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Quinn Healthcare - Credit Card Authorisation?

  • 20-01-2009 08:13PM
    #1
    hawker
    Closed Accounts Posts: 500 ✭✭✭


    My wife pays health insurance for the kids on a straight deduction from her wages. Two years ago they messed up with the deductions and my wife decided to pay the amount owed (about €400 at that time) and then the fortnightly basis. Last year, despite the fact that the deductions were still coming out on a fortnightly basis they charged her credit card the full amount for the year. Fair enough, mistake made they repaid the money.

    This year the same thing has happened. I'm sure they will repay and all that but can they take money out of a credit card without authorisation from the credit card owner?


Comments

  • #2
    dudara
    Registered Users, Registered Users 2 Posts: 33,518 ✭✭✭✭dudara


    Moved to Banking & Insurance & Pensions

    Thread title edited for a little more clarity.


  • #3
    unclebill98
    Registered Users, Registered Users 2 Posts: 3,813 ✭✭✭unclebill98


    Are the payments on the CC getting taken out in the from of a Direct Debit?

    There not allowed to take the funds but hay, its happens alot.


  • #4
    GerardKeating
    Registered Users, Registered Users 2 Posts: 8,067 ✭✭✭GerardKeating


    hawker wrote: »
    My wife pays health insurance for the kids on a straight deduction from her wages. Two years ago they messed up with the deductions and my wife decided to pay the amount owed (about €400 at that time) and then the fortnightly basis. Last year, despite the fact that the deductions were still coming out on a fortnightly basis they charged her credit card the full amount for the year. Fair enough, mistake made they repaid the money.

    This year the same thing has happened. I'm sure they will repay and all that but can they take money out of a credit card without authorisation from the credit card owner?

    Read the thread and thought, hmm, must check.

    And they silly sods have done it to me as well...


  • #5
    GerardKeating
    Registered Users, Registered Users 2 Posts: 8,067 ✭✭✭GerardKeating


    unclebill98 wrote: »
    Are the payments on the CC getting taken out in the from of a Direct Debit?

    There not allowed to take the funds but hay, its happens alot.

    They managed to hit my credit card, even though the expiry date has changed since last year....


  • #6
    homer911
    Registered Users, Registered Users 2 Posts: 5,070 ✭✭✭homer911


    I pay my TV license on my CC. One year my card was stolen and I got a replacement - new number etc. The TV License fee still got taken automatically!


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  • #7
    homer911
    Registered Users, Registered Users 2 Posts: 5,070 ✭✭✭homer911


    BTW, Quinn Healthcare only operate one payment run a month. I rang up on 7/1 to pay my annual charge on CC (not a DD!) and was told the payment would not be processed until around 5th Feb


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