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Businesses that are "cash only"

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Comments

  • Registered Users, Registered Users 2, Paid Member Posts: 41,256 ✭✭✭✭Hotblack Desiato


    I'm partial to your abracadabra
    I'm raptured by the joy of it all



  • Registered Users, Registered Users 2, Paid Member Posts: 41,256 ✭✭✭✭Hotblack Desiato


    3Arena is card only. Most outdoor gigs are too.

    I'm partial to your abracadabra
    I'm raptured by the joy of it all



  • Registered Users, Registered Users 2 Posts: 41,147 ✭✭✭✭Xavi6


    I never use cash unless it's going in someone's birthday card. Even then, I've started doing bank transfers for that instead. I'll keep a tenner in my wallet but it has cobwebs by the time I ever need it, if at all. Card all the way, or in most cases I just tap my phone. Far more convenient and easy for me, and it's simple to keep track of spending in my banking app.



  • Registered Users, Registered Users 2, Paid Member Posts: 22,089 ✭✭✭✭Bass Reeves


    Not entirely it one day a month you get to look.in the front door of the house you ate renting to a tenant. I have to go into the kitchen livingroom to sign the rent book and collect the few bob.

    Its all registered with the RTB so you declare it all. But getting into the house gives you an idea of what is happening.

    Slava Ukrainii



  • Registered Users, Registered Users 2 Posts: 7,165 ✭✭✭Tombo2001


    Bakery I go to put a sign up recently saying that cash is preferred as card machine is costing them 250eur a month, or something to that effect.

    It certainly made me think.

    The places that are cash only are very often the small local businesses. Someone mentioned the Gravediggers pub. Clarkes bakery in Cabra, all those sort of places.

    This business of 'if they care about their customers, they'll offer card' is a bit entitled. E-payments are eating into their margins. They are low margin businesses in the first place.

    The Starbucks of this world have enough advantages as it is.

    At a personal level, what annoys me these days with cash is that I am often losing it - 20 euro sitting in my pocket for three or four weeks, eventually I am taking the keys out or whatever and the 20 euro is lying on the road and I am firing on ahead without it.



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  • Registered Users, Registered Users 2 Posts: 15,571 ✭✭✭✭dulpit


    So either tax dodging or just being a sketchy, untrusting landlord….



  • Registered Users, Registered Users 2, Paid Member Posts: 19,323 ✭✭✭✭elperello


    Not necessarily either/or.

    If the tenancy is registered with RTB tax dodging is very unlikely.



  • Registered Users, Registered Users 2 Posts: 5,073 ✭✭✭Francis McM


    Correct. That is 100% legit and it saves the small business 1% or whatever Visa and other credit cards / banks charge the shops that take those. A nephew student has a part time job and he is paid cash and gets payslip and all deductions returned to Revenue, so all legit.

    His parents pay for most things by card, I remember them saying the main thing they needed cash for is / was to pay a teacher at school for grinds for another offspring.

    Always handy to have some cash. Over the years I have been in places without electricity eg small shop, elec cut off due to storm damage, but was able to buy food basics and firewood with cash.

    Also have seen no broadband, bank I.T. breakdown etc.



  • Registered Users, Registered Users 2 Posts: 1,528 ✭✭✭Yeah Right


    It's not a large number, though, that's the point. It's a statistically insignificant number of places, a large proportion of which (hotels) have close to zero passing trade.

    The number is tiny compared to the opposite, Which is entirely the point being discussed. If you drew a box with The Gibson, Citizen M, Nyx, Brewdog as the corners, there's about 2000 business within it that aren't 'card only'. Pointing out the 4 who do and saying "there's a large number of them" doesn't really ring true. How many businesses in that box are 'cash only'? I'd bet serious money that number dwarfs the first one.

    Chopped, Mongolian BBQ, Chai Yo etc. are all gimmicky places that have been at it for a while. Doesn't mean they aren't gimmicks. Brewdog brought the 'no cash' thing over from London, essentially, where card use has an even higher % market share than cash. Knowing what their PR team are like, I bet it was all done/announced as a bit of free PR. It was, is and always will be a gimmick. There are very few business in Ireland who can afford to turn away paying customers. Doesn't matter how long they've been doing it, if it started as a gimmick it's still a gimmick. Citing some of the dearest hotels and pubs in the country as examples only reaffirms that.



  • Registered Users, Registered Users 2 Posts: 75,476 ✭✭✭✭L1011


    You claim the number is tiny, then provide even more examples. And this after you have already shown yourself an unreliable witness in actually noticing places that are card-only

    Brewdog never announced anything, the premises opened as card-only.

    Getting rid of something that doesn't actually turn away any significant number of customers, but is expensive and risky to handle is never a gimmick, as much as you seem to like that word.

    Additionally, cash only businesses have decided that they can afford to turn away paying customers, so that's another bit of your argument undone by yourself.



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  • Registered Users, Registered Users 2, Paid Member Posts: 17,919 ✭✭✭✭astrofool


    It'd be more equivalent to manual vs. automatic.

    Cash is handy because it's harder to trace, that's really about it (and most shops have a camera at the till which also displays the current purchase values, so not that untraceable).



  • Registered Users, Registered Users 2 Posts: 1,528 ✭✭✭Yeah Right


    I never provided any examples, they were all yours. The number you provided is tiny. There are more 'no card' shops around my local area than there are 'no cash' that you've named in that area of the city centre. It's impossible to know the exact number, but there are a load of shops/diners/cafes/take-aways around Connolly that also don't take cash. Take a walk down Capel Street, or Marlborough Street, or Parnell St and see how many won't accept cards. The numbers are nowhere near the same. The previous poster trying to say they are comparable is just plain wrong.

    Brewdog never announced anything, the premises opened as card-only.

    They never announced anything about being cash only before they opened? And just expected everyone to know beforehand? I find that hard to believe.

    Getting rid of something that doesn't actually turn away any significant number of customers, but is expensive and risky to handle is never a gimmick, as much as you seem to like that word.

    What makes you say it doesn't turn away a significant number of customers? The place is empty most of the time, with the few busy times generally being the couple of hours around 5.30pm. The time I was there was for a kid's birthday was on a Saturday lunchtime and it was empty. It's hard to say if that's partly due to location though. It's a choice they have made, but claiming it does no significant harm to their bottom line is pretty silly.

    Additionally, cash only businesses have decided that they can afford to turn away paying customers, so that's another bit of your argument undone by yourself.

    You're missing the point. The cash only places are making up for the shortfall of card payments by under-declaring their cash intake, defrauding the tax man and upping their profits. You can't do that the other way round. They're making MORE money through illegitimate means than they are losing through turning away customers with card. That's WHY they're doing it in the first place.



  • Registered Users, Registered Users 2, Paid Member Posts: 24,505 ✭✭✭✭dxhound2005


    Obviously everyone was tax dodging in the decades before plastic cards and phones that pay for coffee existed. Only the hard core of tax dodgers still hanging on with their Cash Only policies. No business that accepts cards ever did any tax dodging.



  • Registered Users, Registered Users 2 Posts: 3,610 ✭✭✭mulbot


    Will you stop, there's umpteen ways to dodge tax if you want, even taking payment by card. And no I won't be putting up here how!!



  • Registered Users, Registered Users 2 Posts: 75,476 ✭✭✭✭L1011


    You listed multiple places in your reply that I had never mentioned

    Your position on this is so massively confused and self contradictory that it is an insane waste of time interacting with you; and thats before we get to how you fail to actually notice card only places and then try hand-wave them away as gimmicks.



  • Registered Users, Registered Users 2 Posts: 13,901 ✭✭✭✭thesandeman


    My local authority takes rent payments in cash. I doubt they are on the fiddle (in that department anyway).



  • Moderators, Sports Moderators Posts: 26,774 Mod ✭✭✭✭CramCycle


    I have switched back to cash for pub or festival type events, thankfully I have the auto report on the phone but too many times businesses were "accidentally" charging more, and the hassle of making a point for a few euro was just to annoying so cash became easier and safer for me. The last time it happened I was at an agricultural show. The vendor didn't even argue, I turned around after it popped up on my phone, very politely, and said sorry, I think you accidentally overcharged me. He wasn't busy but he didn't even check, just pulled the amount I claimed out of the cash box and handed it to me, He knew what he was at, thought I wouldn't notice as I had family with me.



  • Registered Users, Registered Users 2 Posts: 76 ✭✭Beachcomber1097


    I use cash where I can to be fair, but thats just me. I like having cash on me as a few times I have left my phone behind me at home as I dont like being contactable. I use the card no problem where I can also.

    In smaller businesses I will try to use cash if I can as I know they have charges from the bank. That being said I have seena few places that are cash only, always very quiet yet the owner is sitting inside with a newish Q7 parked outside :)

    Overall cash or card only doesnt bother me



  • Registered Users, Registered Users 2 Posts: 15,571 ✭✭✭✭dulpit


    There's a difference between having cash payments as an option versus only taking cash payments...



  • Registered Users, Registered Users 2 Posts: 8,344 ✭✭✭Wompa1


    Doesn't work great in heavy cloud cover, at least for upload.



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  • Registered Users, Registered Users 2 Posts: 1,690 ✭✭✭Viscount Aggro


    Chiropodist near me... Husband and wife team.... It's cash only, and they are doing 30 to 40 sessions a day

    Anyone calls on phone, or at door, no receptionist, they stop with a patient and answer the calls.



  • Registered Users, Registered Users 2 Posts: 8,344 ✭✭✭Wompa1


    My local chipper and a local Chinese tacks on 50c for card transactions. From what I understand, the payment terminal subscription is around 25 euros a month + 0.25c per transaction and the usual 2%. I'd imagine they are essentially eating the 25 euro cost and the 50c counters for the transaction fee and percentage.



  • Registered Users, Registered Users 2 Posts: 1,016 ✭✭✭JIdontknow


    I know of one or two places that are cash or Revolut only… Cash being the preference but if you don't have it you can pay via Revolut.



  • Registered Users, Registered Users 2 Posts: 75,476 ✭✭✭✭L1011


    That's explicitly illegal and has been for some time. They are also overpaying for their card terminal.



  • Registered Users, Registered Users 2 Posts: 32,418 ✭✭✭✭Wanderer78




  • Registered Users, Registered Users 2 Posts: 24,103 ✭✭✭✭ted1


    charging extra violates the T&Cs of the terminal.



  • Registered Users, Registered Users 2 Posts: 32,418 ✭✭✭✭Wanderer78


    businesses are probably sh1tting themselves due to this!



  • Registered Users, Registered Users 2 Posts: 24,103 ✭✭✭✭ted1


    well a person who is charged extra , could get the transaction reversed. So I imagine they are …



  • Registered Users, Registered Users 2 Posts: 32,418 ✭✭✭✭Wanderer78


    cant imagine they truly give a sh1t, or they wouldnt be doing it, many probably dont notice extra fees, and if they do, probably dont do anything about it, so businesses end up not giving a sh1t



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  • Registered Users, Registered Users 2 Posts: 8,784 ✭✭✭Former Former Former


    These sort of fees go back to the days of chip and pin, they don't apply in the contactless era. Your local Chinese is lying to you so you'll pay in cash.



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