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Businesses that are "cash only"

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Comments

  • Registered Users, Registered Users 2, Paid Member Posts: 1,102 ✭✭✭jem


    why do you think a lot of people leave empty handed because of no card machine. maybe you would but that doesn't mean it is the case. That maybe the case in your circle but far from all.

    I know multiple businesses that don't take cards and have no problem.



  • Registered Users, Registered Users 2, Paid Member Posts: 1,102 ✭✭✭jem


    The bread milk would be invoiced in the normal way just the method of payment would be in cash which is legal tender . the invoices would be entered in their books and records as normal .

    BYTW I also know some businesses that pay their staff in cash. payslip every week all returned to the revenue. 100% legit



  • Registered Users, Registered Users 2 Posts: 4,084 ✭✭✭Rocket_GD


    Well the majority of the younger generation don't carry cash. If I go into a place not knowing beforehand that it's "cash only", I'll also be leaving empty handed as I won't have a cent of cash on me.

    Unless it's something very specific I'm not going to an ATM to take out cash when I've plenty in my current and Revolut account all at the tap of my phone.



  • Registered Users, Registered Users 2, Paid Member Posts: 1,102 ✭✭✭jem


    As you say the majority of younger people . and if you go into a place without knowing …



  • Registered Users, Registered Users 2 Posts: 4,084 ✭✭✭Rocket_GD


    Yes, so cash only businesses are limiting their customer base by ignoring a large portion of the younger population.

    In 2026 it's hardly unreasonable to expect a business to accept card payments.

    Not sure what points you're trying to make here?



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  • Registered Users, Registered Users 2 Posts: 1,214 ✭✭✭wildgreen


    I often have a few hundred euro in my wallet but it carries the risk of being stolen or mislaid. So card payments are safer for the customer but then the bank knows everything about you!



  • Registered Users, Registered Users 2, Paid Member Posts: 1,102 ✭✭✭jem


    You could say the exact same about those only taking cards.

    However maybe that is your experience. I know for example one takeaway that is cash only while others in the town take both. The cash only would be the busiest by far and yes that do have a lot of customers that are the younger population. There is an ATM 20 yards away and there is a sign on the window.



  • Registered Users, Registered Users 2 Posts: 4,084 ✭✭✭Rocket_GD


    Yes you could, where have I been advocating for businesses to only accept card?

    In 2026 all businesses should accept both, gives them access to a wider customer base and it's easier for the consumer to have the option.



  • Registered Users, Registered Users 2, Paid Member Posts: 1,102 ✭✭✭jem


    Understanding Small Business Card Machine Costs

    Typical Monthly Expenses

    Cost Category

    Typical Range

    Annual Impact

    Terminal Rental (1-2 terminals)

    €25-€70

    €300-€840

    Transaction Fees (1.3-2.0%)

    €200-€700

    €2,400-€8,400

    Monthly Service Fees

    €10-€25

    €120-€300

    Other Fees

    €15-€40

    €180-€480

    Total Monthly Card Machine Costs

    €250-€835

    €3,000-€10,020



  • Registered Users, Registered Users 2 Posts: 4,084 ✭✭✭Rocket_GD




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  • Registered Users, Registered Users 2 Posts: 510 ✭✭✭cal naughton


    The cost of getting the cash stolen !

    Priceless.



  • Registered Users, Registered Users 2, Paid Member Posts: 1,102 ✭✭✭jem




  • Registered Users, Registered Users 2, Paid Member Posts: 41,256 ✭✭✭✭Hotblack Desiato


    Same old tripe, as if cash comes with no risks or costs.

    I expect to pay by card / tap everywhere and I'm unfortunately not part of the "younger generation"

    I carry some notes for emergencies but that's more for giving some to the kids or splitting a note for them (well, used to be, they have Revolut now as do I) I hate having to use cash in a shop as then I'm stuck with bloody coins (PITA) and have to remember to go to an ATM / ask for cashback in the supermarket to replace it.

    I'm partial to your abracadabra
    I'm raptured by the joy of it all



  • Registered Users, Registered Users 2, Paid Member Posts: 41,256 ✭✭✭✭Hotblack Desiato


    It'd be interesting to know the split in transaction number and amount between cash and card in businesses which accept both.

    This is a trend which is only going to go one way though.

    I'm partial to your abracadabra
    I'm raptured by the joy of it all



  • Registered Users, Registered Users 2 Posts: 4,144 ✭✭✭Pauliedragon


    Banks also charge for lodging cash and for getting change so it's hard to compare the two.



  • Registered Users, Registered Users 2, Paid Member Posts: 1,102 ✭✭✭jem


    You are correct that is why a business will carry cash for change etc. also you will have clubs that have a fundraiser will take the change to a pub for example and swap the cash for a cheque to lodg.



  • Registered Users, Registered Users 2 Posts: 5,744 ✭✭✭enricoh




  • Registered Users, Registered Users 2 Posts: 10,854 ✭✭✭✭hynesie08




  • Registered Users, Registered Users 2 Posts: 5,744 ✭✭✭enricoh




  • Registered Users, Registered Users 2 Posts: 1,528 ✭✭✭Yeah Right


    I've always thought of "a few" as 3 or more………Single = 1, couple = 2, few = 3/5, several = 7+….etc.

    It is indeed quite nostalgic to get more than 3 pints for a score these days.



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  • Registered Users, Registered Users 2 Posts: 1,528 ✭✭✭Yeah Right


    There are four establishments in my locale (Dublin 5) who are cash only, I can visit all 4 and return home in the span of about 6 or 7 minutes. Outside of the local area, I know of at least another 10-15 businesses with 'cash only' signs. Taxis are another one. About 40% of taxis I've gotten in since the start of December told me they can't accept card. I've had taxi drivers lie to my face, telling me the machine is out of ink so the can only take cash (they run off heat-sensitive paper and can't run out of ink). The point is, 'cash only' is everywhere.

    I've NEVER seen or heard of a place (until today) that doesn't accept cash, only card. Ever. In any country. Any place that does must surely do so as a gimmick only?

    You are making a false equivalence here, saying the 'no card' crowd are just as bad as the 'no cash' crowd. The former outnumber the latter by a ridiculous margin, I'd wager. Like, by a factor in the 100s, so much so that it really isn't a problem so comparing the two is a tad disingenuous.



  • Registered Users, Registered Users 2 Posts: 15,571 ✭✭✭✭dulpit


    Isn't it illegal for taxis not to accept card now?

    Re. places not accepting cash - a lot of pop-up shops wouldn't accept cash, same with the likes of small food kiosks/etc. It's easier to have a small card reader than maintaining floats and change/etc the whole time.



  • Registered Users, Registered Users 2 Posts: 75,476 ✭✭✭✭L1011


    Lots of hotel bars are card only. The cafe in my office building is card only. Brewdog in the docklands is card only. That's all in Dublin

    In London I'd say about a third of places in the City are card only. Denmark was similar in urban areas, but I was in a rural area that was clearly cash preferred.

    The proposed legislation to "require" places to take cash has a get out for when it isn't practical or there are security concerns, e.g. it doesn't actually require anyone to do it.



  • Registered Users, Registered Users 2 Posts: 1,528 ✭✭✭Yeah Right


    It is. Drivers have been threatened with losing their licences over it.

    The law was brought in at the same time as a 12% hike was also brought in to allay the fears about increased costs etc. This is also partly why they prefer cash, because they are charging the higher prices without any of the increased costs to themselves. The very definition of eating your cake and having it too.

    It's gotten to the point where I don't open my mouth now until I'm already sitting in the seat. If I hear "cash only" I take a photo of their ID and get into the next cab.

    A vague, unspecified number of hotels, a place not open to the public and a place doing it for a gimmick. Like I said, there's 4 within spitting distance of my gaff that don't take cash…..I could hit all 4 with a sliotair from the front garden if the wind was blowing right. I had to google the place linked in my last post. Relatively, they're an insignificant minority, so the previous post trying to 'two-sides' the argument is doing so disingenuously, IMO.

    I've been in the Brewdog place and all, never even noticed it was card only.



  • Registered Users, Registered Users 2 Posts: 75,476 ✭✭✭✭L1011


    Hand waving away places that haven't taken card for 7 years as "doing it for a gimmick" doesn't make you sound very serious.

    As for the hotels, ones I remember being explicitly card only recently at the Gibson and the CitizenM, and I think the Nyx. Cash is such a tiny % of potential sales it isn't worth the costs; as most hotels refuse to take cash for rooms anyway

    You not noticing somewhere that has never, ever taken cash did not take cash does basically show that you aren't noticing the large number of places that are card only!



  • Moderators, Science, Health & Environment Moderators Posts: 5,757 Mod ✭✭✭✭spacetweek


    Bear Market cafe in Docklands is card only too - dunno about their other branches. I suspect some places do it to keep out riff raff.
    I hate having cash on me, it’s a mugging risk and the coins take up a lot of space in my wallet. I won’t use a taxi that only takes cash. Not sure about theUK, I got stung in Manchester a few months back and he made me search the area for an ATM and left the meter running. Extra £2 on the fare from that.

    Post edited by spacetweek on


  • Registered Users, Registered Users 2 Posts: 1,723 ✭✭✭Benedict XVI


    I hate having to use cash in a shop as then I'm stuck with bloody coins

    I hate having cash on me, it’s a mugging risk and the coins take up a lot of space in my wallet

    How the hell did ye survive before card payments became common about 10 or 15 years ago ?

    Ye sound like the EV evangelists over on the Motors page who make out that filling petrol is an arduous task.



  • Registered Users, Registered Users 2 Posts: 1,990 ✭✭✭JayRoc


    Sure I've been paying my rent in cash for almost 20 years. I'd imagine that's fairly unusual and it can be a bit inconvenient on occasion but no big deal.



  • Registered Users, Registered Users 2 Posts: 3,610 ✭✭✭mulbot


    I don't think it's that uncommon, I know quite alot of landlords that still call around for the cash.



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  • Registered Users, Registered Users 2, Paid Member Posts: 19,323 ✭✭✭✭elperello


    Just on the mugging aspect, I remember in New York the advice was to always carry a few dollars in case of being mugged.

    The idea was that if they don't get something they may be frustrated and stab you anyway.

    It was actually referred to as "muggers money".



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