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Does a claim for a named driver jack up the premiums the same as the main driver?

20-01-2021 10:19PM

#1

Newuser2

Closed Accounts Posts: 107 ✭✭

Join Date: January 2021

Posts: 106

Do they treat it differently

For instance if you removed the named driver before next renewal or is it treated the same

Hypothetical question

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Comments

#2 20-01-2021 10:31PM

colm_mcm

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As in the named driver would have had an accident using your policy, or their own separate one?

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#3 20-01-2021 10:39PM

Newuser2

Closed Accounts Posts: 107 ✭✭

Join Date: January 2021

Posts: 106

colm_mcm wrote: »

As in the naked driver would have had an accident using your policy, or their own separate one?

The named driver having an accident on your policy

Like the risk isn't there if you took them off at next renewal

Or do they just claw the money back the same over 5 or 6 years

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#4 25-01-2021 05:34PM

zg3409

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The claim is against the main person who owns policy. If you remove the named driver later it dies not matter, you the owner had a claim against you (your policy) .

So there is a high risk adding someone to your policy and letting them drive regularly.

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