Currently buying/selling a house? How is it going? READ MOD NOTE POST #1

Deposit now paid and EA has the sale agreed up!

now let’s see how this triple chain goes!

has anyone draw down with EBS lately? What has been your experience?

Sale agreed since end of March. Contracts signed 3 weeks ago but no sign of a completion date from vendor. Getting impatient as vendor is just suiting themselves with little regard for me or the buyer of my house. My solicitor is fairly useless. I presume the following clause in the standard conditions of sale applies in my case - so in theory I should have to wait no more than another 2 weeks. Curious as to what leverage I have, if any, to force the vendor to complete in this timeframe

Push for a closing date, if they won't budge, then maybe reconsider buying the house if you're in a position to do that.

Our buyers have signed contracts, but have put in a condition that they want us to pay 50% of remedial works for low levels of damp found in the house by some damp surveyor/quotation guy they sent. This would cost us over €2000.

There is no obvious damp in the house (as in visible to the naked eye), although the house is nearly 100 years old so I would be surprised if there was zero damp found.

I assume we go with my instinct here and tell them to take a running jump?

once its transferred from the bank , ours arrived the next day

Buying a new build house in a development has been something of a nightmare. The location, size, layout, price were all right and the show house looked great, but ever since first putting the deposit down last year they have just continually worn us down, from the strong arming to try and get us to sign at the beginning, to missing completion dates they gave us by 6+ months leaving us to swallow more interest rate rises, to finally getting to snagging stage only to find the finish quality throughout has been absolutely dire.

On our initial snagging visit, on a date they gave us, we hired and payed for a professional snagger only to find the house was still pretty much a building site with no electricity, boiler not hooked up, everything covered in dirt, some doors not installed, paving stones missing, among many things that were simply not ready to be snagged at all. Over multiple visits now (which haven't been easy to arrange because they are not at all accommodating about providing access) they've flat out lied about fixing issues and completing work that they simply haven't upon inspection, presumably hoping we wouldn't check, while in the meantime we're getting pressurised by their solicitor to complete the purchase of a house that just isn't ready at all.

If I ever buy another house I will be strictly looking at the second hand market.

In fairness this is our second home (moving from 3 to 4 bed for growing family) and our first home was a new build that went like a dream so it certainly varies. Probably led me to a false sense of security this time round.

Query specific to BOI mortgage - We went sale agreed few weeks ago, today I got an email from BOI mortgage team saying that I have a document to sign/review via DocuSign. It seems to be a Letter of Offer, unfortunately I can't read the document unless I say I will do it digitally. Which I would prefer not to do, without consulting my solicitor.

So is this "Letter of offer" the same as the "the Loan offer", that you are required to sign with your solicitor - which they told me is on the way to them anyway ?

Thanks For your reply. The DocuSign implementation seems very odd as you can’t read the document unless you agreed to do electronically.

Update, they've come back and waived the money they were looking for from us for the damp. 

BUT they now inform us that our estate agent had told them in writing that all white goods were included in the sale (which we hadn't said) so now we have to give them all those 😄

We've agreed just to get the thing over the line.

But will be nailing our estate agent for a reduced sales fee as a result of their c0ck up.

Good god I am never ever doing this again

Well it's official, after 12 long, stressful weeks we finally picked up our keys today. No more chasing, no more calls, no more stress - I hope I never have to go through the process ever again.

Congrats! It took us 9 months, for reference.

When we got the keys I still kinda figured we'd be here 5 years tops, now 3 years later and I don't see myself bothering with the hassle of moving again anytime soon unless a dream place suddenly materialises

Christ!

How did you find that information out?