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Currently buying/selling a house? How is it going? READ MOD NOTE POST #1

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Comments

  • Registered Users, Registered Users 2 Posts: 17 angbee


    Are they at least selling and trying to make it more attractive to buyers, or is this just for themselves?



  • Registered Users, Registered Users 2 Posts: 1,786 ✭✭✭DownByTheGarden


    Its just for themselves. I know lots of people who are wetting themselves over the BER both buying and already living in the house. I dont think they understand at all how subjective the BER is.

    When we bought our house it was a D2 and I have since spoken to neighbours who said that quite a few potential buyers were put off by the BER.

    We spent a few thousand euro (most of it was on a solar system that we wanted anyway) and its a B2 now. But we only spent on the things we had to change anyway as well as a few extras that were easy and cheap to do like roll out new insulation in the attic and change the lightbulbs.

    When I hear people wetting themselves about a high BER and telling me they wont even condsider buying a house less than a B etc, i just nod and think to myself - fools and their money.



  • Registered Users, Registered Users 2 Posts: 17 angbee


    TBH when I was first looking at buying I wasn't looking at lower BER but then I looked a bit more into the BER advisory reports and the one for the property we are currently renting and realised how subjective they were and how it might not have much of an impact necessarily on the warmth of the house.

    The 150 year old house we are buying is C3 and the house we are currently renting is also C3, the older house is much warmer than the one we are renting. We will probably better insulate the attic and add some solar panels, switch out the lights and a smart battery that can take advantage of the night rate on smart tariff purely to look at getting a green mortgage discount when our current fixed rate period ends and to save some money in the longer term on energy bills.



  • Site Banned Posts: 12,921 ✭✭✭✭suvigirl


    The BER of a house is so far down my list of important things in a house I generally don't even look at it.



  • Registered Users, Registered Users 2 Posts: 5,449 ✭✭✭what_traffic



    Spot on. Gotta remember this POST no #10430 anytime I see people fretting over BER's posted so to link back to it.

    Once one sees what a typical BER assessor does in the 30-45min assessment that it usually takes them to do a house it is pretty obvious that it is very basic.



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  • Registered Users, Registered Users 2 Posts: 584 ✭✭✭theboringfox


    Hi, just wondering for anyone selling on here what is generally deemed an ok agent fee? Being quoted around 1.5% mark plus vat and outlay on marketing. Thanks



  • Registered Users, Registered Users 2 Posts: 584 ✭✭✭theboringfox


    Matters for mortgage rate as some offer a lower green rate.



  • Registered Users, Registered Users 2 Posts: 2,463 ✭✭✭Cork2021


    Yeah 1.5% is standard plus vat! She’s included the marketing in the 1.5% which is good



  • Registered Users, Registered Users 2 Posts: 1,487 ✭✭✭herbalplants


    Try Auctioneera.ie. They charge set fee and will save you.

    Remember the shills only get paid when you react to them.



  • Site Banned Posts: 12,921 ✭✭✭✭suvigirl


    Ah I don't care about that, I won't be buying a new house!



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  • Registered Users, Registered Users 2 Posts: 185 ✭✭KLF


    Check out Moovingo, young Irish startup providing some good competition. They do fixed rates with various tiers of options.



  • Registered Users, Registered Users 2 Posts: 3 cmor234


    Hi all,

    We have been sale agreed for about 5 weeks now and were hoping for a very quick sale (like everyone I’m sure!). Our solicitor has already completed the pre-contract queries, and we are simply waiting for the formal loan offer to issue. We had originally gone for Avant, but had to abandon that (another long, frustrating story). We are now waiting on the LO from PTSB. We got an amended AIP last week (14/6), but does anyone know how long it takes after that? Valuation report, and survey report already submitted (house is 100+ years old). Thanks!



  • Registered Users, Registered Users 2 Posts: 426 ✭✭FledNanders


    We got our loan offer from PTSB very quickly. Certainly within 2 weeks once we went sale agreed.

    We had a good broker who made sure everything went very smoothly



  • Registered Users, Registered Users 2 Posts: 3 cmor234


    Thanks! Hopefully it will be soon. We are with a broker also, but everything just feels so slow!



  • Registered Users, Registered Users 2 Posts: 445 ✭✭Aph2016


    Sell it yourself, cameras on phones are excellent now, take a few pics, copy a description from a similar property, and advertise it online with onlineestateagent.ie .

    1.5% ex vat is insane, estate agents been shafting people for years, otherwise use auctioneera for the fixed rate.



  • Registered Users, Registered Users 2 Posts: 20 Bluefox556


    So update on this from me in case anyone else experiences something similar - 11 days passed so I decided to call back the mortgage valuation phone number. Agent there tells me they can see that the estate agent assigned the valuation completed it on the 14th but a part was missing so they sent it back to them.

    The agent also lets me know the firm doing the evaluation. I then call up the estate agents who were assigned the valuation. They tell me they completed it 100% (doing them all the time they know they did it right etc) and that they had submitted it. They even text me a picture of the screen on their portal saying thanks it's completed.

    I have a mortgage advisor in AIB so I then got onto him and he said he should be able to see it if that's the case, but he can't so he will chase it up.

    About 3 hours later the report pops up in my online portal.

    I thought this stage would be easy and hands off once paid for, but nah needed to do some chasing.



  • Registered Users, Registered Users 2 Posts: 12,911 ✭✭✭✭whatawaster


    Contracts are signed on our house and we are hopefully moving in 2 weeks. Yesterday, our dishwasher broke (out of warranty), and despite trying multiple repairmen, none either can fix or will be able to do so in the next 2 weeks. What should we do in this situation? We don't want to leave the new owners with no dishwasher. Should we arrange a repair even if it's beyond the 2 weeks and pay it ourselves?

    (By the way, our induction hob broke 2 weeks ago, and cost €170 to fix! I'm terrified to use anything at this stage)



  • Registered Users, Registered Users 2 Posts: 20 Bluefox556


    Are your buyers expecting the have the dishwasher?

    If not, then no harm in there being none there, it's not really as essential as a fridge/cooker/washing machine.

    If they are expecting it to be there as part of the sale, then I would arrange a repair and pay for it even if it's past the day you move out.



  • Registered Users, Registered Users 2 Posts: 12,911 ✭✭✭✭whatawaster




  • Registered Users, Registered Users 2 Posts: 3,007 ✭✭✭TheRona


    Is it a decent dishwasher? A lot of integrated ones are rubbish. The buyers might prefer to invest in a new one, so you could just offer them a bit of cash towards that instead.



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  • Registered Users, Registered Users 2 Posts: 55 ✭✭Aguce


    Maybe they are planning to buy a new one themselves. I would offer them money around the amount fixing would cost. I bet they would prefer a new appliance instead of a fixed one.



  • Registered Users, Registered Users 2 Posts: 12,911 ✭✭✭✭whatawaster


    No it's terrible. It's from Ikea and it's 8 years old. We got all our appliances with our Ikea kitchen at the time and the induction hob, oven, microwave and extractor have all been bulletproof (except for the aforementioned hob which broke down a couple of weeks back).



  • Registered Users, Registered Users 2 Posts: 1,436 ✭✭✭SortingYouOut


    New build developers being very very vague in their advertising as of late.

    Is it normal for them to not give any size details of the garden less than two months from completion?

    Beverly Hills, California



  • Registered Users, Registered Users 2 Posts: 11 Timtam2020


    can someone tell me, does having planning permission granted add value to the proprty if your planning on selling it.

    house valued for let’s say €400,000 having planning permission for a double extension granted will it add much money onto the price tag?

    thanks in advance.



  • Registered Users, Registered Users 2 Posts: 584 ✭✭✭theboringfox


    Should add a bit. Buyer knows planning can be got etc. Doubt it is material



  • Registered Users, Registered Users 2 Posts: 509 ✭✭✭AH92


    How's the market lately in terms of bidding mania? Sale agreed for 4 months but we might have to pull out due to title issues. Fuming about this but oh well.

    Has anyone also used the Moovingo crowd?



  • Registered Users, Registered Users 2 Posts: 187 ✭✭factnee


    Yes - I used them. I was very happy.



  • Registered Users, Registered Users 2 Posts: 584 ✭✭✭theboringfox




  • Registered Users, Registered Users 2 Posts: 1,786 ✭✭✭DownByTheGarden


    They have to give you the green rate if you ask for it no matter what your BER. I know someone who got it. They had to put their other half who is a solicitor on the phone, but they got it and their BER was a D



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  • Registered Users, Registered Users 2 Posts: 1,839 ✭✭✭Captain Flaps


    Tell me more - our mortgage fixed term is up this month and refixing is going to cost us a bomb as we've a C2 rating and can't get the BOI green rate.



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