Loans ICB Re Credit Union

rilly99 · 2010-06-08 16:56:10

Someone told me before that when you apply for a bank laon you don't have to put down your CU loan as the bank can't see same when they check with the ICB - anyone know if this is true ? Secondly do late (rather than missed ) payments always show up on the ICB report ??

08-06-2010 05:56PM

#1

rilly99

Registered Users, Registered Users 2 Posts: 221 ✭✭

Join Date: July 2009

Posts: 152

Someone told me before that when you apply for a bank laon you don't have to put down your CU loan as the bank can't see same when they check with the ICB - anyone know if this is true ?

Secondly do late (rather than missed ) payments always show up on the ICB report ??

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Comments

#2 08-06-2010 06:12PM

Random

Closed Accounts Posts: 19,080 ✭✭✭✭

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Posts: 16669

when applying for a loan you should always be as truthful as possible or it could catch you out down the line, e.g. your bank may notice monthly dd's to your cu account from your current account etc.

if your cu is not on this list then they won't show up in your icb report.
http://www.icb.ie/membership.php

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#3 08-06-2010 06:20PM

rilly99

Registered Users, Registered Users 2 Posts: 221 ✭✭

Join Date: July 2009

Posts: 152

Thanks for that , answers my question some show up, some don't - mine does - so guess be telling the truth then :rolleyes:

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#4 08-06-2010 06:45PM

chris85

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any payments over 30 days late will be marked on ICB.

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