"average Dublin house prices should fall to ‘the €300,000 mark" according to Many Lou McD.

It is odd that many voters think that a party who have never before been in government, with candidates who have zero experience in any portfolio, could do a better job than those with experience.

Imagine the chaos in an organisation if every single member of experienced staff was made redundant, and the business started again with a completely new team of entry level people in every job. It wouldn't be even vaguely considered in any other sector.

My grandparents never saved a deposit, they got a council house in the 50s and bought it for nothing in the 80s.

So now you’re admitting you want a free house!

Off you trot to Glasgow and don’t let the door hit your backside on the way out.

No, I want to continue working two jobs and pay for a home. The deposit scale makes it impossible or detrimental to living standards. If someone has never missed a rental payment for over 3 years, and the mortgage they wont translates to 2/3rds of less of their rent per month, they should not require a deposit.

My siblings bought with 100% mortgages (I think one case was 110% and they got a car) on leaving college in the 2000s.

7 or 6 years of savings would mean being over 40 by the time I buy. I dont think people will view you as a success buying at 40. So Id see now benefit from it, may as well rent where I enjoy living until I get inheritance when the folks die and their house is sold

Speaking as someone saving every penny to be able to afford a home, you're not trying hard enough. That's a living cost of ~16,000 per year outside of rent. You have to make sacrifices; forget the summer holiday, reduce the xmas spending. You're essentially looking for a handout and not willing to maximise your effort.

The deposit rules are there for very good reason, partly to prevent the reckless lending and spending of the Celtic Tiger era you seem so fond off. Your ability to pay rent is already considered when it comes to your affordability to make mortgage repayments, but you want it to also allow you to forgo proving the ability to manage your money, live within your means and save a measly 10% of the purchase price of a home?

Maybe it's time for the state to be hard on the banks rather than giving them all our money.

The way the Dáil voted to save the banks rather than the economy has led us to this current situation - the banks were never reformed, they were just sent to the Dunces' corner for a couple of years and then allowed to continue much as before by the goevernment's actions to shore up the housing market above all else.

Not at all.

What is odd is that some people think that those who have fkked up the country again and again are now going to turn around and solve the problems somehow. Now that is a seriously weird thing to think!

Not sure it's been said in thread already...what happened when you were growing up was not normal or sustainable. People buying new cars and holiday homes, her, Spain, Bulgaria, etc., all on credit should not be normalised for any generation.

My parents bought a house in 1956, worked hard, took in a lodger, had no holidays. That was normal for them.

You need to understand that for most people under 40 (and judging by the level of Armani and Canada Goose I see on teens its worse for under 20s) grew with with that as our base level of normal. Thats the measure of life for us, so anything less and we are unhappy, like I feel like a failure for my lot in life. So we wont vote back in parties that have us living below our base standard.

When I can afford to turn on the heating without giving it a financial thought. When home ownership reaches over 80% again. When we see no cars on the road over 5 years old and the 5 year old ones are driven by 17 year olds (my memories of 2006/07), when my co workers are doing their xmas shopping in New York again, then we can talk about a recovery.

Quote of the year right here

when my co workers are doing their xmas shopping in New York again, then we can talk about a recovery.

Absolutely incredible.

I can only say to you that you sound like you got everything you wanted when a kid ....that in my view is never a good way to start out in life. Yes, it's fun, etc but look where it's got you...wanting more, and more .

A lot of the CG and Moncler clothing are copies, fakes...because a generation want a lifestyle and clothing they cannot afford.