AIB new monthly charge

I was paying around €5.50 per quarter by doing what you say above, getting paid into AIB and then doing all purchases, savings pockets etc. via Revolut/credit card so €6 per month is a big jump.

I like the safety of having a traditional bank but don't like the idea of paying more now. On the flip side, it's only an extra €55 per year on top of what I'm paying now but I won't have to worry about charges on my debit card or moving money around between savings and current account so maybe I'll have to suck it up.

I don't really understand people who say that they like having the safety of a traditional bank.

When did you last step foot in a branch, or need to talk to the bank.

I closed all my accounts with traditional banks about 2 years ago.

Since then, I've had one minor issue. An aunt sent me a cheque for my birthday. I contacted her, and let her know that I couldn't cash it. She cancelled it, and her husband did a bank transfer to me

Better off, lodged a cheque into my BOI account, it is still not cleared, at this stage i have no option but get paid by cheque as that is how the Drug Payement scheme pays the money. They are suppose to change how the DPS works including changing from cheques to bank transfers but it will be the 3rd quarter before it will come in.

Banking with AIB 37 years now have Revolut since 2016, So normally just transfer money from my AIB account to Revolut. The only payments that come out of my AIB account is the utilities and car loan. I have also since got the BOI Aerlingus CC so use that for more or less everything. Paying the bill in full so no interest charges.

I have to say for a few years now I've been using Revolut as my main bank, wages and direct debits etc with no issue, my wife is the same, we still have a joint account with ptsb because that's who our mortgage is with. €150 in fees a year for both current accounts with Ptsb just annoyed me, when Revolut is free, now I was nervous at first getting wages paid into Revolut.. half expecting some issue but it's been fine.

I've been paying about €5 per quarter, so now will be €18 per quarter (or €72 per year vs existing €20 per year approx)

Nice…

Backed with AIB for past 40 yrs, closed my account on friday. Working off revolut now, might get a second online account with another outlet

Will Monzo have walk in branches?

Occasionally need to get stuff physically stamped at my AIB

I have been with AIB for a very very long time. I have their IBAN set up with Revenue, friends/family, salary, etc. It would be a huge hassle to move elsewhere. However, €6 a month is a huge dive!

thanks , am in process of setting up a standard N26 account , will put some emergency cash into it

You can't beat walking into a bank branch(in spite of a queue) to speak to a human to sort a problem.