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Housing Madness

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Comments

  • Posts: 19,178 ✭✭✭✭ [Deleted User]


    Maybe you are dumb.

    Why would you think she hasn't been investigated



  • Registered Users, Registered Users 2 Posts: 3,041 ✭✭✭Sunny Disposition


    Until the late 90s Ireland had very low levels of immigration, but that changed quite dramatically, with very little or no planning.

    With no strategy for scaling up housing, large scale building of new schools and hospitals, a lot of the social problems now are unsurprising.

    I think it’s very hard to see how a stable housing market can be achieved given the many much larger countries that you can easily come here from. I’d love to think it was possible, but I don’t really think it is. The way things are now the market is bound to be boom/bust.

    More social housing, doing up empty buildings, sure these things help, but the only real solution is to limit immigration to a number a small country can manage. Of course that seems to be impossible.



  • Registered Users, Registered Users 2 Posts: 7,654 ✭✭✭timmyntc


    Per CSO, median household income in Galway city is €44,492

    Median price of a home in Galway city is €322,543

    Now that median income is skewed lower by households on social welfare/old age pension, so being very conservative here I will almost double it to 80k.

    How is a family on 80k supposed to afford an average home price of 322k? 3.5 income means they can only borrow up to 280k on a mortgage.


    So what do you propose? Everyone working in Galway city should just commute from Athenry? How can you not see how messed up that is?



  • Registered Users, Registered Users 2 Posts: 9,219 ✭✭✭Ray Palmer


    When I said recently that is what I meant within the last year. You are making it your business by discussing it publicly. Again you are giving no details so you have no idea about the values and what they think reasonable is.

    Why do you tell us what you deem reasonable if you can't discuss their situation and then at least we will know what you are talking about. For all you know they expact a massive house in Galway city for 200k



  • Registered Users, Registered Users 2 Posts: 516 ✭✭✭BattleCorp1


    No, I'm not proposing that everyone working in Galway city should just commute from Athenry by any means. But those who cannot afford the house of their choosing in Galway city should then consider Athenry and other cheaper places outside of the very expensive city. It's what an awful lot of people do.

    How does a family on €80k afford a €322k house? Well they can get €280k in a mortgage. Then between the deposit and an extra top up, they need savings of €42k. That's doable.

    Look, I'm not saying it's easy to get on the housing ladder, but if there are cheaper houses outside of the city and within commuting distance, then I think this has to be considered, which a lot of people aren't willing to do.

    If you can't afford the house that you want in the location that you want, then you have little choice but to take a lesser option and work from there.

    You say it's messed up. It has always been this way. I'm sure people years ago would have loved to live in Aylesbury/Shrewsbury Road in Dublin but couldn't afford it and had to buy in Crumlin etc. It's not possible to have everyone live in the home of their dreams a few minutes from work.



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  • Registered Users, Registered Users 2 Posts: 7,654 ✭✭✭timmyntc


    Having to choose between different areas in Dublin is not at all comparable to choosing between Galway or Athenry.

    It is not sustainable for the state for all the people who work in the city to have to live outside of it. It will in time totally erode the core of our cities. Not to mention the traffic issues this kind of short-sightedness will cause.



  • Registered Users, Registered Users 2 Posts: 23,215 ✭✭✭✭dxhound2005


    The population of Galway City has increased and is still increasing.



  • Registered Users, Registered Users 2 Posts: 516 ✭✭✭BattleCorp1



    According to Google, Athenry to Galway is only 25km. You are saying that is not acceptable? Plenty of areas in Dublin are 25km from other parts of Dublin, e.g. Swords to Dun Laoighaire.

    I'm not saying commuting is ideal, but what's the alternative if you can't afford a house in Galway city?

    Realistically, what would your solution be then? You can't magic up a heap of cheap houses in the city overnight. Where do they come from and who pays for them?

    Would you be in favour of the Council putting a CPO on half the city, flattening it and then putting in a heap of high rise skyscraper apartment blocks right in the city centre to accommodate workers?



  • Registered Users, Registered Users 2 Posts: 3,041 ✭✭✭Sunny Disposition


    Commuting in Galway is fcking purgatory, it is possibly the best example of Ireland's woeful urban planning. That an outer bypass still hasn't been built is incredible. Can imagine anyone living in Athenry would absolutely insist on remote working rather than returning to a Galway city centre office.



  • Registered Users, Registered Users 2 Posts: 9,219 ✭✭✭Ray Palmer


    You do understand you are comparing median rates to defend an argument that was about a couple on high wages saying they couldn't find an affordable reasonable property in Galway? What you have proved is they should be able to afford it and the person posting the claim was not realistic or more likely just dishonest as they never spoke in real terms of value.



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  • Registered Users, Registered Users 2 Posts: 7,654 ✭✭✭timmyntc


    How many jobs were added compared to the population increase?

    As I said before, Galway is not comparable to Dublin. Dublin city is approximately 5 times denser than Galway city. Its apples and oranges, however if you are so adamant about comparing Athenry to other Dublin locations, its more like moving ~100km away from Dublin city, based on population densities.

    In 2016, 50% of those working in Galway had to commute from outside it. By time next census results are published it will be worse than that figure. Dublin by comparison is only 30% of that figure.



  • Registered Users, Registered Users 2 Posts: 23,215 ✭✭✭✭dxhound2005


    Where are the extra people in the city living and working?



  • Registered Users, Registered Users 2 Posts: 34,099 ✭✭✭✭listermint


    I think I've covered this in full detail in my two posts but you've managed to distill it down to nonsense hyperbole.


    Congrats



  • Registered Users, Registered Users 2 Posts: 516 ✭✭✭BattleCorp1


    I wasn't defending the high earner couple's statement that they couldn't buy a house, I was trying to contradict it by showing that they could easily get a house within commuting distance of Galway. As it happens, the poster who told me that the median house price in Galway city was €322k then gave me the proof I needed that the couple's claims were boll1x.



  • Registered Users, Registered Users 2 Posts: 516 ✭✭✭BattleCorp1




  • Registered Users, Registered Users 2 Posts: 516 ✭✭✭BattleCorp1


    It's absolutely the worst place to drive around/commute to in Ireland. I acknowledge that.



  • Registered Users, Registered Users 2 Posts: 757 ✭✭✭generic_throwaway


    Sadly we demonstrated in the 2000-2008 bubble that absent the type of rules we have now, people will just use the extra borrowing power to buy the same house, but at a much higher price.



  • Registered Users, Registered Users 2 Posts: 757 ✭✭✭generic_throwaway


    Sinn Fein will not fix housing, not because they don't want to because they can't. It's a very complex problem.

    Fianna Fail and/or Fine Gael would have fixed it already if it was just a matter of will.



  • Registered Users, Registered Users 2 Posts: 516 ✭✭✭BattleCorp1


    Athenry is 25km away from Galway city. With traffic, what is it, an hour of a commute?

    Not any worse than anybody travelling from Navan, Naas, Carlow, Dundalk etc. into Dublin. The density of Dublin doesn't make any difference to those guys/gals. Still the same distance/time to commute.

    My thinking is the reason people don't want to live in Athenry/other commuter towns is that they are sh1t small towns and don't have the entertainment facilities etc. that Galway has. That and losing time every day commuting.

    Where in Galway will all this needed accommodation be built? Who will build it and who will pay for it? And how would the current residents feel if the density of their city was increased five fold?



  • Registered Users, Registered Users 2 Posts: 9,219 ✭✭✭Ray Palmer


    No you didn't. I explained more and asked did you understand the different view. I think the summation is accurate because you never explained why people who own should have to give up their property at their cost when the councils are actually the worst for derelict property.



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  • Registered Users, Registered Users 2 Posts: 23,215 ✭✭✭✭dxhound2005


    On the subject of multiple properties, the 2020 Property Tax stats has some reliable numbers. Out of 1.68 million properties, 559,000 are in the hands of people or bodies paying the tax on more than one property. There are 247,000 people with two properties, and another 151,200 with three, four or five. Page 13.

    I wonder is there some way to connect those owners with the vacant dwellings reported in the Census. I think there would be a significant crossover. Then the people could be asked whether they would sell to the State. The State could ask housing charities to allocate these properties to homeless people and provide the backup services, funded by the State. It should be a quicker solution to homelessness, than going through the planning and construction of new builds.



  • Registered Users, Registered Users 2 Posts: 9,219 ✭✭✭Ray Palmer


    We do know the councils own the most derelict property. So maybe wind your neck back and actually see this as a failure on councils not private owners



  • Registered Users, Registered Users 2 Posts: 23,215 ✭✭✭✭dxhound2005


    247,000 in the hands of people or bodies with just two properties. Those would be the first port of call.



  • Registered Users, Registered Users 2 Posts: 23,215 ✭✭✭✭dxhound2005


    I looked at the site again.

    There are around 177,000 individuals and other entities that are designated liable persons for two or more properties (this covers 559,000 properties). Properties owned by Local Authorities and approved housing bodies are excluded from the analysis below



  • Posts: 1,077 ✭✭✭ [Deleted User]


    One of the statistics that blows my mind is Daft has only 1,400 properties available for rent. In a country of 5.2 million people that is some imbalance.



  • Registered Users, Registered Users 2 Posts: 2,531 ✭✭✭combat14


    Average house price in dublin now over 500,000 euros and rising ....

    what could possibly go wrong ..

    deja vu



  • Registered Users, Registered Users 2 Posts: 1,261 ✭✭✭Gant21


    It will hold wages are there to match it. Council houses are being delivered to those who have no money and the tax payer is footing that bill and paying a mortgage.



  • Posts: 1,077 ✭✭✭ [Deleted User]


    Incredible, with average full time wage of mid-to-high €40k's and realistically the more important median full time wage about €38k.

    The system no longer makes any sense.



  • Registered Users, Registered Users 2 Posts: 516 ✭✭✭BattleCorp1


    Are you suggesting people shouldn't be allowed to own two houses?



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  • Registered Users, Registered Users 2 Posts: 7,654 ✭✭✭timmyntc


    There is plenty of land in Galway city to build - a better question is where would all the needed accommodation in Athenry be built??

    Galway is a city, it has the services and amenities already. Suggesting that everyone just buy in Athenry is madness. And what about the current residents? They would have been very naive if they believed that when they first bought their houses that the city would never change. And again, all these question can be asked of Athenry or Tuam or any other commuter town. Pushing people on well paid jobs out to commuter towns just moves some problems away, and creates even more in the form of chronic traffic.



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