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On hook for security deposit - solicitor at fault?

  • 06-06-2026 03:50AM
    #1
    Registered Users, Registered Users 2 Posts: 1,377 ✭✭✭


    I finally closed on a tenant in situ property mid April.

    This purchase dragged out nearly a year. It was a couple that were separating that sold the property.

    This meant each had their own solicitor. It was a buy to let mortgage so my bank had their own solicitor and I also had mine.

    The following has since transpired:

    1. The tenants have been there over 10 years but would have paid a security deposit of €1900.00 from the outset. This would have been paid to former landlord. However, I understand when the time comes that tenants leave, im on the hook for this.
    2. Other issues, prior landlord was paid full month of April's rent from HAP despite me notifying them of change of ownership. So this amounts to near €900.00 overpaid to prior landlord.
    3. Property Advert showed a steel shed but tenants say they purchased this and all appliances etc. No inventory list was compiled.

    I did have the solicitors details that my solicitor was dealing with and reached out directly. However, she replied that she only represented the female party and that this party did not receive any of the rental payment so cant repay it to me.

    I contacted the estate agent and he said he assumed all inventory was included and would reach out to the male party. However, I havw not received any updates so looks like he just ignoring it.

    Is my solicitor at fault here for not asking on the above and not noticing the security deposit in tenancy agreement?

    I don't have the male party's address to even send a letter threatening legal action.

    Is it possible that seller could argue that security deposit was included in sale price despite no mention of it at any point?



Comments

  • Registered Users, Registered Users 2 Posts: 2,888 ✭✭✭JVince


    Why would it be a solicitor's fault?

    YOU purchased the property. You don't fob off very basic self responsibilities to 3rd party people.

    You are entirely responsible for any shortcomings that YOU did not get confirmed answers to.

    Solicitor does conveyancing of the property title to you. No responsibility for issues with a tenant unless YOU asked the questions in the first place.

    If buying "tenant in situ", you, as the buyer should assume the deposit is part of the transaction as you are buying "in situ". Also it's your responsibility to get a copy of the lease and be aware of the lease agreement.

    Look in a mirror for where the fault lies.



  • Registered Users, Registered Users 2 Posts: 2,406 ✭✭✭Lenar3556


    The €1,900 tenant deposit is likely your biggest issue because, as the current landlord, you will generally be responsible for returning it when the tenancy ends. The key question is whether that deposit was transferred to you on closing or accounted for in the conveyancing documents.

    If the tenancy agreement provided to your solicitor showed a €1,900 deposit, it is reasonable to ask why enquiries were not raised about its transfer. However, this does not automatically mean your solicitor was negligent; the answer depends on the contract, replies to enquiries, and closing documents.

    The April HAP overpayment (about €900) may be recoverable if the seller received rent for a period after completion. Check whether rent/HAP was apportioned on the completion statement.

    The shed and appliances issue is more difficult because, if the tenants bought them, the sellers may never have owned them. Without an inventory or fixtures-and-fittings list, proving what was included in the sale may be challenging.

    I suggest discussing these matters with your solicitor in the first instance. Your could also ask your solicitor for the contract, completion statement, and confirmation of what enquiries were made regarding the deposit, rent, and tenancy.

    Also, I would treat representations by the current tenants around ownership of sheds, applicances etc and indeed the security deposit as unconfirmed for the time being. Sometimes a tenant can take advantage of certain situations to create a narrative that is to their benefit. This is one of the challenges associated with tenant in situ purchases.



  • Registered Users, Registered Users 2 Posts: 2,406 ✭✭✭Lenar3556


    Not a very helpful reply.

    A solicitor acting on a purchase of a tenanted property is not merely a document courier. Part of conveyancing is identifying legal and financial matters affecting the property and tenancy. If the title documents or tenancy agreement disclosed a €1,900 deposit, most solicitors would regard it as something that should be addressed before closing.

    Even if they didn’t - as you have rightly pointed out a security deposit is a logical concern in the case of a sitting tenant and a reasonable solicitor would typically enquire into it.



  • Moderators, Business & Finance Moderators Posts: 11,253 Mod ✭✭✭✭Jim2007


    Reading between the lines I'd guess - probably not!

    It really depends on the nature of the contract you have with your solicitor. What serivces did you actually contract with the solicitor for? Completing of the legal documents? Review of the rental agreement with tenent? Handling the communication between the two partners disposing of the property?

    From your description it would seem that you are handling most interactions yourself rather than letting your solicitor deal with?



  • Registered Users, Registered Users 2 Posts: 1,278 ✭✭✭Escapees


    The bit about the tenants saying they purchased the shed and all appliances etc. sounds like BS! Do they have any proof or a receipt (I know), or did they just take advantage of the situation?…



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  • Registered Users, Registered Users 2 Posts: 2,888 ✭✭✭JVince


    With respect, the purchaser should be making these extremely basic enquiries and its not for a solicitor to 2nd guess what the purchaser has asked.

    If I'm buying a tenant in situ property, (have looked, but didn't purchase) the first thing I want to see is the lease and I will then read it. I'd assume there was a deposit and likewise, I'd assume the deposit is something I'd be responsible for as there would be no changes in the tenant's terms. I would not expect that this is the job of a conveyancing solicitor who'd probably assume the purchaser knows this.

    Similarly on the shed. The solicitor does not go out to the property to double check everything. If the shed was detailed in the contents, then the buyer owns the shed. If there's a dispute, then tenants show proof of purchase and you argue with the seller. Absolutely nothing whatsoever to do with your conveyancing solicitor

    As I said, the fault lies with the person in the mirror



  • Registered Users, Registered Users 2 Posts: 1,377 ✭✭✭lightspeed


    For what it's worth, I was only provided with a copy of the tenancy agreement from estate agent after he got it from the the seller. This was after the sale completed but I think from speaking with solicitors receptionist that my solicitor had a copy. This was a long process that took the guts of a year to close from mostly delays with the seller to issues getting a letter from county council that they had taken the roads I to charge.

    I can on one hand reconcile that I should have probed more for tenancy agreement and spotted the issue with security deposit but I was also of the thinking that my solicitor will review all and flag any issues. I informed them from the outset that this was a tenant in situ purchase so I don't feel it's fine that they didn't flag it or other issues such as no inventory list with the sellers solicitor.



  • Registered Users, Registered Users 2 Posts: 1,632 ✭✭✭Yeah Right


    This is a crazy take.

    The whole point of appointing and paying a solicitor is because they have knowledge and experience of this kinda thing. They know what to look out for, what to expect, the minor minutiae that goes with property transfer and conveyancing. This is their role. That's why you hire them and is what you pay them considerably to do.

    its not for a solicitor to 2nd guess what the purchaser has asked.

    This line in particular is madness. That's EXACTLY their job, to make sure that the client is covered financially and legally, in so much as can be reasonably expected, by second guessing everything. Otherwise you'd just be dealing with someone who is maliciously complying with every instruction and deliberately leaving out the small stuff.

    "You asked me to help you buy this house, and I did. I closed the sale. You never mentioned anything about transferring the deeds, or drafting contracts or surveying or conveyancing etc…..that's on you bud, thanks for the cheque."

    For someone who is advocating that the purchaser should be aware of absolutely everything, you're making a lot of assumptions in this post.



  • Registered Users, Registered Users 2 Posts: 11,201 ✭✭✭✭Marcusm


    Not correct Jim; Ireland is not a civil law country like Switzerland. At a minimum the solicitor would have an obligation to act with reasonable skill, competence and diligence. If the new owner has an obligation to refund and deposit to a pre existing tenant (which I think may not be the case in any event) then it would be the solicitor’s duty to point this out to a retail non-expert acquirer so that they could make a decision whether to accept the property on those terms.



  • Registered Users, Registered Users 2 Posts: 2,888 ✭✭✭JVince


    If you are buying a house with tenant in situ, the NORM is you accept responsibility for any deposit as the tenant's lease has no change except the name of the LL.

    Not for a solicitor to tell you a very basic understanding.

    Utterly amazing that someone would be so naïve when buying a tenant in situ property and not think that there's a deposit in the mix.

    As for the shed. Unless it was detailed on the contents list, the solicitor would not know about it. Similarly for all the other contents - unless there's a list, there's little you can do except ask tenants to prove they purchased them. When tenants leave, let them go to the expense of taking the shed if they insist they own it. (easy enough to work out how old a shed is and then work out how long the tenants have been there for)

    At the end of the day, the OP is arguing over about €1500 and trying to blame someone else for their own error



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  • Moderators, Business & Finance Moderators Posts: 11,253 Mod ✭✭✭✭Jim2007


    I am very well aware of Irish law, in addition to studying the subject I have spent a lot of time dealing with the Irish legal profession in both civil and criminal cases…. And as I said it depends on what you contracted for.



  • Registered Users, Registered Users 2 Posts: 11,201 ✭✭✭✭Marcusm


    Because they are a consumer it depends on the Law Society rules in dealing with a non-professional client, not what the contract says.



  • Registered Users, Registered Users 2 Posts: 1,632 ✭✭✭Yeah Right


    If you are buying a house with tenant in situ, the NORM is you accept responsibility for any deposit as the tenant's lease has no change except the name of the LL.

    And anyone not used to selling property, seeing as it's only ever done a handful of times throughout one's life, would not be familiar with what the 'norm' is, so they hire the professionals, who deal with this all the time and are aware of best practice etc. so they don't have to worry about this sorta stuff. This is standard across pretty much every single profession in the modern world. You pay the experts so that you don't miss the simple or easily-missed stuff. If you were going into hospital for surgery would you work out the dosage for anaesthetic yourself, or leave it to the Doctors? Same with the mechanic, do you always brush up on every single thing that could go wrong with the car before you leave it in, or do you trust the fella that knows what he's doing?

    Not for a solicitor to tell you a very basic understanding.

    Yes, it is. That's why you pay them.

    Utterly amazing that someone would be so naïve when buying a tenant in situ property and not think that there's a deposit in the mix.

    This isn't what happened. OP was aware of the deposit but was under the impression it would have been sorted during conveyancing.

    At the end of the day, the OP is arguing over about €1500 and trying to blame someone else for their own error

    The solicitor should have flagged it and made sure it was accounted for under the sale agreement somehow. That's not OP's error.



  • Registered Users, Registered Users 2 Posts: 164 ✭✭Dumb Juan


    @lightspeed if you are unhappy with the solicitor, why not make a complaint to the LSRA? At least then they will judge if your complaint has merit or not. If it is with merit then maybe you will get your €1,500 for the deposit. But before the complaint get the completion statement and ask for any copy of other documents you require, make your request in writing.



  • Registered Users, Registered Users 2 Posts: 2,888 ✭✭✭JVince


    Are you seriously saying that someone buying a property with a tenant in situ would not request to see the lease agreement?

    I would consider that a phenomenally incompetent action by the purchaser.

    I've looked at a couple of investment properties over the years. FIRST request are the lease details.

    On the first page of a lease agreement the deposit and initial rent is stated. Not hidden, not in small print. Most then will have a list of contents.

    Only after you are satisfied with those basic checks, would you consider bidding.

    That's long before you have engaged a solicitor.

    As I said initially - the only person to blame is in the mirror.



  • Registered Users, Registered Users 2 Posts: 2,406 ✭✭✭Lenar3556


    What you (or I) might have done in a similar circumstance is not the issue, it’s a question of how a reasonable solicitor would be expected to handle this matter for a non expert retail client.

    The law society doesn't expect a bare ‘execution only’ service in these circumstances, and in most cases that’s not what is reflected in the fees either.

    Depending on the details, the LSRA could well adjudicate that there were shortcomings on the solicitors side.



  • Registered Users, Registered Users 2 Posts: 2,888 ✭✭✭JVince


    a reasonable solicitor would expect the buyer to know the terms of the lease as it was clear they were buying with tenant in situ.

    Unless the buyer asked the solicitor to review the lease, it would not be part of a standard conveyancing and I suspect the OP went for cost over value.



  • Moderators, Politics Moderators, Paid Member Posts: 46,223 Mod ✭✭✭✭Seth Brundle


    I'm just surprised that someone hoping to become a landlord, didn't request a copy of the lease nor gave any consideration towards the rights and obligations of a landlord towards their tenant including returning any deposit.
    Good luck being a new landlord! 🙄

    Help Keep Boards Alive. Support us by going ad free today. See here: https://subscriptions.boards.ie/ .



  • Registered Users, Registered Users 2 Posts: 1,632 ✭✭✭Yeah Right


    Are you seriously saying that someone buying a property with a tenant in situ would not request to see the lease agreement?

    No, that's not what I'm saying at all. I'm saying OP hired a firm to cover their arse, and the firm failed. That's on the the firm. You're laying it on the OP because…why?….because they didn't go through everything the firm did with a fine toothcomb looking for things they missed?

    I would consider that a phenomenally incompetent action by the purchaser.

    Good thing that's not what I'm saying then, isn't it?

    I've looked at a couple of investment properties over the years. FIRST request are the lease details.

    That's you. Your actions are immaterial to what a property specialist solicitor should or should not be doing.

    On the first page of a lease agreement the deposit and initial rent is stated. Not hidden, not in small print. Most then will have a list of contents.

    Again, this is immaterial. You are saying this as if the OP was walking around with his head in the clouds, completely unaware of what he was getting into. He knew full well about the sitting tenant. What he didn't know is that the person he engaged to cover all the legal aspects of purchasing a property with a sitting tenant would fail to account for the tenancy properly, and not put in a clause about reimbursing the tenant's deposit.

    As an aside, you have SFA right to view someone's lease as a third party and any landlord of mine who was passing copies of my lease around to all and sundry would soon find himself on the receiving end of a GDPR breach complaint.

    Only after you are satisfied with those basic checks, would you consider bidding.

    That's long before you have engaged a solicitor.

    Again, this is you. Not everybody will do it this way and, again, it's immaterial to the discussion at hand.

    As I said initially - the only person to blame is in the mirror.

    You're getting wires crossed and confusing yourself all over the shop here. You are also ignoring everything that is being put to you, deliberately I suspect. No wonder you're arriving at the wrong conclusion.

    I'm no expert on property rights, leases, the RTA, snagging, surveying, conveyancing, land registry and about 6 million other things that may or may not come into play. When I'm engaging in an activity like buying a house that requires specialist knowledge in each of these fields, I pay the professionals to use their expertise so that my arse is covered. I don't double-check every single thing that they do. I'm not even aware of a huge percentage of things that they do, or need to do. This is why I hired them in the first place, to address the stuff that I don't know how to address (or that might need addressing in the first place).

    You've become Captain Hindsight, blaming OP for not hovering over the solicitor's shoulder making sure they did their job correctly on the lease issue. What about all the rest of the things they did for OP? Should they be following up on all of them? What about all of the things they do that OP, you or I aren't aware of, that needed to be done? How in the blue fcuk are you supposed to check on something that you don't even know exists in the first place?



  • Registered Users, Registered Users 2 Posts: 2,888 ✭✭✭JVince


    I'll repeat, if the purchaser did not check the details of the lease before making a bid, they are to blame.

    It really is as simple as that.

    Op is entirely to blame for the rather small issue of a deposit that is likely about €1500.

    Jumping on public forum hoping someone will come along and tell them otherwise is futile. - unless they think your erroneous response is correct



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  • Registered Users, Registered Users 2 Posts: 1,278 ✭✭✭Escapees


    I wonder if this is all a pointless discussion anyway, as at the end of the day the solicitor might say that they mentioned the lease agreement and future obligations arising to the buyer during the conveyancing process (even if they didn't). It could simply boil down to their word against the buyers, and that's ultimately a pointless exercise.



  • Registered Users, Registered Users 2 Posts: 1,632 ✭✭✭Yeah Right


    WTF are you talking about? It's not the details of the lease that is the issue here. It's the repayment of the security deposit paid by the tenant that we are talking about.

    This entire situation would not have arisen had the solicitor, who I guarantee you is charging a damn sight more than €1500 for their services, done the job they were paid to do. The OP isn't to blame for that, the firm is.

    What do you think the OP should have done? Chased the original owner themselves for the deposit? Instructed their solicitor to chase them for it? What about everything else they did for the OP? should OP be double-checking every single line item that the solicitor is charging for? Don't be ridiculous.



  • Registered Users, Registered Users 2 Posts: 2,888 ✭✭✭JVince


    Maybe I just have a little more basic common sense than some people as I would not ever think I need a solicitor to point out to me that I'm responsible for the security deposit when buying a tenant in situ investment.

    OP says it dragged out for a year - surely at some point in the 12 months they actually read the lease?



  • Registered Users, Registered Users 2 Posts: 1,632 ✭✭✭Yeah Right


    FFS………….I will not be replying any further to this fcukin' nonsense.

    You're like a dog with a ball in its mouth that won't give it back, ignoring anything and everything except for the tiny little factoid that you think proves you right, but only serves to show that you do not, in fact, have more common sense than most because you cannot grasp the meaning of the words being put to you.

    I would not ever think I need a solicitor to point out to me that I'm responsible for the security deposit when buying a tenant in situ investment.

    Neither did OP.

    For the 5th time, the OP is well aware that they are responsible for the security deposit. They didn't walk into this situation assuming that responsibility for the deposit just vanished into thin air. They even mention it in the OP: "However, I understand when the time comes that tenants leave, im on the hook for this". Everybody already knew about the security deposit. Especially the solicitor. It's not the existence of the deposit that is in question here, it is whether or not the solicitor should have made arrangements about how to recoup it from the original landlord that the OP is enquiring about. How are you not getting this?

    The solicitor should have noted all of this and either a) included a clause where the old landlord repays the deposit when the tenants leave (highly unlikely) or b) the purchase price of the house is reduced by €1900 to account for the deposit (much more common in this business). That's it. That's all OP is asking, should they have accounted for it. The answer, of course, is yes.

    But you go ahead there chief, keep pretending you're smarter than the average bear, after you spent a full week trying to come up with a response only to miss the entire fcukin point of the thread, again, for the umpteenth time……..there's a good lad.

    I'm done.



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