Insuring a Modified car in Ireland - Is it possible anymore??....

JimmyCrackCorn wrote: »

Thats one of the best quotes iv heard of

Same here It really is worth it to haggle! It's comprehensive too and includes breakdown cover/roadside assist and windscreen cover.

draffodx wrote: »

I agree thats a great price, is it the 250bhp Jap version?

Yep! In the process of remapping to 275

I've posted pics in "Cars I've Owned" or something along those lines!

Yellow cars are horrible! Especially the RX-8 and M3 in "canary yellow" :vomit:

having worked in the insurance industury and having a backround and trade from the motor industary i can completey agree that irish insurers do not have a clue about current trends and vehicle modifactions
and with a lack of education comes ignorance
an insurance company is legaly obliged to quote you so try that on them next time they refuse you a quote.
take note of when and who you spoke to . if your not getting any joy form the inital person ask to speak to a superior.
remind them of there obligation to quote and reference the insurance ombudsman

its like going to a doctor and him saying he does not treat sick people
my advise is to ask to speak to somrone in charge of the underwriting as my experience is that most of the employees are trained only in phones and sales. very few have any qualafactions

if that all goes tits up a garage policey is my advise
1000 to 1500 for the year and your free to drive what you want
great if you have a few cars or heavily moddified car and less hassle from those other ignorant *unts the cops

axa quinn and rsa will all deney any claim thay can . if there is found to be modifactions carried out
this can lead to a number of issues especialy if your unlucky enough to have a crash with another vehicle and or injurys.

i had an experience of axa denieying a cliam because of an induction kit fitted to an interga . i had to say it to the engineer that because of the poor quality install that the vehicle would be under preforming . he did not want to listen . so i offered my advise to the owner he took the vehicle to be tested for proformance and sure enough it was well down on power
he went to the ombudsman and he ruled in the customers favor it was a long drawn out battle but he won in the end
axa had to review there policy wording because of this .
****in robbin pricks anyway.

To get a trade policy you're supposed to be in the trade. It's not meant for any joe soap. If you were stopped at 3am by the Guards, what would your excuse be? You were working on the car until the early hours?