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Will the state pension (contributory) always be there? Will it become means tested?

  • 15-02-2022 5:00pm
    #1
    Registered Users Posts: 185 ✭✭


    I’m in my 30’s. I’m currently maxing out my pension contributions. I’m on the higher rate of income tax so pay my fair share of tax, PRSI, etc. I earn a 6 figure sum, as does my wife (significantly higher than me). We already have a 6 figure sum each in our pension funds.

    We should have very good pensions (private) when I retire assuming it isn’t pillaged by the state or poor market performance.

    My biggest fear is that the state pension contributory will end up being means tested and people like us won’t get a stitch at retirement, we’re entitled to draw down the PRSI pension after paying into it.

    Public sector pensions are inclusive of the state pension (if I’m not mistaken). If they become means tested for private sector workers surely teachers etc. should also lose the PRSI aspect of their pension too during a means test?

    Post edited by Ten of Swords on


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