appliance itself) or theft, they generally won't cover it.

jimoc · 12-12-2011 06:04PM

coylemj wrote: »

That comes under wear & tear and is excluded from household policies, the same way that wiper blades and brake pads are excluded from motor car warranties.

The Axa Household policy document contains the following....

Wear and Tear

Your policy is intended to cover you against unforeseen events like fire or theft. It does not cover wear and tear or damage that occurs gradually over time

However, even if it was brand new and broke down, they probably wouldn't cover it as then they would fall back on the 'faulty workmanship, faulty design or using faulty materials' exclusion clause. If it didn't break down as a result of an accident (external to the appliance itself) or theft, they generally won't cover it.

tell them it caught fire

Boiler

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