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Two tier child benefit

  • 20-09-2025 08:17PM
    #1
    Registered Users, Registered Users 2 Posts: 95 ✭✭


    https://www.thejournal.ie/second-tier-child-benefit-6816762-Sep2025/

    Currently child benefit is €140 per child per month. The current government wants to increase this to €285 per child for families who fall under a particular income threshold.

    I disagree with this idea. I think it discentives some parents from trying to improve their situation. The benefit system should be a safety net and not a lifestyle choice.

    Our neighbours live in Social housing...they go on holidays I could only dream of taking my children on. My husband and I both work but don't have a big income - we don't get any benefits other than child benefit.

    I think the free books for all children is fantastic and the hot school meals is a good idea. Targeted support for these children is much better than heading over cash every month.

    What do others think?



«1

Comments

  • Registered Users, Registered Users 2 Posts: 7,893 ✭✭✭StupidLikeAFox


    Depends on the income threshold. Not sure rich people should be getting any sort of child benefit, so should it be means tested full stop? Should it be tiered?

    You are right that the benefits system should not be an incentive to not work though



  • Registered Users, Registered Users 2 Posts: 14,368 ✭✭✭✭jimmycrackcorm


    There's already another tier of child benefit, which is 0. If you have a child (who is an Irish citizen) who lives outside the EU, you cannot claim the child benefit for them, even though you are equally contributing to income tax here in Ireland.



  • Registered Users, Registered Users 2, Paid Member Posts: 17,763 ✭✭✭✭astrofool


    They should probably keep the benefit universal and target other areas (school books, clothes, hot lunches, child care) for means testing instead as it has a more direct effect.



  • Registered Users, Registered Users 2 Posts: 200 ✭✭XT1200


    like many benefits (free handouts) these benefits will be readily available to non-Irish nationals living in hotels and free accommodation. It will have little or no impact on the native and needy population.



  • Registered Users, Registered Users 2, Paid Member Posts: 28,310 ✭✭✭✭Peregrinus


    I'm not sure why you think the benefit will have no impact for "the native and needy population"; all those habitually resident in Ireland qualify for the benefit on the same terms, regardless of where they were born. You reckon the native-born are too stupid or disorganised to claim, or something?



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  • Registered Users, Registered Users 2, Paid Member Posts: 1,388 ✭✭✭Sammy2012


    Curious as to what you class at rich? Or what income level would you put on it?

    We save our child benefit every month to ease the burden that sending our children to college is going to bring. There are plenty like us who are using it to forward plan and we most definitely are not rich.



  • Registered Users, Registered Users 2 Posts: 745 ✭✭✭Bitcoin


    Begrudgery in Ireland is still alive and well I see.

    Maybe you should be more grateful that you are in a comfortable position financially than complaining about some families on the poverty line getting a few extra euro?

    The additional rate of child benefit is desperately needed to lift the most vulnerable kids in this country out of poverty.



  • Moderators, Arts Moderators Posts: 24,019 Mod ✭✭✭✭TICKLE_ME_ELMO


    "Non nationals" only get benefits if they have been granted residency here, which makes them residents, same as Irish born. In fact a lot of them are granted access to the labour market, are working and paying tax, but are still not allowed to claim benefits.

    The "native" population aren't shy about claiming things they're not entitled to, leaving the country without closing claims, claiming in 2 countries, never working a day in their lives, having themselves and their kids on every claim going and still coming with the hand out for more, opting to live in hotels because it moves them up the housing list, having multiple babies while living in those hotels, all while expecting someone else to support them financially.



  • Registered Users, Registered Users 2, Paid Member Posts: 10,362 ✭✭✭✭893bet


    .
    Not a great idea. Means testing hot lunches as an example, So certain children get fed in school and others don’t.

    So everyone in the school can see the “poor” family and make them targets for bullying etc.



  • Registered Users, Registered Users 2, Paid Member Posts: 23,714 ✭✭✭✭Akrasia


    **** means testing.

    Means tests create poverty traps and resentment. And cost more in admin.

    All benefits should be universal. Tax the super rich enough that it covers the few grand they might get in child benefits.

    Chomsky(2017) on the Republican party

    "Has there ever been an organisation in human history that is dedicated, with such commitment, to the destruction of organised human life on Earth?"



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  • Registered Users, Registered Users 2 Posts: 1,031 ✭✭✭Avatar in the Post


    When I had a very young family, working as a trainee accountant, we qualified for a small amount of FIS. This was a very welcome benefit.

    Now, as someone whose youngest child is just finished uni (middle child still doing a gov funded PhD) and paying an eye watering 52% marginal tax rate, I’d be a strong advocate of enhancing the FIS payment rates.



  • Registered Users, Registered Users 2 Posts: 3,933 ✭✭✭KaneToad


    The biggest determinent of your adult financial security is the socio-economic level of the household you were raised in. You had no say in the household you were raised in, it was all pure chance when/where you'd be born.

    People, with secure financial situations, always like to think it's due to their hard work, intelligence or some other positive trait - in reality, luck plays the biggest part.

    It's the same when those in perilous financial situations are considered. People like to attribute it to negative traits like fecklessness or stupidity - to admit that luck plays the main part would be an admission that many aren't comfortable with.



  • Registered Users, Registered Users 2 Posts: 631 ✭✭✭littlefeet


    There is one mortgage company counting child benefit as income for mortgage so it's not a good idea to increase child benefit, increase limits and amounts for Family income supplement instead. Mortgage companies should be bared from counting any benefits as income for a mortgage.



  • Registered Users, Registered Users 2 Posts: 304 ✭✭Dr.Tom


    Where did the OP say they are “in a comfortable position financially “ ?

    If you think increasing the rate of child benefit will lift the most vulnerable kids in this country out of poverty then you are very naive.

    Get a job, get another job, work more.

    My grandparents done it, my parents done it and me and my wife do it. It shouldn’t even be called a benefit. It’s a supplementary payment. A benefit is getting a gym discount because you work for X company. The system is all wrong here.



  • Registered Users, Registered Users 2 Posts: 1,211 ✭✭✭csirl


    Employment and associated education/training is the no. 1 solution for child poverty. If the government has extra cash to throw at child poverty it would be best spent on getting parents into the workforce and ensuring children stay in education until they have employable skills.



  • Registered Users, Registered Users 2 Posts: 4,785 ✭✭✭Dick phelan


    No I pay enough tax to fund other people's children already. If you can't afford them don't have them. A recession is coming, any spare money we have now should be used only for a rainy day or investment in long term projects.



  • Registered Users, Registered Users 2 Posts: 631 ✭✭✭littlefeet


    To recive family income supplement the application needs to be in employment.



  • Posts: 0 [Deleted User]


    We have zero unemployment in this country.

    Anyone who is willing and can work is working.

    I think successive governments since the mid 90s have spent the extra cash getting people into the workforce.

    But I'm going off topic, we should keep this thread for bashing poor people and foreigners.



  • Registered Users, Registered Users 2 Posts: 631 ✭✭✭littlefeet


    And the.. watching their neighbor, in social housing the post generally skip the bit about the neighbours having job, and it's always about what their neighbour has.



  • Registered Users, Registered Users 2, Paid Member Posts: 3,921 ✭✭✭Nigzcurran


    Time is contagious, everybody's getting old.



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  • Registered Users, Registered Users 2 Posts: 1,031 ✭✭✭Avatar in the Post


    Correct. And the good news is that it’s an employees’ market.



  • Registered Users, Registered Users 2 Posts: 1,631 ✭✭✭jrosen


    I think CB should stay as it is. There are already other financial supports available for people who are on lower incomes. Increasing CB does not always mean the money benefits the children either.



  • Registered Users, Registered Users 2 Posts: 212 ✭✭Alonzo Mosley


    Tamangos jammed on the first Tuesday of the Month says it all 😁



  • Registered Users, Registered Users 2 Posts: 14,841 ✭✭✭✭Geuze


    The current rates are as follows:

    (1) Child Benefit,universal = €140 per month or €32.20 per week.

    (twins get 210 per child per month)

    The CB rate is lower, both in nominal and real terms, than its previous peak.

    (2) Increase for a Qualified Child (IQC), which is paid in respect of children whose parents receive social welfare payment

    IQC child aged under 12 = €50 per week

    IQC child aged 12+ years = €62 per week

    The proposal from the ESRI is to replace the IQC with a suggested payment of €222.60 per week per child (aged 13 in the 2023 article).

    This would reduce child poverty, yes.

    But it makes non-working much more attractive.

    Let's take the example of a lone parent with two children aged 13 and 14

    Now: 244 + 62 + 62 = €368 per week

    Proposal: 244 + 222.60 + 222.60 = €690 per week

    This would nearly double the welfare income, it is an 87.5% in the non-working income.

    I see see this acting as a strong pull factor for EU and non-EU migrants.

    References:

    • Poverty, income inequality and living standards in Ireland: Third annual report

    https://www.esri.ie/publications/poverty-income-inequality-and-living-standards-in-ireland-third-annual-report

    image-e4f6c996d8bac-f715.png


  • Registered Users, Registered Users 2 Posts: 14,841 ✭✭✭✭Geuze


    UN is not zero.

    There are over 100,000 people on JSA alone.

    That ignores JSB and JSA transitional.



  • Registered Users, Registered Users 2 Posts: 95 ✭✭Polly701


    I see it as a disincentive to the parents to work - if you better your situation through hard work and education you may lose this extra child benefit.

    Or it might encourage these parents possibly to stay in cash in hand jobs so as not to lose the extra benefit. If you had three children this is about an extra €435 per month - that's a lot of money.

    I think there are so many ways to help parents without doling out lump sums of cash. For example, subsidised after-school care so parents can work.

    And, personally, we're not financially comfortable at all - we work hard but don't make big money. And we have lots of outgoings.



  • Registered Users, Registered Users 2 Posts: 26,846 ✭✭✭✭Mrs OBumble


    How many of them are on Xs and 0s thought? Many things need needs a bank of casual workers to be available.



  • Registered Users, Registered Users 2 Posts: 24,973 ✭✭✭✭lawred2




  • Registered Users, Registered Users 2 Posts: 28,124 ✭✭✭✭noodler


    Reducing the main rate to pay for a gigher second tier for some would be a good idea.

    We can't afford to lump another 800m onto the Child Benefit Bill whilst ignoring the 2.1bn universal payment already there.



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  • Registered Users, Registered Users 2 Posts: 25,180 ✭✭✭✭One eyed Jack


    This would reduce child poverty, yes.

    But it makes non-working much more attractive.


    I see it as a disincentive to the parents to work - if you better your situation through hard work and education you may lose this extra child benefit. 

    I don’t see it as incentivising or disincentivising parents in regards to employment at all tbh. There are far more factors than simply being dependent upon child benefit or income supports influence whether or not parents choose to gain employment, or what sort of employment opportunities are available to them than simply an extra couple of quid a week (subsidised childcare is already available to every parent regardless of their means, but it’s pretty shìt).

    The idea of the extra payment is to lift even more children out of poverty, and it’s a reasonable assumption that it will do given children aren’t responsible for their parents lifestyle choices. It will enable families to better be able to provide for their children, and the children will be more likely to be able to stay in education for longer -

    https://www.rte.ie/news/ireland/2025/0304/1500165-school-attendance-esri/


    On its own though, I wouldn’t see it doing much, I’d like to see it provided in tandem with other supports for families which would lift them out of poverty and break the intergenerational dependency on welfare in the long term, so that through education at least, children will have opportunities to better provide for themselves as adults, whatever lifestyle choices they may make for themselves, including whether or not to have children and then complain that their neighbours are getting something they’re not and it’s not fair because they didn’t make the same lifestyle choices I did.

    If I had an issue with something I’d be more concerned about arguing for greater support for my circumstances, as opposed to the idea that people in other circumstances shouldn’t be getting support from the State which has a duty of care towards all children, irrespective of their parents lifestyle choices.

    Personally, I don’t see why subsidising childcare and subsidising increased welfare payments for children couldn’t be achieved if the idea is to address child poverty, it might even lead to a reduction in poverty rates among an even greater increasing segment of the population noted in the report Geuze provided earlier which observed -

    IMG_5188.png


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