Rewards Credit Cards

Hi all,

My credit card expires at the end of this year, and I am in the process if shopping around.

I am in the fortunate position of having a very good interest rate at the moment, however, over the last two years it has had no benefit as I always clear my credit card. I don't see this situation changing, as I am fairly disciplined (scared!) and only use it for what I can afford to pay at the end of the month.

My insurance company offers a credit card, with a slightly higher interest rate, but I would save E40 on my next renewal and a small saving of 1c on renewal per E10 spent. This assumes that this insurance company gives the best renewal price and I stay with them, so the reward may end up being non existent.

Are there any other good rewards being offered by credit card companies, or would I be crazy to leave my lower rate for one of these cards, just incase!?

Any suggestions, thoughts or free advice would be great, thanks.