Credit Card On Line Shopping

John.G · 28-12-2021 02:22PM #1

Have this strange problem when doing the above.

When it comes to verifying my (Visa Credit) card I write my password and the 6 digit code that is txt(d) to me but every time I am told that the password is invalid and have to go to my account and create a new one, I am on No7 now I jut add another digit, ie next one will be.........8. I have been on to AIB who of course think I am doing something daft like writing the password into the 6 digit code box or writing the 6 digit code into the password box.

Had another problem today, balance for a holiday was due to be taken automatically by Travelrepublic, I vaguely heard two txt messages at ~ 0200 and on opening them at 0900, TR had informed me that their request for the balance due had been refused, the other txt, from AIB, asked me if I would accept this balance to be debited to my credit card, Y/N, to which I replied Y. Money still not transferred until I did it on line at 1100 hrs and of course I had to create another new password, no7. A utter PITA.

Viscount Aggro · 28-12-2021 02:26PM

SCA is a disaster.

When you try to make a payment on another device, it fails.

Imagine elderly folks trying to manage this.

Atlantic Dawn · 28-12-2021 02:54PM

I can't understand why it can't just be 3 numbers, if your account gets compromised it's compromised having it 1 digit or 200 makes no difference to fraudsters they will have your funds either way.

John.G · 28-12-2021 03:01PM

https://www.boards.ie/discussion/comment/118381912#Comment_118381912

Luckily, I'm only 75.

John.G · 30-12-2021 01:25PM

One problem cleared up anyway, you have 6 hrs to confirm (Y/N) from the time AIB txt you re permission to allow payment of requested amount, if longer than this, payment is blocked.

The J Stands for Jay · 30-12-2021 01:53PM

https://www.boards.ie/discussion/comment/118390809#Comment_118390809

Terrible system when it's quite likely that payments will be processed overnight.

Jim2007 · 30-12-2021 02:11PM

https://www.boards.ie/discussion/comment/118381991#Comment_118381991

Well at least you are right about not understanding.... Any thing that slows down or make it complicate for hackers is useful.

Atlantic Dawn · 30-12-2021 02:49PM

https://www.boards.ie/discussion/comment/118391111#Comment_118391111

The code is the code, whether it's "1" or "12345678910" once you have the code you are in.

My bank had similar with Revolut when adding money recently, I actually had to write down the code it gave it was so long and not reasonably possible to memorise when switching between apps, this was more of a security issue than it being a simple 2 or 3 digits.

Credit Card On Line Shopping

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