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Community group ride-on motor insurance

  • 05-07-2020 12:08PM
    #1
    csonb20
    Registered Users, Registered Users 2 Posts: 22 ✭


    Hi all,

    I am involved with my local Tidy Towns group and I am currently researching what the requirement is in law for ride-on mower motor insurance when mowing lawns in a public area?

    We currently have ride-on insurance in place but we have just taken it out based on articles online about it but I have seen anything concrete about it.

    We are currently paying about 270 euro per year for fully-comp cover. If you happen to be involved in the community and know of any insurers that might come in a bit cheaper, I'd really appreciate if you could let me know and I can give them a bell for a quote as our current policy expires in the next few weeks.

    Many thanks for your help.


Comments

  • #2
    johnb25
    Registered Users, Registered Users 2 Posts: 506 ✭✭✭johnb25


    csonb20 wrote: »
    Hi all,

    I am involved with my local Tidy Towns group and I am currently researching what the requirement is in law for ride-on mower motor insurance when mowing lawns in a public area?

    We currently have ride-on insurance in place but we have just taken it out based on articles online about it but I have seen anything concrete about it.

    We are currently paying about 270 euro per year for fully-comp cover. If you happen to be involved in the community and know of any insurers that might come in a bit cheaper, I'd really appreciate if you could let me know and I can give them a bell for a quote as our current policy expires in the next few weeks.

    Many thanks for your help.

    Do you have general liability insurance for the group? If not you probably should, to cover people working in public areas. If yes then maybe you are already covered.


  • #3
    drdidlittle
    Registered Users, Registered Users 2 Posts: 401 ✭✭drdidlittle


    Contractor all the way. Even with insurance the risk to personal liability would be too high.


  • #4
    Hocus Focus
    Registered Users, Registered Users 2 Posts: 756 ✭✭✭Hocus Focus


    Why can't people take responsibility for their own actions and just take it on the chin if they hurt themselves, like the way they used to do in former times. All this liability and litigation is the ruin of this country.


  • #5
    magicbastarder
    Moderators, Category Moderators, Arts Moderators, Sports Moderators, Paid Member Posts: 55,567 CMod ✭✭✭✭magicbastarder


    Hocus Focus wrote: »
    just take it on the chin
    running over your chin with a ride on would smart though.


  • #6
    Hocus Focus
    Registered Users, Registered Users 2 Posts: 756 ✭✭✭Hocus Focus


    magicbastarder wrote: »
    running over your chin with a ride on would smart though.
    It's difficult lately to find those Bic 3-Blade Razors that I like:)


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