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Car insurance - tell us your quotes/renewals

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Comments

  • #5102
    macplaxton
    Moderators, Motoring & Transport Moderators Posts: 2,913 Mod ✭✭✭✭macplaxton


    2005 Honda Jazz 1.4SE CVT
    M, 47 (Full, 30y) + F, 49 (Full, 20y)
    No claims / no accidents / no convicitons
    NCD: 5 yr / 75%

    +breakdown cover
    +modified, towbar declared ( see https://www.boards.ie/vbulletin/showthread.php?p=113943219 )

    SuperValu / AXA

    Last year renewal - €532 TPFT, reduced to €445.00 after a lot of time wasted see above.

    This year renewal: - €500.38 TPFT, reduced to €450.00 after less than ten minutes in total on the phone to insurer.


  • #5103
    Terry..
    Closed Accounts Posts: 103 ✭✭Terry..


    Pekarirska wrote: »
    2006 Corolla Verso 1.6
    45 years old with 10 years NCB and no points.

    Renewal from AIG €350 fully comp, new AIG quote €450. Chill came very close, the rest of the gang €500 plus.

    How do you get a 10 yr NCB

    Is the max not 5 or how does it work


  • #5104
    CoBo55
    Registered Users, Registered Users 2 Posts: 10,463 ✭✭✭✭CoBo55


    Terry.. wrote: »
    How do you get a 10 yr NCB

    Is the max not 5 or how does it work

    It used to be 5 it's 6 years now.


  • #5105
    Terry..
    Closed Accounts Posts: 103 ✭✭Terry..


    CoBo55 wrote: »
    It used to be 5 it's 6 years now.

    So where does the 10 come from


  • #5106
    L1011
    Registered Users, Registered Users 2 Posts: 74,928 ✭✭✭✭L1011


    Some insurers will continue counting up above six but other insurers may not recognise it. I've had eight shown on mine before but moved to an insurer that does six max


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  • #5107
    maneno
    Registered Users, Registered Users 2 Posts: 271 ✭✭maneno


    DeKing wrote: »
    Did you try AXA they take both your NCB and named driver into account.

    Thanks for this, got a good quote from them


  • #5108
    bigboss1986
    Registered Users, Registered Users 2 Posts: 864 ✭✭✭bigboss1986


    Vw Scirocco '10 2.0tdi 170 in log book.
    35y 6+ NCB,0 points,wife as named diver.
    Fully comp,glass,brakedown,step back .Excess 350.

    Last year with Axa 515€.Renewal came at 475€.

    Did few quick quotes :
    FBD with Save50 code 515
    Axa new customer 490
    Aig with code Aig20 520
    123.ie 720
    An Post 500
    Allianz 519

    Rang Axa and ask for better price.Got it for 450€.Cheapest insurance ever for me.Still have 3weeks till renewal.Im going to do more qutoes this week .Will see


  • #5109
    wotzgoingon
    Registered Users, Registered Users 2 Posts: 14,308 ✭✭✭✭wotzgoingon


    Yep Liberty keep counting. I have 8 years with them but thinking of moving so it will drop down to 6.


  • #5110
    maneno
    Registered Users, Registered Users 2 Posts: 271 ✭✭maneno


    Late 30s 1yr NCB, 6+ yrs named driver
    Fully Comprehensive, glass, breakdown, stepback, excess 350
    Renewal due next month: 191 Peugeot 2008
    Renewal price - 650, Zurich through broker
    FBD with Save50 code - 584
    AXA new customer - 471
    AIG - 1147 :eek:

    Didn't bother looking into other insurers, going to go with AXA


  • #5111
    scudzilla
    Registered Users, Registered Users 2 Posts: 12,033 ✭✭✭✭scudzilla


    scudzilla wrote: »
    Bit of a mad one here

    Last year i paid 575, fully comp, mcb protected for my wife and i driving a 2010 megane, got my renewal at 540, got quotes from chill/123 and they came in at 436/437, so i ring Allianz
    Gave them my reg and they said 7 seater Grand Scenic, told them it was a megane and had to supply copy of logbook.
    They rang me back today, said they'd change vehicle on system and new quote is cheaper due to car, came in at 470, asked them could they match others, within 20 seconds it was 430
    Also, they said i've been over paying due to their error for last 3yrs so will be getting a refund

    Cheque for 157 arrived today so happy out


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  • #5112
    [Deleted User]
    Posts: 203 ✭✭ [Deleted User]


    scudzilla wrote: »
    Cheque for 157 arrived today so happy out

    Nice one


  • #5113
    clones1980
    Registered Users, Registered Users 2 Posts: 316 ✭✭clones1980


    41 yr old female
    Full ncb
    Full licence over 10 years
    181 VW golf , 1.6
    Total Premium comprehensive,
    RSA renewal €688.79


  • #5114
    CoBo55
    Registered Users, Registered Users 2 Posts: 10,463 ✭✭✭✭CoBo55


    clonesbabe wrote: »
    41 yr old female
    Full ncb
    Full licence over 10 years
    181 VW golf , 1.6
    Total Premium comprehensive,
    RSA renewal €688.79

    Start shopping that's very high.


  • #5115
    clones1980
    Registered Users, Registered Users 2 Posts: 316 ✭✭clones1980


    CoBo55 wrote: »
    Start shopping that's very high.

    Thanks, I definitely will, theres no way Ill be paying that.


  • #5116
    CoBo55
    Registered Users, Registered Users 2 Posts: 10,463 ✭✭✭✭CoBo55


    clonesbabe wrote: »
    Thanks, I definitely will, theres no way Ill be paying that.

    AIG were best for me this year.


  • #5117
    Shlippery
    Registered Users, Registered Users 2 Posts: 2,266 ✭✭✭Shlippery


    Shlippery wrote: »
    Sorted..but at a cost.

    Age: 30 M
    Licence: 10+years ago
    NCB: 4 Yrs
    Car: is300h
    Location: Dublin
    Zurich: €768

    Bit of an increase but not many options since Liberty wouldn't change policy to adapt.- others were coming in at 800-950 as the car is 2.5L engine. Frustrating.

    Moving out of Dublin City Centre to the Déise and being charged an additional €40 due to 'address factor'.

    Surely a mistake.


  • #5118
    [Deleted User]
    Posts: 203 ✭✭ [Deleted User]


    CoBo55 wrote: »
    AIG were best for me this year.

    Agree


  • #5119
    marcos_94
    Registered Users, Registered Users 2 Posts: 344 ✭✭marcos_94


    Iv had my renewal come up and had the largest drop in premium I have seen to date.

    Age: 27 M

    Licence: 9 years

    NCB: 5 Years

    Car: 2003 BMW M3

    Location: Dublin

    Last years premium: €1,400 with Aviva fully comp

    Renewal: €520

    New Quote online: €407 with Aviva

    So I saw a 72% drop in premium with the only change being a year older and an extra yaer NCB.



  • #5120
    SweetCaliber
    Registered Users, Registered Users 2 Posts: 2,488 ✭✭✭SweetCaliber


    Age: 24 M

    Licence: 2 years

    NCB: 3 Years

    Car: 2018 Audi A4

    Location: Waterford

    Last years premium: €750 with Liberty fully comp

    Renewal: €1200 (still fully comp)

    New Quote online: €750 with AA fully comp

    Anyone any experience, I got 2 penalty points last year for driving without reasonable consideration and liberty have charged me 100% of my premium for them, like €1,200 isnt that a bit excessive for 2 points?

    If your wondering why my renewal is €1,200 thats after my NCB.

    They can go f* right off if they think I am going to pay 1,200 for 2 points when AA aren't charging me for them at all (did a check of same quote without points and same price).


    Or is that their way of telling me then no longer want to insure me?



  • #5121
    CoBo55
    Registered Users, Registered Users 2 Posts: 10,463 ✭✭✭✭CoBo55


    https://boards.ie/discussion/comment/117616256#Comment_117616256

    Did AA ask what you got the points for? Driving without due care would be frowned upon by many insurers.



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  • #5122
    SweetCaliber
    Registered Users, Registered Users 2 Posts: 2,488 ✭✭✭SweetCaliber


    https://boards.ie/discussion/comment/117620620#Comment_117620620

    Yes they did, they said 2 points for that would not be an issue, careless or dangerous driving on the other hand they said would but not driving without reasonable consideration.



  • #5123
    A Law
    Registered Users, Registered Users 2, Paid Member Posts: 919 ✭✭✭A Law


    https://boards.ie/discussion/comment/117615566#Comment_117615566

    Has to be something wrong here. An M3 for €407?? I pay €150 more for a 318 and I'm 35 with 10+ no claims. Snap their hands off quickly.



  • #5124
    marcos_94
    Registered Users, Registered Users 2 Posts: 344 ✭✭marcos_94


    https://boards.ie/discussion/comment/117637020#Comment_117637020

    I was renewing my girlfriend’s insurance a couple of months ago and decided to check my own out of curiosity and that is the quote that came up. I had to wait a couple of months until my renewal came up and luckily it had not changed. I am truly shocked and paid my renewal a month in advance! I have no idea how or why it’s this cheap, but I am not questioning it!



  • #5125
    thesimpsons
    Registered Users, Registered Users 2 Posts: 1,699 ✭✭✭thesimpsons


    55yr old with 30+ driving experience and no points and my renewal came in for an 161 Astra at 886e. Hate this time of year and constantly having to shop around. How on earth can that be justified when my 22yr old child fullly licenced, on first time insurance in own name, got insurance for 750e on VW Polo ?



  • #5126
    thesimpsons
    Registered Users, Registered Users 2 Posts: 1,699 ✭✭✭thesimpsons





  • #5127
    Cyrusmekon
    Registered Users, Registered Users 2 Posts: 98 ✭✭Cyrusmekon


    Gender: M

    Age: 41

    Car: 11 Audi A5 2.0 TFSI (211 bhp)

    NCD: 6 Years

    Licence: Full 20+ years, no points

    Cover: Fully comp

    Renewal quote: €807 - Boxymo (They won't match prices as they are mileage based quotes)

    Shopped around, best I got was €434 on 123.ie

    Went with 123.



  • #5128
    Danick
    Registered Users, Registered Users 2 Posts: 1,461 ✭✭✭Danick


    have been with 123 for past 3 yrs as they send all info and ins disk online - no documents come to my house. Price is the same as always this year - would like to shop around but do you know if any other company send everything online rather than to your home address? I don’t want my other half to know how much my insurance costs - she opens all my post so I may have to stick with 123 - any suggestions greatly appreciated.



  • #5129
    comerla
    Registered Users, Registered Users 2 Posts: 251 ✭✭comerla


    I've seen a massive drop this year. My quote from 123 last year was €834. I switched after I got a slightly better price through Quote Devil.

    This year -

    Gender: M

    Age: 43

    Car: 172 Audi A7 3.0 (218 bhp)

    NCD: 7 Years

    Licence: Full 20 years, no points

    Cover: Fully comp with step back

    Renewal quote: €539 123.ie. Original quote was €499 with an additional 40 for step back protection.



  • #5130
    freddyuk
    Registered Users, Registered Users 2 Posts: 1,122 ✭✭✭freddyuk


    Just renewed my wifes insurance with me as named driver and after 50 years of experience they want driving experience letters. I have no clue what they are talking about. Anyone else had to do this? This is First Ireland.



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  • #5131
    JohnPMcC
    Registered Users, Registered Users 2 Posts: 2 ✭JohnPMcC


    Everyone with their low quotes, I've driven before but never done my full. Basically starting again as I never renewed provisional, anyway.

    No, no claims bonus.

    Provisional.

    Driving experience that doesn't apply.

    211 Ford Ranger Wildtrak DCab 2.0.

    Fully Comp.

    10,800 insurance I got quoted today.



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