Home Insurance Policy if owner not living there but family member is..

makeorbrake · 2022-04-29 08:30:00

I had been renting my house out and had landlords insurance on it. This year, a family member is staying there and there's no rent involved. I as an owner won't be present/living there. Can I just get an ordinary home insurance policy on this basis?

29-04-2022 09:30AM

#1

makeorbrake

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I had been renting my house out and had landlords insurance on it. This year, a family member is staying there and there's no rent involved. I as an owner won't be present/living there. Can I just get an ordinary home insurance policy on this basis?

Post edited by makeorbrake on April 2022

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#2 30-04-2022 08:45AM

Henry Ford III

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Only an opinion but I think you still need landlord type cover. Whether rent is payable or not is a moot point.

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#3 01-05-2022 08:29AM

Eggs For Dinner

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You would need to be living there yourself, as standard house insurance is dependent on owner occupancy.

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