Are you completely debt free?

IvaBigWun · 27-11-2011 03:43PM #1

It seems everyone is in some kind of debt these days.

Apart from my mortgage Im not too bad, about 800 euros owed on a credit card.

Are you completely debt free? Poll to follow.

Mint Sauce · 27-11-2011 03:45PM

Yes.

abouttobebanned · 27-11-2011 03:46PM

Well bully for you.

galwayjohn89 · 27-11-2011 03:47PM

Got €700 on my car insurance loan and €2250 on my credit card.

Hope to be debt free by Christmas though!

Azureus · 27-11-2011 03:49PM

Yup-no mortgage/loans and dont own a credit card.
Getting a loan for college in January though,but hoping to not need anymore than 1500-1800. 2grand max and Ill have it paid off within a year. First time I'll have ever owed anything.

Celly Smunt · 27-11-2011 03:50PM

Vuzuggu wrote: »

Got €700 on my car insurance loan and €2250 on my credit card.

Hope to be debt free by Christmas though!

you'll have a very sore arse leaving the phoenix park so

27-11-2011 03:51PM

Nothing now and don't plan on any for a long time.. Learned my lesson after all the college loans, overdrafts and credit cards.

IvaBigWun · 27-11-2011 03:52PM

Re: option 2. A "mortagage" is a "special" kind of mortgage.

kollegeknight · 27-11-2011 03:52PM

1500 on credit card (Engagement ring an post grad course)
2 yrs left of car repayments = 9288

knocking about 800-1000 a month off the credit card.

charlemont · 27-11-2011 03:59PM

Owe nothing thankfully.

galwayrush · 27-11-2011 04:00PM

I could be in a year if i go to the UK and become bankrupt.

BrokenArrows · 27-11-2011 04:00PM

Yup totally free and have some savings too.

Biscuits16 · 27-11-2011 04:01PM

I will be in debt after Euro2012

pragmatic1 · 27-11-2011 04:02PM

No debts and no money.

mattjack · 27-11-2011 04:04PM

pmcmahon wrote: »

you'll have a very sore arse leaving the phoenix park so

the voice of experience ?

Kidchameleon · 27-11-2011 04:04PM

I owe your ma a tenner for last night

Biscuits16 · 27-11-2011 04:04PM

galwayrush wrote: »

I could be in a year if i go to the UK and become bankrupt.

Sean Quinn?

eeloe · 27-11-2011 04:06PM

I owe a few quid, but who doesn't in this day and age!

Thrill · 27-11-2011 04:07PM

Dept free here as well. I saved instead of spent during the boom years and lived well within my means, so the current economic troubles haven't hurt me so far.

Mike 1972 · 27-11-2011 04:08PM

Azureus wrote: »

Yup-no mortgage/loans and dont own a credit card.

Not owning a credit card /=/ Not being in debt

neaideabh · 27-11-2011 04:08PM

Just paid my car loan off there. Have a €500 overdraft. Have been out of work over 2 years now!

Dotrel · 27-11-2011 04:14PM

My parents insisted I pay them back for the food and clothes they gave me as a child, so I'm still down about 10k.

phasers · 27-11-2011 04:18PM

No debt thankfully.

Oh wait, I owe Littlewoods like 30 quid for some tshirts

Wetai · 27-11-2011 04:30PM

phasers wrote: »

Oh wait, I owe Littlewoods like 30 quid for some tshirts

You'd want to pay, they're the kind that'd go around breaking legs..*

maybe not.

Mushy · 27-11-2011 04:42PM

Just 300 on credit card, rent is monthly so is that considered debt? If not, I'm debt free.

Mike 1972 · 27-11-2011 04:50PM

Mushy wrote: »

Just 300 on credit card, rent is monthly so is that considered debt? If not, I'm debt free.

Unless its been run up over the last 28 days and you plan on paying off this months bill in full then yes you are in debt.

minidazzler · 27-11-2011 04:54PM

Yep, I am. And doubt I will ever be indebted to anyone except a friend, who I can pay back at my leisure.

Hersheys · 27-11-2011 04:54PM

I have a car loan which is about e1800 with the credit union. I have e2000 savings in the credit union so technically I'm not in debt. But I don't know which poll option to choose.

Lord TSC · 27-11-2011 04:58PM

Debt free. I was "lucky" enough to be in a minor car accident a few years back which netted me enough to get me through Uni. Meant I never had to worry about loans so am lucky in that reguard...