Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

Cost of living

1235712

Comments

  • Posts: 1,175 ✭✭✭ [Deleted User]


    You’ve gotta be on a wind up? Did he really say that?



  • Registered Users, Registered Users 2 Posts: 2,353 ✭✭✭SAMTALK


    This is Eamon Ryan we.re talking about. Nothing would surprise me



  • Registered Users, Registered Users 2 Posts: 32,132 ✭✭✭✭is_that_so


    Quite a few countries are tapping into the pandemic fund so the last thing they need is an interest rate increase. Based on a short surge in inflation the ECB are probably right but the question is just how long this will last. I reckon they won't look at interest rates until the second part of the year. EU predicting of about 5% this quarter and an average of 3.5% for the year.

    Meanwhile ICTU are straight out of the blocks!




  • Registered Users, Registered Users 2 Posts: 858 ✭✭✭jolivmmx


    My mother is an OAP. She rang me in floods of tears. She is so afraid that she will not be able to support herself into her old age. She couldn’t afford the retrofitting, loan or no loan. She will basically be punished for not having a higher BER house, and yet she can barely afford to survive as is. It makes no sense. The spiralling costs are hitting those that cannot afford it the most



  • Posts: 1,175 ✭✭✭ [Deleted User]


    She’ll get lots of the retrofit done for free. Go onto the seai website. Even insulating the house will make a huge difference



  • Advertisement
  • Registered Users, Registered Users 2 Posts: 858 ✭✭✭jolivmmx




  • Registered Users, Registered Users 2 Posts: 858 ✭✭✭jolivmmx




  • Posts: 1,175 ✭✭✭ [Deleted User]


    If her house was built before 1993 then she’ll be priority. Does she get fuel allowance?

    https://www.seai.ie/grants/home-energy-grants/free-upgrades-for-eligible-homes/



  • Registered Users, Registered Users 2 Posts: 18,774 ✭✭✭✭rob316


    While the 200 quid off the esb is welcome, its a piss poor package. 20% off public transport is nothing and it doesn't kick in till April!

    Nothing for the working man as usual. Energy prices are out of the governments control so I can't lay blame on them but there is plenty they could of made temporary cuts to. Things like we'll knock 10% off motor tax, give 10% back on the student contribution fee if you have kids going to college, tax relief on childcare costs. Something for the masses who get up everyone morning and go to work.

    If you sit at home on your hole and live off the state, you have done well out of this.



  • Advertisement
  • Registered Users, Registered Users 2 Posts: 858 ✭✭✭jolivmmx


    Her house was built in 1990. I must look in to the fuel allowance for her.

    When I was going to college in Dublin, she used to only be able to put the heating on for a couple of hours a day. Things like grapes were luxury fruit to us. She never drinks coffees in a cafe. She always brought packed-lunches to work.

    I earn a more now than all of my family put together (I help her as best as I can. This makes her sad, as she wishes that she was independent. She resents depending on me after working all her life. Yet, she needs the money so she has to accept). I have lived poor with her. I have lived comfortably in my present state. If I hadn’t grown up without, I would not be able to fathom what people were giving out about. And yet, fuel increases and petrol increases for people can be the difference between buying a few nice packets of biscuits and chocolates versus beans-on-toast for the month. These people are living shrewdly already. There is no reserve. They literally just don’t have the money. They have nothing left to give in taxes or higher prices



  • Registered Users, Registered Users 2 Posts: 858 ✭✭✭jolivmmx


    If you are a CO starting off in the civil service, you start at €25,087. After tax, you will get €1,837. This is bloody insane.

    so, imagine you are sharing a room in a house in Dublin. That is €1,000 gone. And then transport, €120 gone. And then food, €400 gone. And then Netflix is another 20. You literally have €300 wiggle room. Or €75 per week. This is your rainy day fund. You need to cloth yourself at some point. And pay phone bills.

    Forget health insurance. Forget holidays abroad. Forget eating out. Forget saving for a mortgage. Forget children.

    And COs have degrees. There are lots of cleaners, restaurant and retail staff, secretaries in the same bloody position.

    I don’t mean to pick one profession. I just wanted to highlight how mad it is.

    Increasing the price of living (whether it be for green policy or other) is just not viable for these people



  • Registered Users, Registered Users 2 Posts: 3,180 ✭✭✭tinytobe


    I think Germans have some kind of eco-charge on electricity. The country has a welfare system where people also ask for free stuff as well....

    Prices in supermarkets seem to be higher in Ireland, than in Germany, same as car insurance. And then the main issue in Ireland is housing and the exorbitant high cost of rent. Renting in pricy German cities like Munich and Frankfurt is cheap compared to Dublin.



  • Registered Users, Registered Users 2 Posts: 14,436 ✭✭✭✭Geuze


    The media would give you the impression that huge numbers are living "hand-to-mouth".

    Yet during COVID, regular savings surged.

    image.png




  • Posts: 8,532 ✭✭✭ [Deleted User]


    Such and ignorant statement. I don't even know where to start with it.



  • Registered Users, Registered Users 2 Posts: 858 ✭✭✭jolivmmx


    The problem is that my mother worked all her life, until she reached 66. She doesn’t want welfare. She wants to be independent and be able to live comfortably.

    There are so many costs that we don’t even think of. These costs are negligible until you live on the edge. The part of the IT article where that widow mentioned about the price of bread jumping from €2.0 to €2.50 really hit me. If somebody has available funds of €30 per week, a just of 50c on one of the staples is very significant. It means that she probably spends €2.50 extra a week on bread. That is €2.50 less for a very tightly controlled budget.



  • Posts: 1,175 ✭✭✭ [Deleted User]


    That woman in the article has 315 euro per week and no mortgage or rent to pay. She’ll be getting 200 + 125. She’s not doing too bad if I’m honest.

    There’s plenty of people have nowhere near that much after they take out just their rent/mortgage cost.



  • Registered Users, Registered Users 2 Posts: 642 ✭✭✭J_1980


    Sell the house and buy a warm apartment for the proceed.

    but wait this is Ireland, daddy government should hand out an A3 rated semi for everyone. Dennis Obrien pays for them all

    lol



  • Registered Users, Registered Users 2 Posts: 3,180 ✭✭✭tinytobe


    The price of bred. meat, sausage and other food items in Germany is cheap as ever. Only fruits and vegetables have gone up, fruits a bit more, but it's not that much.

    What really went up in Germany is the price of petrol, currently around Euro 1.75 per litre ( used to be around Euro 1.40 ) and apparently also natural gas for heating homes.



  • Posts: 1,175 ✭✭✭ [Deleted User]


    I know there was a lot of hoohah about that TD the other day saying people need to shop around, etc but he kind of has a point. I laughed at the woman on Claire Byrne who said she was using turning her oven on to keep warm. What the actual fook?

    During lockdown the majority of people couldn’t travel so they made serious saving on their fuel costs. The amount of people that posted up banana bread and loaves of all kinds all over social media increased too so people do know how to cook if they put their minds to it. There was a shortage of fecking flour!

    We’re just so used to convenience and we really have to take ownership of choosing the most costly, convenient option. That’s on us as individuals and not the government.



  • Advertisement
  • Posts: 8,532 ✭✭✭ [Deleted User]


    No sure we only do that for lazy scrounging fuckers. Why look after people who work or have worked all their lives.



  • Posts: 8,532 ✭✭✭ [Deleted User]


    Mortgage rates are lower. That could mean a mortgage being 200 quid cheaper a month which is a huge saving.



  • Registered Users, Registered Users 2 Posts: 858 ✭✭✭jolivmmx


    Why should people be coerced to sell their homes? This is a house that she spent most of her adult life in. You are either stupid or heartless or both.

    and as a side-note, the price of her house wouldn’t even buy her an apartment in Dublin. Go figure



  • Registered Users, Registered Users 2 Posts: 858 ✭✭✭jolivmmx


    you obviously occupy the echelons of a cosy upper-middle class background. You have been fortunate enough to be insulated from the difficulties that other folk may face. Heating is bloody expensive. How can you cannot understand this. And if you have barely enough to live, then heating the house for numerous hours in a day is a non-runner



  • Registered Users, Registered Users 2 Posts: 23,246 ✭✭✭✭Dyr


    I guess all the lockdown fan bois will be moaning now about the massive cost of living hike they caused


    You know all that free money? Guess whose pocket it was coming out of. Gimps



  • Registered Users, Registered Users 2 Posts: 4,177 ✭✭✭Fandymo


    It's bricks and mortar ffs. Memories are in your head, you don't need to put your head against a wall to retrieve them. Why does she need to live in Dublin?



  • Posts: 8,532 ✭✭✭ [Deleted User]


    I wouldn't consider this a product of the pandemic though. We had literally 0 inflation since 2005 or so. Groceries in lidl and Aldi haven't increased that much either. This really is an energy crisis rather than inflation across the board but it is having an impact on a lot of other areas. I'd fully expect though we will see the price of oil coming down in Q3/Q4 this year which will have a positive impact on the cost of living.



  • Registered Users, Registered Users 2 Posts: 858 ✭✭✭jolivmmx


    I had an aunt who married well. Her husband was a multi-millionaire. He was so detached from reality. He would regularly profess how easy it was for any child in this country to have a good education. He said that if they didn’t have a good school in their local, they could take the bus to another school elsewhere. His money gave him a distorted view of reality. He was foolish enough to think that he understood complex issues when he had no personal experience. He was very unsympathetic to those that did not have, despite his millions

    And to be honest, he would be probably on Boards telling the proles to live within their means and it’s all just bricks and mortar from his **** off McMansion



  • Registered Users, Registered Users 2 Posts: 4,177 ✭✭✭Fandymo


    That is quite the story. Who do you think will play you in the movie and what has it got to do with me?



  • Advertisement
  • Posts: 1,175 ✭✭✭ [Deleted User]


    Ah here. I live on 224 carers allowance a week and I don’t qualify for fuel allowance either. Carer’s allowance is means tested which means my spouses income was low enough that I get full rate

    I’ll stick on the heating before id ever consider using the oven as a heat source.



Advertisement