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BMW historically gave given a GMFV with little or no "equity". So your deposit and monthlys rent you a car for 3 years

opinionated3 wrote: »

How are BMW offering such attractive PCP deals?. I was pricing up a 2 series gran coupe yesterday and the monthly payment came in under 300 per month? I don't get it. Is the Gmfv in the high side at BMW? Or is it set up in such a way that after three years, there will be very little equity in the car and a much higher deposit will be required to change up?

Did you not get the deposit and GMFV amounts from them too when pricing? There is more to the cost of PCP than just the headline monthly figure.

bazz26 wrote: »

Did you not get the deposit and GMFV amounts from them too when pricing? There is more to the cost of PCP than just the headline monthly figure.

I did it online. I took note of everything, deposit etc but when the monthly repayment came up something didn't feel right. As per the example posted above, I now realise I'd have to save the deposit again in order to get a new car at the end of the deal, there's little to no equity left to use towards deposit.

Buddy Bubs wrote: »

I was pricing superminis for my mother and puppies monthlies on them are around 250. Albeit with very small deposit. Its a little misleading by BMW to be even advertising those rates. Your deposit is defo gone.

On another note, I'm gone off the idea of changing my a6 for the new model even with the great trade in offer. Changing a 2 litre diesel for another 2 litre diesel which is more or less same car with a new interior just hasn't got my juices flowing.

Have a serious hankering now for the a6 phev but think its just too expensive at the moment. For a comparatively smallish cost to change I could get into a 330e or 530e 2018.

Whats the difference in range between the 2, when did the 530e get updated battery and when did the g20 330e come out? Moving so fast in electric and hybrid worlds i couldn't bring myself to buy too far back.

Herself said the new 2 GC was coming in cheaper PM than the 1 we got on PCP about 5 years ago according to instagram. Didn't look into the details but knew something wasn't quite the same. We had a healthy amount of equity left at the end, paid the balloon of 11k and sold privately for 16.5k. I wonder would their new set up make that situation easier?

And good to see you back. Thought you'd left us HJ.

You looked at any e class? There was a few e350 plug ins on done deal lately. They’re also a lot higher specced than the regular diesel ones too.

The odd time when I load this thread I land on the first page....makes me laugh still.

Buddy Bubs wrote: »

Haha, I'm busted. Thanks for noticing, I'm impressed. Using my labradors name now instead of my own, which I also did once years ago when changing ownership instead of back taxing an e39 530i. Different labrador but same idea!

Deleted Instagram,Facebook, Twitter and boards account (almost LinkedIn but didn't because of work). Was having a real love hate relationship with my smartphone and the time I was spending/wasting on it. The others are still gone but I missed the chat on boards. Now back to spending money needlessly on cars...considering one trip back to BMW, will be my 7th if I do, for a couple of years while they still have a few cars I like the styling of.

I should probably do the same, I spend a huge chunk of my day looking at a screen, then mindless scrolling in the evening. Funnily enough, I got a walkie talkie for work this week and it made life very easy, could leave my phone in my office when out and about.

A suggestion, the new 6 series are depreciating hard and having been in a 5 GT as a passenger and sat in a 6 in the dealers, they are a lovely 5 series/E class/A6 alternative. A 2 year old example could be good value and if you have a labrador then a practical thing too.

A petrol one:
https://www.donedeal.ie/cars-for-sale/bmw-6-series-630i-m-sport-gran-turismo/25940429

Or a diesel one with a proper engine:
https://www.donedeal.ie/cars-for-sale/bmw-6-series-630d-m-sport-gt/26470661

I dont do social media - always on here instead.

carsfan2 wrote: »

Don’t do social media either unless you count boards.

Being offered 2k less for my BMW by two VW dealers against a golf GTI. Looks like BMW offer is fair enough.

Trigger pulling time?

vintagevrs wrote: »

I'd deleted my social accounts about three months ago. Would recommend, such a waste of time. Mindless scrolling as you say.

I did the same a few years ago but went back on Instagram but don’t spend much time on it. Facebook and Twitter are cesspits and are terrible for mental health and misinformation. Instagram is ok as long as you know that no one looks like that in real life without photoshop.

They don't even sell them now in RHD - not that I'm sad to see this, I just wish they'd cut a load of other junk in the line-up.

Interior is lovely in them but just look at them, and the idea of the car itself is so not what a supposedly sporting brand is meant to be about.

Anyway, perhaps I missed this, but carsfan2, why aren't you considering the previous 1 series if you're after a hot hatchback?

I'm probably in the minority in this, but I'm really not a fan of the new car. The old car had all the things that made a BMW different, and stand out from the crowd - rear wheel drive, 50:50 weight distribution, a manual gearbox as standard, and of course, a six cylinder engine if you wanted a go faster version. Now it's exactly the same as anything else out there (except its rivals still come with manual gearbox for greater driver involvement as standard, unlike the 1 series - and let's not forget, BMWs are supposed to be 'The Ultimate Driving Machine'), so why not buy a Golf or a Focus instead; cooking versions of Fords are laugh a mile to drive so one can only just imagine how much fun an ST version would be?

Even if auto is your thing, at least in the old 1er they got the brilliant ZF 8 speed lump; cars on the FWD platform use an Aisin box from Toyota.

I like my creature comforts too much and could not live with the previous one series interior regardless of engine.

The new 1 series is not much of a looker, but neither was the old one. I think they look a bit dated now. They have the all important engine, 50/50 weight etc but what's the point if you can't actually benefit from it unless your on the track? You're not going to be going sideways down a b road if you want to keep driving.

I think some people (myself included if I’m honest) just ultimately want the new car, the latest tech, the most modern interior, the newest/latest model available. Especially if spending big coin.