Private Medical Insurance

Hi Ruddy, thanks in advance for any guidance you can give.

Its over 20 years since I had private insurance so I've no idea what to look for these days. 54yo male based in the West, no particular issues but looking for Consultant and scan cover, also history of hip replacements in family so chances are its down the line for me. I have GP card if that makes any difference to everyday cover. After a basic search I came up with Level Health Plan B for about €1500 but don't know how other providers compare?

Hey Ruddy, thanks again for the reply.

I am strongly considering changing my policy asap as 1) It is costing me a lot of money generally and 2) I am unemployed now for a few months so my savings are running out.

You mentioned waiting until renewal to change. Is this because I will have to pay a cancellation charge/cannot cancel during the contract? If not, I would ideally like to change asap.

If I dont have to pay a large cancellation fee or am tied in to a contract, what plan would you recommend?

Also, do you think a plan with good maternity cover is worth it? From my understanding of talking to others, you dont really get much benefit from the private plans and still ususally have to pay a few k out of pocket anyway when going private, even with decent maternity cover.

I was just wondering about cover for 30 year old female with no medical conditions? She has let her cover lapse for past few years . Needs cover for semi p in private hospitals. Dublin based . Day to day not important. prefer Laya or VHI. Could you suggest a good plan please?