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Should there be a cap on social welfare payments?

245

Comments

  • Closed Accounts Posts: 10,012 ✭✭✭✭thebman


    Once your contributions run out, it should be just a single payment that is assessed. Do away with all the bureaucracy that isn't achieving anything really anyway.

    If you have contributions then I think the current system isn't all that bad but might pay out too much for certain benefits or whatever.

    I think the average industrial wage is too high for most people without payments though. There are an awful lot of people working who don't earn the average.


  • Registered Users, Registered Users 2 Posts: 18,568 ✭✭✭✭Idbatterim


    this makes me laugh! I can earn a pathetic 32k before having to give over 51c in the euro, for the likes of this! & yes 32k is pathetic when you look at welfare levels here. Ill tell you what, I have way less of a problem with my taxes going to bail out the likes of Fitzpatrick and his ilk than I do on the career welfarers! Well thats what we get for a bunch of crooks buying votes for over a decade...


  • Registered Users, Registered Users 2 Posts: 2,912 ✭✭✭pog it


    fliball123 wrote: »
    Demonised, dehumanised...hows about the fact that people living next store to each other 1 working earning under 38k sees his buddy earning that without lifting a finger??? Its about time the entitilement factor in this country got a kick in the hole

    Completely agree there. It's a disgrace and supposing that basic rates remain the same and there is a minor reduction in say rent allowance and fuel allowance and those other extra allowances available, then you'd have to wonder why they are still being kept so high?

    It's almost like the Government wants Ireland to have to default.........


  • Registered Users, Registered Users 2 Posts: 7,008 ✭✭✭not yet


    DonalK1981 wrote: »
    There is a cap on welfare payments.
    Back to bed sleepy head...............


  • Registered Users, Registered Users 2 Posts: 3,834 ✭✭✭Welease


    not yet wrote: »
    Back to bed sleepy head...............

    It may be higher than you want.. In fact if €90K is possible, then its higher than any sane person would want.. but essentially there is a cap.. You can only apply for allowances that exist and your are eligible for, so a cap exists.
    The real issue appears to be the size and availability of multiple overlapping assistances.

    (It could be argued that child benefit is somewhat elastic in that you could have X amount of children, but even then there are biological caps in place)


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  • Registered Users, Registered Users 2 Posts: 2,458 ✭✭✭OMD


    Godge wrote: »
    http://www.examiner.ie/ireland/call-for-welfare-pay-cap-as-couple-claim-90k-a-year-168808.html


    The above article gives an example of a family on social welfare payments receiving over €90,000 per year.

    It is an incredible amount of money to pay out on social welfare to just one family. It is not possible to know whether this is an isolated case or whether there are other families out there in a similar position.

    It immediately raises the question of whether there should be a cap on the amount of social welfare paid into a household. Is there a point when a payment no longer is adequate but becomes over-generous.

    I have pointed out for a long time that social welfare rates in general are too generous in Ireland and provide for a lot more than a basic standard of living. They also act as a disincentive to work not just from a monetary point of view but from a lifestyle point of view. A cap, well below 90k would make a great deal of sense.

    It is worth remembering that proposals to cap public sector pay at €100,000 and pensions at €60,000 have got significant support on boards. Is there the same support for a cap on social welfare?

    is it too late to point out this article is rubbish. Their figures don't add up to €90,000 a year


  • Registered Users, Registered Users 2 Posts: 2,456 ✭✭✭Icepick


    Too many people have this ridiculous idea that people on benefits should be able to afford the same lifestyle as working people. Currently, many of them are actually able to be better off.
    Giving people cash only is also ludicrous.

    Also, why do people who cannot take care of their own family become foster parents in the first place?


  • Registered Users, Registered Users 2 Posts: 11,647 ✭✭✭✭El Weirdo


    OMD wrote: »
    is it too late to point out this article is rubbish. Their figures don't add up to €90,000 a year
    Yes. The seed is planted. It's the people claiming benefits and foreigners and foreigners claiming benefits that have this country on the bones of it's arse.

    Doesn't matter that the Senator is either talking out of his arse or has been fed a shovelful of lies by someone with an agenda, the plebs will only hear and see what they want to hear and see. They have their scapegoat.

    Mission successful.


  • Registered Users, Registered Users 2 Posts: 2,458 ✭✭✭OMD


    El Weirdo wrote: »
    Yes. The seed is planted. It's the people claiming benefits and foreigners and foreigners claiming benefits that have this country on the bones of it's arse.

    Doesn't matter that the Senator is either talking out of his arse or has been a a shovelful of lies by someone with an agenda, the plebs will only hear and see what they want to hear and see. They have their scapegoat.

    Mission successful.

    It is probably so labour can say they are going to crack down on this despite the fact no one is receiving these amounts. Ffs he is saying they are getting €288 a week children's allowance. The real rate is €624 a month (144 a week) He could not possibly be so ignorant of basic welfare payments. Remember the reaction when Gerry Adams didn't know these figures.


  • Registered Users, Registered Users 2 Posts: 3,834 ✭✭✭Welease


    OMD wrote: »
    It is probably so labour can say they are going to crack down on this despite the fact no one is receiving these amounts. Ffs he is saying they are getting €288 a week children's allowance. The real rate is €280 (not 288) a month. He could not possibly be so ignorant of basic welfare payments. Remember the reaction when Gerry Adams didn't know these figures.

    I assumed the figures for weeks were an accumulation of the multiple child benefits being collected condensed down to weeks (even though as you point out the calcs still seem wrong.. the carers allowance also seems wrong btw)..

    What is somewhat more interesting is that these are the figures provided apparently by the state, then Senators, the Media and folks on here are willing to run with it... and formulate plans on what needs to be done without even having a basic understanding that the figures seem incorrect..

    But I guess the actual facts are never as good as a big "bogey man" story...


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  • Closed Accounts Posts: 8,492 ✭✭✭Sir Oxman


    That's exactly what I have been saying - expect more of this rubbish in the lead up to Christmas.
    Nothing meaningful will be done with the system as not one of the govt has the intelligence or balls to tackle it.
    After all, you need to be proactive and visionary to do that.

    It's all so predicatable.


  • Registered Users, Registered Users 2 Posts: 2,458 ✭✭✭OMD


    Welease wrote: »
    [

    I assumed the figures for weeks were an accumulation of the multiple child benefits being collected condensed down to weeks (even though as you point out the calcs still seem wrong.. the carers allowance also seems wrong btw)..

    What is somewhat more interesting is that these are the figures provided apparently by the state, then Senators, the Media and folks on here are willing to run with it... and formulate plans on what needs to be done without even having a basic understanding that the figures seem incorrect..

    But I guess the actual facts are never as good as a big "bogey man" story...

    I think the rent allowance is wrong too. I wonder did the figures come from official sources? Sounds like the senator made the whole family up or if such a family exists he simply guessed what they might be getting in benefits.


  • Registered Users, Registered Users 2 Posts: 2,456 ✭✭✭Icepick


    ^^
    Calm down. Even if they were getting €60k, it's way too much.


  • Registered Users, Registered Users 2 Posts: 774 ✭✭✭lucy2010


    The figures in this do not add up. Having previously received a lone parents payment ( 2 kiddies ) & a half sick rate I was on a sum of €328pw. I was not entitled to rent supplement as its means tested & based on your income. I have since moved to an enterprise scheme as I set up my own company went self employed as I am not employable due to illness . I am not entitled to rent supplement. I now receive €200.10pw as I receive child maintenance from my ex husband. The talk of capping SW is amazing me as it is already means tested - If you receive one payment this payment effects another & money is reduced off it. How this family can be in receipt of all these different payments is baffling me as through my own experience with the welfare system, any monies you are in receipt of have a knock on effect on another payment you may possibly be entitled to.

    This talk of getting 90K to sit on your backside ? A grand total of €1600 a month income less rent( no rent supplement) , ESB, food etc leaves nothing to play with. Not a spare cent. I would love to know where they come up with all these crazy figures The majority of people on social welfare worked & worked hard over the years. Having been in the system you wouldnt choose it in a fit !


  • Registered Users, Registered Users 2 Posts: 3,834 ✭✭✭Welease


    Icepick wrote: »
    ^^
    Calm down. Even if they were getting, €60k it's way too much.

    Absolutely... but the whole story is made up of rediculous incorrect figures.. if they can't be bothered to get the details correct, then how much of the article is really true?

    And of equal importance, how much is that Senator being paid?

    Call me crazy, but if i was going to go on a big crusade about something... while pulling in an enormous wage from the very same broke country.. I'd actually take the 20 mins to check my information before I went to the media.. It shows just how much of a clue that guy has to the problems facing people in Ireland....


  • Closed Accounts Posts: 10,012 ✭✭✭✭thebman


    lucy2010 wrote: »
    The figures in this do not add up. Having previously received a lone parents payment ( 2 kiddies ) & a half sick rate I was on a sum of €328pw. I was not entitled to rent supplement as its means tested & based on your income. I have since moved to an enterprise scheme as I set up my own company went self employed as I am not employable due to illness . I am not entitled to rent supplement. I now receive €200.10pw as I receive child maintenance from my ex husband. The talk of capping SW is amazing me as it is already means tested - If you receive one payment this payment effects another & money is reduced off it. How this family can be in receipt of all these different payments is baffling me as through my own experience with the welfare system, any monies you are in receipt of have a knock on effect on another payment you may possibly be entitled to.

    This talk of getting 90K to sit on your backside ? A grand total of €1600 a month income less rent( no rent supplement) , ESB, food etc leaves nothing to play with. Not a spare cent. I would love to know where they come up with all these crazy figures The majority of people on social welfare worked & worked hard over the years. Having been in the system you wouldnt choose it in a fit !

    TBH, that is more than my brother earns working full time.


  • Registered Users, Registered Users 2 Posts: 11,647 ✭✭✭✭El Weirdo


    Welease wrote: »
    And of equal importance, how much is that Senator being paid?
    I believe that the basic salary for a Senator is 70k per year. Not to mention the very generous expenses.

    Not bad for what is essentially a part-time job, eh?

    Why does he need that sort of money? Sure 50k per year is enough for any family to live on, right?:rolleyes:


  • Registered Users, Registered Users 2 Posts: 208 ✭✭Debtocracy


    So why are the poorest and most miserable people in society being perceived as somehow a happy and wealthy group? Basically, the human race is a group based species and in order for reciprocal cooperation to evolve within a species, every member needs to contribute to the group. Too many free riders and the species go back to aggressive competition. To minimise the occurrence of free riding throughout our evolutionary history, humans developed a psychological bias towards overestimating the occurrence of cheating. As a result of this bias, people will greatly over estimate the number of fraudsters on the dole and the amount that the average dole recipient receives.

    Benefits other than the basic dole payment need to be reduced. Besides being too high, one of the problems with such benefits is that they tend to divert money towards the richer sections of society (e.g. landlords, banks, medical professionals etc.). At least with the basic dole payment, a higher proportion will be spent into the local economy.


  • Registered Users, Registered Users 2 Posts: 14,419 ✭✭✭✭jimmycrackcorm


    El Weirdo wrote: »
    I believe that the basic salary for a Senator is 70k per year. Not to mention the very generous expenses.

    Not bad for what is essentially a part-time job, eh?

    Why does he need that sort of money? Sure 50k per year is enough for any family to live on, right?:rolleyes:


    I grow weary of these type of comparisons.


  • Closed Accounts Posts: 4,456 ✭✭✭astonaidan


    Feckin Foreigners, Why couldnt I have thought of it:mad:


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  • Registered Users, Registered Users 2 Posts: 2,458 ✭✭✭OMD


    Icepick wrote: »
    ^^
    Calm down. Even if they were getting, €60k it's way too much.
    Are they getting €60k?


  • Closed Accounts Posts: 8,492 ✭✭✭Sir Oxman


    El Weirdo wrote: »
    I believe that the basic salary for a Senator is 70k per year. Not to mention the very generous expenses.

    Not bad for what is essentially a part-time job, eh?

    Why does he need that sort of money? Sure 50k per year is enough for any family to live on, right?:rolleyes:


    Also, is it too much to ask someone who gets paid a large salary from the public purse to back up his statements and figures rather than allow him quote any old crap in the national media?
    This guy, thanks to a googler on the AH thread, also stuck his snout in a half million quid gratuity pot simply for going from being a councillor to being a senator.

    To answer another poster, yes the gross inflated salaries of people making these vast sweeping claims should be looked at and compared and to see why they make such stupid generalisations.


  • Closed Accounts Posts: 21,727 ✭✭✭✭Godge


    lucy2010 wrote: »
    The figures in this do not add up. Having previously received a lone parents payment ( 2 kiddies ) & a half sick rate I was on a sum of €328pw. I was not entitled to rent supplement as its means tested & based on your income. I have since moved to an enterprise scheme as I set up my own company went self employed as I am not employable due to illness . I am not entitled to rent supplement. I now receive €200.10pw as I receive child maintenance from my ex husband. The talk of capping SW is amazing me as it is already means tested - If you receive one payment this payment effects another & money is reduced off it. How this family can be in receipt of all these different payments is baffling me as through my own experience with the welfare system, any monies you are in receipt of have a knock on effect on another payment you may possibly be entitled to.

    This talk of getting 90K to sit on your backside ? A grand total of €1600 a month income less rent( no rent supplement) , ESB, food etc leaves nothing to play with. Not a spare cent. I would love to know where they come up with all these crazy figures The majority of people on social welfare worked & worked hard over the years. Having been in the system you wouldnt choose it in a fit !

    Wait a minute, are you saying you got €328 per week for one-parent allowance and you were also entitled to a maintenance payment from your ex-spouse?


  • Registered Users, Registered Users 2 Posts: 18,991 ✭✭✭✭murphaph


    Debtocracy wrote: »
    Benefits other than the basic dole payment need to be reduced. Besides being too high, one of the problems with such benefits is that they tend to divert money towards the richer sections of society (e.g. landlords, banks, medical professionals etc.). At least with the basic dole payment, a higher proportion will be spent into the local economy.
    I'm a landlord. I'm not rich...guess you over estimated there ;)

    I actually agree with your broad point however. The myriad of side payments are the main problem. I believe the dole itself is only responsible for about 4bn of the 20 odd bn SW bill. Rent Supplement needs a fair whack taken off it (and as a landlord with tenants in receipt of RS it'll hit me in the pocket, but needs must). The likes of the standing charge on a pensioner's telephone bill being paid for by the taxpayer is actually obscene. 99% of pensioners live in areas of perfectly good mobile coverage and a mobile phone can be used to dial 112 even without a sim in it!


  • Registered Users, Registered Users 2 Posts: 774 ✭✭✭lucy2010


    Godge wrote: »
    Wait a minute, are you saying you got €328 per week for one-parent allowance and you were also entitled to a maintenance payment from your ex-spouse?

    My children are entitled to be supported by their father . No I am not saying I was entitled to 328 per week OPF. That amount included an illness payment


  • Closed Accounts Posts: 403 ✭✭CrystalLettuce


    fliball123 wrote: »
    True but I think everyone and I mean everyone (yes that includes PS workers) needs to take a cut and Income tax needs to be raised we are all in hte sh1t together ... and to blame just the bankers and developers is a folly they contributed 1/3 of what we owe the other 2/3s is from over spend and this is still increasing by 18billion...So shoulder to the wheel and all..on a side note good luck to all this December...lets hope the axe falls evenly on all sides

    But we didn't create the mess, so why should we pay?


  • Closed Accounts Posts: 28 Dyslexic I am


    But we didn't create the mess, so why should we pay?

    The high social welfare rates and public sector pay are very much part of the 'mess'.

    These are Celtic Tiger extravagances that the country can no longer afford.


  • Registered Users, Registered Users 2 Posts: 7,611 ✭✭✭fliball123


    Welease wrote: »
    But you don't (nor do I) have the basis for that arguement.. He could very well have fallen from a ladder 12 months ago and ended up disabled..
    Unlikely, but a possibility.. You can't start making laws or benefits which require people to have the ability to see the future, and not have special needs children in case they lose their job (given we have no ability to abort foetus's with identified issues).

    If you expand your arguement out to its natural conclusion, then noone on the Live register should be given financial help either.. they should not have had X kids when they are now financially dependant on the state..

    I get the point you are trying to make, but I think you are making to many assumptions and conclusions which you don't have any data to backup.. Noone should be able to earn 90K on welfare.. There do need to be cuts, and rationalisations of what could be termed double payments, but that needs to be done on the facts on what payments are available and the costs associated, no on whether some guy who is now disabled should have kids, and definately not by linking this one story to the fact that there are lazy gits who have no intention of working..

    Maybe I dont know the inns and outs of this case but I do know certain girls who from a young age want kid after kid so they can cream it..This needs to be disincentivised IMO


  • Registered Users, Registered Users 2 Posts: 7,611 ✭✭✭fliball123


    Godge wrote: »
    Wait a minute, are you saying you got €328 per week for one-parent allowance and you were also entitled to a maintenance payment from your ex-spouse?

    Wow Godge two posts I agree with you already..The idea of a young girl making a career out of having babies has been going on too long in this country...People should be made put the fathers name on the birth cert if they dont...No childrens allowance ..That will do a couple of things..1 it will stop the Mummy Professionals - I do not see why I should pay for other peoples kids when I cannot afford my own. Secondly it will give a name of a guy who is responsible for this kid and any money given the gov can garnish wages/dole from this individual and ease the burden on the tax payer...its a win win


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  • Closed Accounts Posts: 3,513 ✭✭✭donalg1


    IMO Rent Allowance needs to be looked at before anything else, why would someone who gets 188 per week cash in hand and then another 100 Rent Allowance consider returning to work. After they make a contribution to their rent they are left with in and around 150 per week to do what they want with it. Most people i know on Social Welfare spend more time going out and going away for weekends or a weeks holiday than most of the employed people i know so obviously there is something wrong there.

    If someone is in private rented and becomes unemployed after 12 months of social welfare and rent allowance payments they should be given a 'housing allowance' of say 100 to pay their rent paid directly to the landlord then leaving the person with 88 quid for themselves for the week, more than enough money for one person to feed themselves for a week.

    why they should get any more i dont know, i think its time the nights out, alcohol, cigarettes and sky tv were considered luxuries that are only affordable to those in employment.


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