Car insurance - tell us your quotes/renewals

wotzgoingon · 17-08-2021 01:04PM

https://www.boards.ie/discussion/comment/117764462#Comment_117764462

Is there any company like XSDirect any more. Many years ago after my ban and still with my endorsements I got a quote from XSDirect for around a grand but the catch was if you were in an accident you had to pay 3 grand excess. Luckily I didn't crash for those two years so got through the two years endorsement and then had two years no claims bonus to go to a normal insurance company.

JohnPMcC · 17-08-2021 05:38PM

Possibly yeah, I mean I'm ringing around near impossible to get sorted after work l, just waited 20 mins on phone to Axa so I hung up.

I'll try them now XSDirect now. Good thing you got sorted I bet you had better luck then more unfortunately. Cheers for the response

wotzgoingon · 17-08-2021 05:55PM

https://www.boards.ie/discussion/comment/117768341#Comment_117768341

I'm sorry to say but XSDirect went bust a few years back and then came back with a different model so may not be as competitive as they were back 7 or 8 years ago. That's why I asked if there was any company any more like them, I was hoping someone with more information may tune in but this site has been awful quiet since the change over.

Affluenza · 18-08-2021 10:34PM

https://www.boards.ie/discussion/comment/114345805#Comment_114345805

Renewal from Liberty comes in at €805 TPFT and €860 fully comp.

Haven't gotten around to getting much quotes but I did try the one big switch code with Zurich and was quite surprised by how affordable it was!

€532 for TPFT and €591 for fully comp.

Is there much point in calling around or should I just go ahead with Zurich?

Colemania · 23-08-2021 01:35PM

Trying to get a quote for my wife who has no NCB as she's been on my policy for the last 4 years as named driver.

She's 30+ and the car is a 2011 Hyundai i30 1.6L. Most quotes coming in at €830 fully comprehensive. Thought it might be a bit expensive. I'm putting her as main driver on the policy now as I'll be getting a car in the next few months so I can't be main driver on 2 cars in the household.

Any suggestions on who to try for quotes? I've tried Zurich, AXA, its4women, AIG and Getsetgo.ie already

Len_007 · 28-08-2021 09:02AM

Sex: F

Age: 37

NCD: 1

Named Driver: 5

Licence: Full ROI, 19 Years

Insurance: Fully Comp

Car: 2017 Leaf 30W

Renewal with Cornmarket: €500

AIG: €749

It's 4 Women: €722

123: €719

AA: €559

Super Valu: €374

Obviously went with Super Valu with me as a named driver.

slade_x · 31-08-2021 10:23PM

Male 37 Full Licence for 13 years, 13+ years no claims, TPFT on a 99 Celica and my renewal premium this year which will be at the end of september with liberty insurance is €1228.61, on the documents they also list their comprehensive premium at €1314.81

I just recently had a message from AIB about car insurance so just tried a quote, they just quoted €557.18 Comprehensive. which i thought was odd so i tried AXA and they then quoted me €491.24 Comprehensive. What the hell are liberty insurance at 🤨. I also tried fbd but they wouldnt quote online at all.

Weird thing with the AXA page is it wont email me the quote when i click save, it states it has emailed me but nothing arrived. I received the saved 5 day quote from AIB in my email practically instantly when i saved that

Fulmar · 13-09-2021 09:02AM

Male 72 + wife, Full licences and NCBs, no points.

Quoted insurance renewal for a 08 Golf GTI - increase €610 to €717 - no explanation. AIG on line quoting €513.

Liberty increased my motorbike insurance by 150% last year - switched to Carole Nash for less than previous year.

Been with Quinns -> Liberty for many yearsl Are they trying to go out of business?

Red Silurian · 13-09-2021 10:00AM

32 years old

2010 Ford Mondeo 1.8dsl

15 years on the road

No claims

Last years price was €520, this years renewal was €518, called them up and they dropped it to €445 with Aviva

The lad on the phone kept making reference to the car being one year older - What was he expecting the car to roll backwards in age?

aidan_r · 20-09-2021 03:45PM

38 years old

2021 Nissan Leaf 40kw

13 years driving

No claims

Renewal quote email from 123 was €580

liberty: €429.43

Axa: €535.79

Zurich: €747.39

Allianz: €574.96

FBD: €532.75

Aviva: €545.35

SuperValu: €533.03

BOI: €448.87

123: €370.79

Phone call to 123 quoting the online quote and ended up matching for the renewal.

ILikeBoats · 22-09-2021 09:26AM

38 male

21 years driving, no claims

182 Golf R

Was with AA, they wanted 677 to renew. Got them down to 570 after a call

Aviva 354

AIG 537

GetSetGo 468

AXA 720

123.ie 530

AA 534 (as a new quote)

FBD 751

Allianz 483

Supervalu 714

Liberty Wouldn't quote

Zurich Wouldn't quote

An Post 439

Rang Aviva, wouldn't budge on price but took it for 354 anyway with full NCB protection and step back

DaveyDave · 25-09-2021 10:19AM

172 Golf 1.0 TSI, 29, 4 years NCB plus provisional driver, 28 female, 3 years driving.

Previous: Liberty 760

Renewal: 680, New policy: 648

Post Insurance: 530

Allianz: Would not quote

123: 864

Axa: 765

AIG: 1,138

AA: 911

Zurich: Would not quote

job seeker · 26-09-2021 03:24PM

https://www.boards.ie/discussion/comment/114621638#Comment_114621638

Same details as last year.

28 Male

2007 Honda Civic 1.4 petrol

NCB: 9 years

Licence full - 8 years

No points

Quotes:

123.ie - Renewal: Fully comp: 482

Zurich: Fully comp: 382.05 TPFT: 353.63 (Added a promotional code: Protect for 19% off)

An post insurance - Fuly comp: 537.49 TPFT: 480.74

25 PLUS - Fully comp: 592.47 TPFT: n/a

AA - Fully comp: 610

AXA - Fully comp 604

AIG - Fully comp: 620

Acorn insurance (zurich) - Fully comp: 789.79

Blue/chill insurance (Ivernia) - Fully comp: 599

Britton insurance - Fully comp: 1071

FBD - Fully comp: 716

Whoops.ie - Fully comp: 845

ALS · 26-09-2021 03:32PM

Male 54 & wife inc

17 Renault Kadjar 1.5Diesel

9 years Ncb

licence 1992

0 points

AIG comp deluxe policy €288

through Getsetgo.ie includes €80 new customer discount

Clutchkick · 27-09-2021 05:53PM

Lads, just curious to get a quote on a 13/14 GTI for a 28 y/o but having no look. There's always, or at least there was always some dodgy looking company/site no one's ever heard of who'll quote you on anything even if it costs an arm and a leg. been out of the fake quote game for a while, any suggestions?

job seeker · 27-09-2021 08:29PM

https://www.boards.ie/discussion/comment/117946769#Comment_117946769

I know this will sound like a lot of work, but try all or as many online quotes from this list.

https://www.boards.ie/discussion/2057619504/list-of-insurers-you-can-try

Shopping around is simply the only way!!

job seeker · 27-09-2021 08:33PM

https://www.boards.ie/discussion/comment/117941931#Comment_117941931

I went with Zurich in the end for 382.

They offered it then for 355 when I called them today. I told them I had a quote from a different company for 350 (wink, wink) So they offered 343 which I accepted!

Delighted with this quote!

podgey1992 · 29-09-2021 12:04PM

Hello.

29 Male

2011 VW Golf 1.9 TDi

NCB 7 Years

Licence 7 years

No points.

1st Renewal Quote (Kennco) - 614

Glennons asked me to add a named driver and got the quote down to 541, I then rang kennco telling them this, added a named driver, and they offered 535 which I went with. Would recommend Glennons for quotes in future, they were very good, but the bottom line is price and I went with the cheapest.

Cheers.

jack of all · 20-10-2021 09:03AM

My wife received her renewal from Aviva recently:

Age: late 40s

Claims-free- max. no claims bonus, full licence 25+ years, zero penalty points

Car is a 2015 Skoda Octavia, comprehensive cover, social & domestic plus travel necessitated by her employment (public service) plus me as a named driver, with my own car covered under my own policy

Quote was €502, up nearly €50 on last year's renewal- we have 3 policies with Aviva- 2 motor and 1 house insurance.

Rang them up and did the usual, max they could offer was additional €15 off. Went online and entered details as a new customer, got a reference number, my wife rang them back and eventually got her cover as a new customer for €367, same cover, same benefits etc. Took an hour or so of our time but well worth the effort for the savings made. I know it's been said before but there is no reward for customer loyalty- we both have claims-free, penalty point-free driving history! After all the time spent on the phone, going over terms and answering all the questions I do wonder how people with a poor or chequered driving history get cover at all! sorry, rant over.

20-10-2021 09:12AM

Wife got her renewal from i4w for 697.

I checked their other site getsetgo offering her 630. But wouldn't let me buy. I gave them a call and they processed it.

floyd333 · 26-10-2021 09:22AM

Male 43

2010 Octavia 1.9 TDi

No Claims 10 + Years

Licence 20 Years

No Points

Wife is named driver. She has 3 Points, No Claims

I was with Zurick. Quoted 624.50

Aviva 669

BOI 578

An Post 523

AIG 479

FBD 502

I went with Allianz for 452

buzzerxx · 27-10-2021 09:12AM

Male. 53.

2018 range rover velar 2.0L.

No claims in 32 years.

Full licence 32 years.

Chill insurance €2300 with a €3000 excess.

Van insurance also since 1999.

There is a gap of 3 years in my car insurance from 2018 to now as i had a van only so they put me on 0 years ncb even though I've been driving the van accident free. Not fair IMHO. Its me who earned the ncb not the van but they make no allowance for that.

wotzgoingon · 27-10-2021 04:19PM

When I was reading the post I was like how is it so dear considering age and then I reached the bottom paragraph.

septicsac · 27-10-2021 10:51PM

2.0L 161 Skoda Superb Auto estate 150bhp

47 yr old male

Full Licence

10yrs + No claims

Fully comp, with limited business miles and indemnity.

Renewal with AIG 345, down from 353 last year. Golfers policy, so 2000E insurance for clubs in car also.

Hardly the promised reduction due to reduced claims, but still a good price, probably check out 2 or 3 other companies nut think it will be hard to beat.

bigboss1986 · 28-10-2021 08:31PM

Wife's renewal came in from AiG.

35y,licence 10+,bonus 10+,3 points since last week(feckin van,she did 107/100)

Megane 13 1.5,fully comp,glass,driving other cars,full bonus,me as named driver

Last year 440.

Renewal came at 385€ but when I rang AiG to add points to renewal price went to 480€(!!)

Aviva came up cheapest:

366€,fully comp,glass,step back,brakedown,me as named driver,3 penalty points added to policy.

Difference with 3 points or 0 points was 17€ with Aviva.349€ would be with 0pts

Other quotes:

Axa 410

Liberty 550

123.ie 497

galwaytt · 08-11-2021 10:41AM

My son just got his first car, first car insurance :

18 years old

2008 Astra 1.4 Petrol

On 1st Learner Permit

0 years driving in a car, but 2yrs and 2yrs NCB on a motorbike - I'll get to that later....

Axa: €2,540

Liberty: €4,700

AA: €3,300

Chill: €3,400 - 3,900

123Go : €2,482 with tracker

Zurich: No Quote

Allianz: No Quote

Aviva:No Quote

I'm kinda annoyed at Liberty though: despite being with them 2 years on a motorbike, having a full bike licence, and advanced assessments as well, they made no effort at all. On top of which I'm with Liberty on my car, and my daughter is with Liberty on her car as well. So much for 'loyalty'.

CoBo55 · 08-11-2021 11:09AM

https://www.boards.ie/discussion/comment/118135329#Comment_118135329

All my children started with AXA nobody else were interested as you can see.

Wildly Boaring · 08-11-2021 11:47AM

Male 39, Leon FR diesel

Comp plus class 1, no voluntary excess.

Last year AIG €550

Renewal AIG €520

AIG Website 3 weeks ago €467

AIG Website today €404 - We have a winner

All the rest......

Zurich - Wouldn't quote

Geet set go €450

Chill €493

Kennco €470

Axa €623

FBD €715

Allianz €491

Supervalu €650

123 €493

Aviva €718

AA €555

Some of them obviously don't like the Class 1

AIG are odd. Renewals guy rang me. Told me he could do nothing over the phone and to go with the online ones from them.

My mileage has dropped from last year, WFH 2 or 3 days now and was fulltime out and about so he could have gone in and adjusted mileage.......not allowed??

Timmaay · 09-11-2021 12:46PM

https://www.boards.ie/discussion/comment/118135329#Comment_118135329

Your eircode makes a huge change for AXA, I put in the wrong eircode for a 19yr friend I was getting a quote for, 2300 with a full license but almost no experience on a 1.6 a3, the address was a much posher area but apartments, when I put in his actual address, 1360e!

rn · 09-11-2021 08:06PM

Female, 41, 20 years driving experience. No claims

162 Skoda Octavia 1.6 90bhp

She used to be on a company car so no existing personal policy.

After securing letter from company insurer(a nightmare process in itself, took over 6 weeks) best quote is allianz at €420.

Not bad, but hassle.

Best quote without any no claims was Zurich at 998.

Car insurance - tell us your quotes/renewals

Comments