Living within your means...

NeedaNewName · 20-02-2011 09:36PM #1

What is the story with a lot of Irish people these days, they can't live with what they have and feel it is a "right" to be able to buy stuff and do stuff.

Like Holidays. Sorry but if you can't afford it you don't go on holiday? Simplez?

You have a house you paid a lot for and it is worth half its value? But you now want to move and can't because the house you bought is worth half what you paid? eh sorry but no moving for you?

Have a generation of Irish people lost the ability to live by their means? Are they spoilt?

I mean for fuks sake it is not that hard to do simple maths and realise you can't afford something.

Head wreaking tbh.

Uriel. · 20-02-2011 09:39PM

Perhaps. But at Least three years since a thread like this was even remotely original, is it worth crying about on Sunday evening?

Micky Dolenz · 20-02-2011 09:40PM

who are these Irish people you are talking of?

Turtyturd · 20-02-2011 09:40PM

Need a new name but can't afford one?

nickobrien1985 · 20-02-2011 09:42PM

You're right.

Irish people still think they're entitled to a holiday in the sun, Sky+, the latest phone, the odd meal down at Roly's, haircuts down Peter Mark.

Its a simple case of living the high life comfortably for 10years during the Celtic Tiger and their inability to adapt to what is now the norm.

I went to UCD 10yrs back and it was shocking to see the levels of affluence (and arrogance), no idea of what the term thrift meant.
There's a small part of me happy to see these folk who threw away their money during the boom suffer.

NeedaNewName · 20-02-2011 09:43PM

Uriel. wrote: »

Perhaps. But at Least three years since a thread like this was even remotely original, is it worth crying about on Sunday evening?

Sorry but I was just reading something about a guy who decided to have a family and needed to move house and felt hard done by given the housing market. Easier to post here, this, than tell him he was a fuking idiot for starting a family if he couldn't or just man the fuk up and make do with what he has. Prick needed a bigger garden.

I mean WTF!

MANUTD99 · 20-02-2011 09:43PM

NeedaNewName wrote: »

Like what is the story with a lot of Irish people these days, they can't live with what they have and feel it is a "right" to be able to buy stuff and do stuff.

Like Holidays. Sorry but if you can't afford it you don't go on holiday? Simplez?

You have a house you paid a lot for and it is worth half its value? But you now want to move and can't because the house you bought is worth half what you paid? eh sorry but no moving for you?

Have a generation of Irish people lost the ability to live by their means? Are they spoilt?

I mean for fuks sake it is not that hard to do simple maths and realise you can't afford something.

Head wreaking tbh.

Bring out the soapbox somebody

FatherLen · 20-02-2011 09:43PM

i agree.

Fart · 20-02-2011 09:44PM

A shot in the dark but... does anyone here know what "thrift" means?

Poshknacker · 20-02-2011 09:45PM

If you start a post with 'like' it discourages people from reading the rest of it as it suggests low intelligence and/or a poor command of the english language.

smk89 · 20-02-2011 09:46PM

You started 2 sentences with like.

But damn it your right.

Heisenberg89 · 20-02-2011 09:47PM

I'd rather live within the means of the celebrities I read about.

Turtyturd · 20-02-2011 09:47PM

Fart wrote: »

A shot in the dark but... does anyone here know what "thrift" means?

Superquinn's own brand products used to be called 'Thrift'...I think its a short combination of the words cheap and rotten.

Red Hand · 20-02-2011 09:47PM

Fart wrote: »

A shot in the dark but... does anyone here know what "thrift" means?

It means that stage where you think you may have imagined saying something inappropriate to someone whilst drunk but you are too drunk to remember what it was or whether or not you imagined it or even if the person you said it to exists in reality or not.

NeedaNewName · 20-02-2011 09:48PM

Poshknacker wrote: »

If you start a post with 'like' it discourages people from reading the rest of it as it suggests low intelligence and/or a poor command of the english language.

I have low intelligence and a poor lexicon so I edited my post to be more correct.

Thanks.

nickobrien1985 · 20-02-2011 09:48PM

Is it just me or does anyone else think that Irish women are the worst for OTT spending?

I also see loads of people at work who are on good salaries, but their bank balance at the end of the month is 0.
They spend monies on three week holidays to Australia, South East Asia, weekends in New York, tonnes of money down Café en Seine.

Sunnyisland · 20-02-2011 09:51PM

A mans got to know his limitations, clint eastwood said that maybe he was talking about us Irish.

Oranage2 · 20-02-2011 09:53PM

Always lived within my means, except for the time i got a credit card and a couple of €grand loan to travel the world and have the greatest time of my life ever!! so to answer your question - living within your means is boring and taking a few risks may or may not pay off "who dares wins" and all - Also cant ever remember ever reading "I wish I lived within my means" on somebody's epitaph!!!

dilbert2 · 20-02-2011 09:54PM

NeedaNewName wrote: »

What is the story with a lot of Irish people these days, they can't live with what they have and feel it is a "right" to be able to buy stuff and do stuff.

Like Holidays. Sorry but if you can't afford it you don't go on holiday? Simplez?

You have a house you paid a lot for and it is worth half its value? But you now want to move and can't because the house you bought is worth half what you paid? eh sorry but no moving for you?

Have a generation of Irish people lost the ability to live by their means? Are they spoilt?

I mean for fuks sake it is not that hard to do simple maths and realise you can't afford something.

Head wreaking tbh.

A lot of it was the adoption in 1990s and 2000s of the phenomenon that hit other countries like America and England earlier in the 70s and particularly the 1980s when Reagan came into power - that "greed was good" as it created jobs, allowed freedom etc etc. For many decades anybody who criticised the direction society was taking away from civic and public values toward the commercialisation of life, along with the march of consumerism - was branded a fogey, leftist, begrudger etc.

I think a lot of it comes from the keeping up the Jones' culture that economists have encouraged for at least three decades now in much of the Western world. So people are desperate to keep up, and will do anything to "have the latest", even it means going into debt or risking large loans from the bank.

NeedaNewName · 20-02-2011 09:57PM

Oranage2 wrote: »

Always lived within my means, except for the time i got a credit card and a couple of €grand loan to travel the world and have the greatest time of my life ever!! so to answer your question - living within your means is boring and taking a few risks may or may not pay off "who dares wins" and all - Also cant ever remember ever reading "I wish I lived within my means" on somebody's epitaph!!!

ah no don't get me wrong. I am all for that. I am all for people doing the maths and saying "fuk it" or "who dares win" as you say.

It is the people who moan about not being able to do it like they have a right to that has got on my goat. And let me tell you now my poor goat can't take much more weight!

its a small goat

El Siglo · 20-02-2011 10:00PM

Funny you should start this thread op...

https://www.youtube.com/watch?v=4-bSKsVDr_M

hatrickpatrick · 20-02-2011 10:13PM

NeedaNewName wrote: »

What is the story with a lot of Irish people these days, they can't live with what they have and feel it is a "right" to be able to buy stuff and do stuff.

Like Holidays. Sorry but if you can't afford it you don't go on holiday? Simplez?

You have a house you paid a lot for and it is worth half its value? But you now want to move and can't because the house you bought is worth half what you paid? eh sorry but no moving for you?

Have a generation of Irish people lost the ability to live by their means? Are they spoilt?

I mean for fuks sake it is not that hard to do simple maths and realise you can't afford something.

Head wreaking tbh.

It's the mechanisms behind it which are ridiculous.
Person A likes to build cars and needs a job.
Person B would love to have a car to drive around in.
But because the artificial token we humans have invented isn't working properly at the moment like it's supposed to, person B can't buy the car and person A remains unemployed.
Meanwhile a whole ****load of bank execs who are responsible for breaking the system in the first place are being bailed out by both person A and person B - which is the direct reason person B can't buy the car and therefore person A won't be paid to make it.

suitseir · 20-02-2011 10:39PM

In the small town where I, unfortunately not by choice, live I parked outside the local supermarket yesterday and in front, a 11 registered car, another across the road and as I was leaving I saw an acquaintance of mine getting into her new 11 VW Passat, oh and her hubby just lost his job, well about 3 months ago, and is, no doubt, drawing his stamps at the moment.

So people are still spending or are not as badly off as we think they are!

Just wondering has anybody on this thread come across friends, neighbours, who are suffering through this recession?

juzzy · 20-02-2011 10:58PM

NeedaNewName wrote: »

What is the story with a lot of Irish people these days, they can't live with what they have and feel it is a "right" to be able to buy stuff and do stuff.

Like Holidays. Sorry but if you can't afford it you don't go on holiday? Simplez?

You have a house you paid a lot for and it is worth half its value? But you now want to move and can't because the house you bought is worth half what you paid? eh sorry but no moving for you?

Have a generation of Irish people lost the ability to live by their means? Are they spoilt?

I mean for fuks sake it is not that hard to do simple maths and realise you can't afford something.

Head wreaking tbh.

Totally agree with you OP. I can never understand how my friends who work full-time on good wages are always broke way before payday...WTF?

I work part time and have moved out and have rent, bills etc and I don't skimp on nice food, turning on the heating etc

Ok I am a bit of a homebody and don't go out drinking much, maybe every couple months. Just like watching dvds/series, reading, going to the cinema, going for coffee/dinner etc. Guess also i'm not into the latest iphone etc either. Don't need to keep up. Have laptop of course which I couldn't live without

Don't want to come across as high and mighty but I always have money to do what I want and can't understand how ppl manage to blow it all and are poor half the time.

Obv if you have kids, loans etc its a different story

Oranage2 · 20-02-2011 11:04PM

juzzy wrote: »

Totally agree with you OP. I can never understand how my friends who work full-time on good wages are always broke way before payday...WTF?

I work part time and have moved out and have rent, bills etc and I don't skimp on nice food, turning on the heating etc

Ok I am a bit of a homebody and don't go out drinking much, maybe every couple months. Just like watching dvds/series, reading, going to the cinema, going for coffee/dinner etc. Guess also i'm not into the latest iphone etc either. Don't need to keep up. Have laptop of course which I couldn't live without

Don't want to come across as high and mighty but I always have money to do what I want and can't understand how ppl manage to blow it all and are poor half the time.

Obv if you have kids, loans etc its a different story

Well thats because the avarage Irish person spends half their wages on alcohol. Also other people have car loans and I doubt you have a car so thats why it's so easy for you to save!

Daegerty · 20-02-2011 11:06PM

I don't know what a tracker mortgage is

mfceiling · 20-02-2011 11:09PM

Spend like hell, spend if you don't have it.
Spend someone else's money.
Don't pay it back.
Live the fcuking highlife.
There's no towbar on a hearse.
Sure the government and the bankers spent it like it was going out of fashion.
Spend it like you are full sure it will rot or go out of date.
Fcuk the misery holes saving and living like misers.
How can they take it from you if you haven't got it.
You can't take knickers off a bare arse.

This statement should not be taken literally and may cause suffering or distress.
The management accepts no responsibility for any loss suffered therein.

Daegerty · 20-02-2011 11:11PM

mfceiling wrote: »

Spend like hell, spend if you don't have it.
Spend someone else's money.
Don't pay it back.
Live the fcuking highlife.
There's no towbar on a hearse.
Sure the government and the bankers spent it like it was going out of fashion.
Spend it like you are full sure it will rot or go out of date.
Fcuk the misery holes saving and living like misers.
How can they take it from you if you haven't got it.
You can't take knickers off a bare arse.

This statement should not be taken literally and may cause suffering or distress.
The management accepts no responsibility for any loss suffered therein.

There is for when two family members die in an accident

mfceiling · 20-02-2011 11:16PM

Daegerty wrote: »

There is for when two family members die in an accident

2 hearses or one in a trailer?

Dudess · 20-02-2011 11:18PM

Rarely see this - OP bases it on one incident. Seems more like a smug "Let's have a laugh at those who are in crippling debt after making mistakes during the boom" thread.

jebuz · 20-02-2011 11:18PM

Daegerty wrote: »

I don't know what a tracker mortgage is

just like the guy in the ad, brilliant!

Living within your means...

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