Weird banking error and possible GDPR breach?

LOL.

You think the bank stole money?

So...you both have an account with the same name and address.

The only distinguishable feature is the DOB.

The error can so easily happen.

If there is a data breach.....then it's on the lower end.

TBH...get the bank to resolve the amounts sitting in both or just ask your dad to transfer the amount to you.

Then.....just move on.

Perhaps change the address.

There aren't that many people out there who have the same name as one of their parents.

The error was caused because you have same name and very similar addresses.....it's not a fob off by the bank.

You're trying to make a bigger issue than it needs to be especially when you think that this type of error isn't isolated and similar error might have occurred in the past......honestly.....who cares. It doesn't concern you.

It seems you want to go on some 1 man crusade.

Don't worry...the bank will be investigating what happened and will to do additional staff training and review their processes and procedures......none of this should be of your concern.

If your dad needs to go back in...make sure he his account details with him.

A lesson for parents out there.....don't give your kid the same name as you. It's will cause all sorts of problem in 20+ years.

not necessarily, some cashiers can be pretty lax. When I was a student I used to always forget my ID/bank card and needed to withdraw money from my bank account in branch.. More often than not, they happily gave me my money without any ID/ bank card after they came to somewhat know me to see me, shows they are happy to bend the rules / be a bit careless at times. Not good enough imo if they just handed out money to someone else from his sons bank account

OP I agree it shouldn't have happened. But the error seems to have been caused by your dad.

Your dad it would appear went to the bank with no bank card and no bank account number/statement. The cashier searched based on name and address and your details came up. Your father most probably agreed that your account was his. The cashier couldnt have known that there was another person of that name at the same address - your dad probably should have said to her to double check that this was the correct account. Now the bank should have used bank card and date of birth(Id) to verify but didn't - you should query this.

My dad and brother also have the same name and address - live next door. To avoid issues with post etc my brother changes his address slightly by using a house name. They also use jnr and snr after their names. You should add jnr onto your account name in the bank. I also know from a friend who works in a bank that they are only able to see limited info - it's possible they not be able to see the date of birth of a customer as identifiers are usually only name and address.

By the sounds of it also your dad is not capable of looking after financial matters. At his age It would be no harm for the family to consider getting power of attorney for him so you could help him out with financial issues.

I dont think you mentioned this before ( re jnr/snr) - this is very relevant.

If jnr was on the bank account you should argue this with the bank - the cashier should have realised that the elderly man on front of them was unlikely to be the 'jnr'. If your dad said his correct address your ' slightly' different address shouldnt have come up.

That hasn’t been a crime in Ireland since 2001; you would be looking to assert a theft or fraud offence and neither would be probable because of the absence of intent. The OP’s claim against the bank for the funds in his account remains notwithstanding any purported withdrawal. There is no suggestion that the father dishonestly sought to appropriate the son’s money.

the issue if there is one is the inappropriate or possibly unlawful disclosure of private data.