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PTSB Mortgage Rate

  • 17-11-2009 08:30PM
    #1
    Richard571
    Registered Users, Registered Users 2 Posts: 109 ✭✭


    Just come off a 2 year fixed with PTSB on to a tracker of ECB + 1.1% Vs previous fixed of 5.2% - is this competitive?

    Checked out fixed rates and @ 5.25% for 2 yr & 5.75% for 5 yr seemed way too high.

    Cannot really move as neg. equity of about €50k but just wanted to know if I'm being shafted....(I know the banks wouldn't do that.....)


Comments

  • #2
    Blackjack
    Registered Users, Registered Users 2, Paid Member Posts: 3,703 ✭✭✭Blackjack


    Richard571 wrote: »
    Just come off a 2 year fixed with PTSB on to a tracker of ECB + 1.1% Vs previous fixed of 5.2% - is this competitive?

    Checked out fixed rates and @ 5.25% for 2 yr & 5.75% for 5 yr seemed way too high.

    Cannot really move as neg. equity of about €50k but just wanted to know if I'm being shafted....(I know the banks wouldn't do that.....)

    you are off fixed at 5.2% and on to a tracker ECB + 1.1% and you think you're being screwed?. You're not, trust me.


  • #3
    Long Onion
    Closed Accounts Posts: 1,342 ✭✭✭Long Onion


    Do not move from the tracker, do not move from the tracker, do not move from the tracker, do not move from the tracker.

    That is all.


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