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Credit card application timeframe

  • 03-05-2022 11:25AM
    #1
    [Deleted User]
    Posts: 895 ✭✭✭


    This could be a 'how long is a piece of string question, but I'll ask anyway.

    What lender provides the quickest credit card? I need one for car rental abroad fairly soon. I've gone through PTSB who have acted at a snails pace, it's taken 2 weeks for them to get it to underwriter stage and that's as a current customer.

    Anyone any recent experience from making application to received in post? I imagine applying with another bank as a non customer won't exactly be quick?



Comments

  • #2
    Citrus_8
    Registered Users, Registered Users 2 Posts: 1,209 ✭✭✭Citrus_8


    https://www.boards.ie/discussion/2058244266/credit-card-application-timeframe

    Maybe Avant Money? I wouldn't worry too much if you don't get one on time. Many places accept a deposit if a debit card is used. Never had a problem.



  • #3
    brianc27
    Registered Users, Registered Users 2 Posts: 681 ✭✭✭brianc27


    https://www.boards.ie/discussion/2058244266/credit-card-application-timeframe

    applied for PTSB credit card myself 3 weeks ago and still nothing, getting frustrated waiting so applied for an an post one tonight online but got a rejection email a few mins later, not sure how it was rejected as the only information they ask for online is very basic stuff, expected to get an email were i can proceed then with uploading documents etc. Its some automated process anyway, might request a manual check as cant see why i would be rejected with the basic info supplied



  • #4
    plhealy2000
    Registered Users, Registered Users 2 Posts: 100 ✭✭plhealy2000


    Applied with Avant on 13th April and Card arrived yesterday so about 20 days total.



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