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Dairy Chitchat 4, an udder new thread.

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Comments

  • Registered Users, Registered Users 2 Posts: 3,131 ✭✭✭yosemitesam1


    Don't think it's that simple. Realistically most young people today will be working full-time well into 70s with more limited care in their final years (assuming making babies doesn't become popular again).

    Spending money to avoid being crippled could be a much better investment as opposed to saving tax to have it in a fund with limited opportunities for real growth into the future



  • Moderators, Society & Culture Moderators, Paid Member Posts: 4,674 Mod ✭✭✭✭Siamsa Sessions


    I used to meet a few semi-retired people (mostly in their 60s) when I lived in Lanzarote. They’d spend 2-3 winter months there, then back home for the rest of the year.

    One couple from Clare said it put years on their life and the lower cost of living there meant it cost them little more than what it would cost them here for the same few months.

    It’s not for everyone but I’d be considering it as part of my semi-retirement plan. Just need to make a fortune milking cows for the next 15 years first 😂



  • Registered Users, Registered Users 2, Paid Member Posts: 31,215 ✭✭✭✭whelan2


    Set the alarm for an hour later this morning. Milkman normally comes at 8am but not due until tomorrow. Cows were alot easier to get in. Was surprised I slept right up until new alarm time. Only downer was old dog barking as her breakfast was late being served up



  • Registered Users, Registered Users 2, Paid Member Posts: 21,025 ✭✭✭✭Bass Reeves


    And they will be healthier and living into there 90's. I think I saw it somewhere a baby born to above average income couples in the right socio-economic groups have high percentile chances to living beyond 100 years of age

    Usually ⁹spendding money has nothing to do with avoiding being crippled. Biggest factor is lifestyle choices. Went to pay a lad the other evening he is 70 years of age, always the best of gear. He is bend and stooped and it's form not making time to excerise and do stretches. He spends 8-10 hours a day on a tractor. Alway has the most modern tractor and best of equipment.

    If you do not want to end up in a hoop, try to do 6-8k+ steps a day, do 3 walks of 2-3 miles every week and spend three morning a week doing 20-30 minutes of stretches and light weights. The steps can be part of your daily routine walk to get the cows in or out, walk accross the field to check the cattle rather than use the jeep, throw the bag of ration and walk accross the fields to feeds the calves etc. Ya sometimes it's not an option but it's a matter working it into your routine. After that the walks and stretches will take 4 hours a week.

    After that it's down to the genetics you were born with

    Post edited by Bass Reeves on

    Slava Ukrainii



  • Registered Users, Registered Users 2 Posts: 10,016 ✭✭✭✭Birdnuts


    There's alot to be said for that approach given the ever spiralling cost of living on this damp island😕



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  • Moderators, Society & Culture Moderators, Paid Member Posts: 4,674 Mod ✭✭✭✭Siamsa Sessions


    I guess the general point is we plan how to have a few quid for retirement but not what we’ll actually do when the time comes.



  • Registered Users, Registered Users 2 Posts: 12,686 ✭✭✭✭Say my name


    Nowadays you'd want someone staying in the home house in Ireland if a two month break in lanzarote was planned. Sure as.... It'd be broken into if not.

    You could start a house swap website.

    RainSunhomes.com



  • Registered Users, Registered Users 2 Posts: 2,750 ✭✭✭older by the day


    I don't know about these foreign retirements. I get bored of them places after a week.

    I'm hoping to konk in the tractor at 105 years old with a fag in my mouth.

    Or at least with my family around,



  • Registered Users, Registered Users 2, Paid Member Posts: 2,751 ✭✭✭DBK1


    I’d agree, I couldn’t think of anything worse to do than spend a few months abroad every year.



  • Registered Users, Registered Users 2 Posts: 112 ✭✭Downtown123


    I highly doubt any accountant can manage money better than a pension fund which first off all only costs you €60 for every €100 you put in and secondly can avoid any capital gains tax (33%) up until retirement. So assuming €100 is on average invested for 10 years and a pension fund generates 5%; that leaves you with €162 having only cost him about €60. If the accountant invested €60 and needed a €162 fund post CGT at retirement he would need €155 of return over the period which would be the equivalent of about 10.5% per annum. Doable I guess but if he could do it he wouldn’t be an accountant; he’d be a professional investor



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  • Registered Users, Registered Users 2 Posts: 1,637 ✭✭✭Wildsurfer


    I know, who would want to miss spending November in Ireland...



  • Registered Users, Registered Users 2, Paid Member Posts: 4,389 ✭✭✭davidk1394


    If any of ye are thinking about pensions or close to drawing down one, I learned an awful lot off this man and his podcasts while milking the cows. I started paying into a pension a few years ago after advice from my accountant.

    Informed Decisions is the name of the podcast

    https://open.spotify.com/show/4lKmVLCNxnI8UZTtxQKR3g?si=AY4Bbu22RP685h-QtvEBiQ



  • Registered Users, Registered Users 2 Posts: 2,325 ✭✭✭cosatron


    you won't see 105 with a fag hanging out of your mouth.



  • Registered Users, Registered Users 2 Posts: 2,902 ✭✭✭Jb1989


    100 percent. It'll be an oul huer of a vape come that time.



  • Registered Users, Registered Users 2 Posts: 976 ✭✭✭Sacrolyte


    what’s his name. Sorry I can’t see the link.



  • Registered Users, Registered Users 2 Posts: 2,750 ✭✭✭older by the day


    The longer I live, I'm reckoning that luck and stubbornness are the secret.



  • Moderators, Society & Culture Moderators, Paid Member Posts: 4,674 Mod ✭✭✭✭Siamsa Sessions


    Thinking about this again. It's a serious consideration.

    On mature reflection, I think the only option would be to leave Herself at home to mind the house and just take off myself. I'm sure she'll understand 😂



  • Registered Users, Registered Users 2, Paid Member Posts: 4,389 ✭✭✭davidk1394


    Paddy Delaney is his name and Informed Decisions is the name of the podcast.

    Out of curiosity do any of ye buy shares and what platform/app do ye use ?



  • Registered Users, Registered Users 2, Paid Member Posts: 837 ✭✭✭ABlur


    I use Trade Republic they have a savings bank account side as well as trading.

    7460.jpg


  • Registered Users, Registered Users 2 Posts: 4,033 ✭✭✭visatorro


    Give a small bit to a broker. Low risk stuff. I do wonder sometimes was i better off buying cattle!



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  • Registered Users, Registered Users 2, Paid Member Posts: 6,122 ✭✭✭straight


    Poor old J Gibbons is trying to sell a book and nobody will listen to him anymore. He is persona non grata in RTE. Nobody else will have him on either apart from his buddy cooper.

    He sent Pat Kenny a list of questions he might like to ask him years ago and Pat let rip big time on him. It's a pity a few more people wouldn't set him straight.

    I'd say it's more likely a succession issue that has him so bitter and angry at farmers.

    God love the creature. 🤣🤣😂



  • Registered Users, Registered Users 2 Posts: 21 Back4more


    I used hear him on with that tosser cooper ,it is such a pity that farmers can not find someone as eloquent and get free air time as him to get their views across ,he really was able to put the boot down on farmers of course unchallenged



  • Registered Users, Registered Users 2 Posts: 7,382 ✭✭✭jaymla627


    Last years stock bulls dam is turning into some cracker of a cow production wise , have some cracking heifer calves of him.



  • Registered Users, Registered Users 2 Posts: 559 ✭✭✭Coolcormack1979


    Kieran Fitzgerald the agriculture economist was on the last word about 2 weeks ago with that so called journalist Charlie Weston about the cost of living and Charlie’s hobby horse of blaming farmers for beef and dairy being expensive.Fitzgerald absolutely demolished him and put him straight back in his box about following green policy leading to food getting dear.if you can listen back to it it’s well worth a listen .



  • Registered Users, Registered Users 2, Paid Member Posts: 1,574 ✭✭✭Tileman


    that Charlie Weston is the greatest spoofer of a journalist. He only know headlines. As soon as you scratch the surface when he is asked a few more detailed question he falls apart.



  • Registered Users, Registered Users 2, Paid Member Posts: 3,138 ✭✭✭50HX




  • Registered Users, Registered Users 2 Posts: 1,743 ✭✭✭weatherbyfoxer


    Donedeal is wedged with incalf dairy heifers at the moment with some of the prices in red after being reduced.I there a recend reduced demand?..seems to be plenty of good well bred stock with decent ebi figures too



  • Moderators, Society & Culture Moderators, Paid Member Posts: 4,674 Mod ✭✭✭✭Siamsa Sessions


    Co-ops are cutting milk price at the moment but that’s hardly having an immediate effect on stock prices.

    I must have a look on DoneDeal myself



  • Registered Users, Registered Users 2 Posts: 236 ✭✭Bazzer007


    Anything over 3k aren't selling. Fellas are chancing the higher prices and testing the market. €2500 seems to be the going rate at the mo. Scary money. Jex type going a bit cheaper.



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  • Registered Users, Registered Users 2 Posts: 11,940 ✭✭✭✭mahoney_j


    it’s not so far fetched when you see what it costs to rear a heifer to that stage …then throw in years of breeding ,records and in calf to sexed etc ….Radney and Lisduff have sales coming up …lot of top quality heifers in both and majority in both will fetch an easy 3 k



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