It's beginning to look a lot like Christmas Off Topic Chat

Gosh guys, I didn't realise it had been that long since TRS30 posted...I remember him as such a regular poster.

Really hope he pops by again some day.

I think during Covid, we all had plenty of time to post, I know I definitely did. This forum in particular was such great company in such a strange time. Life has just been so busy since I welcome Elf 2 in 2022, that I barely get time to post. Still love reading posts though!

We are packing this weekend as we are getting out of hazard for a week and assess the situation and our plans for the next month. Suitcases are down and flights booked for Sunday night/Monday morning at 2:30am. To be honest its going to be a squeaky bum flight until we leave the danger zone (Archer). Hopefully the flight doesn't get cancelled and all parties take the night off from launching things.

Very best wishes to you and family Jude, and hope everything goes smoothly for you all.

9 on mine, but the CEO said there's a company performance uplift on the bonus next month so that may drop by a few.

I need to figure out if the 10% I'm getting off my house and car insurance for having the mortgage insurance policy with the same company is more than the mortgage insurance costs! It's extremely low.

Ha ha, I plan on treating myself to a new car as I'll be no worse off, the car repayments should be less than the mortgage repayments.

You sound like someone who gives up smoking and then say they don't notice the extra few quid in their pocket 🤣.

I'd say you will notice the extra few shillings in the next few months though.

You are not the only one @Loughc! I try not to think about it too much.

Ah, congrats to both - mortgage clearance for one and mortgage drawdown for another! We'll all get there someday :-) time really does fly. Safe journey, @Jude13 I've family both on holidays and living over there. Those who went on hols just went the day before it all kicked off! Bad timing. I'd like everyone to just come home safely. Not sure what those living there are planning now long term. They've often asked me out there but I couldn't stick that heat. Sure I was wishing for snow here last night! I'm a winter girl and don't like the summer to go above 23 degrees really!

I didn't realise TRS30 was gone for a long period of time as I tend to dip in and out a lot. I once disappeared off a forum for a good 7 years or so before. Just life got very busy, I forgot my password and also couldn't even find the site at one point ;-) so hopefully it's just something like that.

363 left for me.At least its cheaper than rent!

Fingers crossed we all come into money, through positive means, and we'll be living it up earlier than we think.

Something I also tell younger people who are starting their mortgages is - don't look at the statements for the first ten years, it will annoy you that the capital is still almost as big as when you started.

Last 5 to 10 years is satisfying, so try remember that. Every year you get a statement coming into the final 10 years you start to see a good chunk of change coming off what you owe on the house.

Fair play, hope you enjoy the extra income going forward.

Thanks all, packing today, myself and the OH were woken at 3am but the little one didnt wake.

Congrats @DvB we are five years into a 25 year mortgage so Im a way off. We just agreed a new fixed rate with a new bank for the next five years, before this all kicked off. The max you can fix here is for five years and the interest rates are much higher than the EU. The property market here will tank for the next two years so many will be in negative equity.

I will have my phone at the ready at DXB as when I was there a few weeks ago I spotted some Christmas decorations still up.

@Jude13 so happy to see you are getting looked after, terrible circumstances, but at least you and family will be safe. Hope you and family have not been too affected by it.