Revolut Megathread.

Joint accounts just showed up in my app today, but when I try add my wife it says she can't be invited and to try a group vault instead.

Funnily she got the beta invite on her account and I didn't but I got it before her.

"We are sorry to hear this. Revolut is not an Irish company. So, if you need to transfer from Revolut to your AIB credit card then can you please use the following IBAN - IE92AIBK93011399945304, the BIC is the same - AIBKIE2D and you must use your 16 digit card number as the reference."

it seems "not an irish company" seems to be the sticking point even though its an irish IBAN. The plot thickens.....

I think there was a report here that the "international" payment account does not accept payments from the new Irish IBAN of Revolut either.

Also, giving how Revolut has an irish banch office (and hence an irish IBAN and even NSC) this is just not making sense.

If someone has the patience I would log a formal complaint and than take it to the regulator.

So the one below that worked was last week to IE92.

IE60 is the Platinum Domestic one - Not Working

IE92 is the Platinum International one - Not Working

IE76 is the AIB Support one - Not Working

I just tried to pay a credit card bill in the Post Office using a virtual revolut card through contactless and it declined that too.

Irish financial institutions really proving how far behind technically they are.

Revolut has so many different virtual cards that details matter.

It depends on what the BIN (8 first digits of your card) are, some are down as Debit Cards (which should work) and some are down as Credit Card (which should not work).

Revolut have suggested downloading and printing the transfer email confirmation and bringing it to AIB to investigate. To be fair this doss look like a problem on the AIB side.

I still haven't got my Irish IBAN...

You are correct, it part of the PAIN.002 Status Report, which used to track SEPA transfers.

It is also advisable to use the proper ISO20022 terminology, phrases like 'Reference' (a pre SEPA term) are very confusing. A modern Credit Transfer has multiple different reference fields. The Irish Banks decided to call the 'End To End ID' the Reference. But this is an Irish solution to an Irish problem. Revolut is not an Irish bank...

Revolut are saying that the funds are completing the SEPA transfer successfully and that AIB are subsequently refunding the funds on a separate transaction. The download of the transfer on revolut would back this claim up.

Also the AIB staff are so useless on this topic, each time it takes convincing that you can pay into your visa via the holding IBANS and I have done for years. Most of them its new information. Then they claim its impossible to check the holding account and that there is nobody in all of AIB that can check and see why they are refunding the money just that the customer is putting the iban or reference wrong into the transfer. "It has to be that there would be no other reason"

I'm not expecting the firstline card services to be able to but someone surely can be escalated to to check internally.

Also pointed out to them that it's happening to multiple people here and nope I'm the only one has this issue.

I have my address as Ireland Id is my passport and have filled in my PPS but still no Irish IBAN, I dont mind though as everything works as is I didn't really want to change

I also requested that issue be escalated through theit Twitter chat support and nothing, wilful neglience or just plain incompetence? The jury is still out.

That'd be my reason so too so. They didn't tell me that when I asked. I just got a canned response.

As long as the LT one keeps on working I don't really care. I was just concerned in case it stopped in the future when they think everybody in Ireland has moved to the IE one.

Complaints to the Consumer Protection Agency and the Financial Services and Pensions Ombudsman lodged.