Living in the South applying for a mortgage in Belfast

Jack00f · 09-02-2023 05:41AM #1

I'm currently living and working in Carlow but I'm looking to get a first time buy mortgage for a house in Belfast, I have 32k saved for a deposit. Looking to buy a house under 130k.

Does anyone have any experience doing this? I've spoken to a few mortgage brokers and I think Halifax accept euros. I work 4 on 4 off so I'd like to continue to work in Carlow but head up to Belfast on my days off until securing another job in Belfast and I'd probably rent out one of the rooms.

I can't find much information online so I'm wondering does anyone have any experience or knowledge on this?

Thanks in advance

Henry Ford III · 09-02-2023 02:14PM

Sounds unlikely tbh.

Why not just ring Halifax and find out?

Charles Babbage · 10-02-2023 10:36PM

Progressive used do this sort of thing, as a NI only operation they are more tuned in.

https://theprogressive.com/mortgages

You would expect the Irish banks might also do this, so try BOI NI and First Trust, but you wouldn't know.

One problem is that you are resident in the ROI and not the more typical commuter who would have an existence in NI.

Living in the South applying for a mortgage in Belfast

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