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Stories from the Celtic Tiger Years *Mod Warning in OP PLEASE READ*

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    #392
    The J Stands for Jay
    Registered Users Posts: 5,719 ✭✭✭The J Stands for Jay


    valoren wrote: »
    The payouts from the SSIA scheme matured around 2005/2006. It was the second stage of a credit fueled rocket kicking in for many. Equity releases, thousands received from a government top up saving scheme, 100% plus mortgages, loan offers from credit unions, preapproved credit cards, unsecured bank loan offers. All Hat, no cattle. How did it all go wrong?

    I forgot about the SSIAs. I didn't have one because I was a poor student when they started.


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    #393
    The J Stands for Jay
    Registered Users Posts: 5,719 ✭✭✭The J Stands for Jay


    Sheep_shear wrote: »
    I really wish his "What you should do with your SSIA" show on RTE was up on Player. Craic.

    Seems to be all on YouTube, and the dvd seems to be on Amazon. His own website and presspack.rte.ie still have links showing up. Should be a laugh reading that later


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    #394
    PhilOssophy
    Registered Users Posts: 2,114 ✭✭✭PhilOssophy


    I watched that YouTube link for SSIA's - I watched 10 minutes and thought it was awful. I still don't know if he was actually advising people or it was a pis take, in either case it was neither funny nor good advice, the audience had a few faked laughs.


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    #395
    Nigel Fairservice
    Registered Users, Moderators, Regional Abroad Moderators Posts: 2,200 Mod ✭✭✭✭Nigel Fairservice


    PhilOssophy wrote: »
    I watched that YouTube link for SSIA's - I watched 10 minutes and thought it was awful. I still don't know if he was actually advising people or it was a pis take, in either case it was neither funny nor good advice, the audience had a few faked laughs.

    He was advising Dolores McNamara, the €100 million+ Euromillions winner from Limerick, lost her a load of money on property in Detroit.


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    #396
    Sky King
    Registered Users Posts: 4,431 ✭✭✭Sky King


    He probably should have stuck with sitting down with gumps and a calculator on that other TV show he had.

    "So you have credit card debt, but you buy a take away coffee for €2 every day... Do you realise that your take away coffee habit is costing you [taps calculator] €730 a year?"

    "-JAYSIS!"


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    #397
    [Deleted User]
    Posts: 7,712 ✭✭✭ [Deleted User]


    Sky King wrote: »
    He probably should have stuck with sitting down with gumps and a calculator on that other TV show he had.

    "So you have credit card debt, but you buy a take away coffee for €2 every day... Do you realise that your take away coffee habit is costing you [taps calculator] €730 a year?"

    "-JAYSIS!"

    Isn't there another nuisance doing that on a new show now too? The salt and pepper lad.


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    #398
    lisasimpson
    Registered Users Posts: 1,842 ✭✭✭lisasimpson


    ReginaldSmythV wrote: »
    Isn't there another nuisance doing that on a new show now too? The salt and pepper lad.

    Yes bascially he tries to get everyone to sign up to some sort of investment fund. He must be on serious commission


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    #399
    antimatterx
    Registered Users Posts: 2,713 ✭✭✭antimatterx


    ReginaldSmythV wrote: »
    Isn't there another nuisance doing that on a new show now too? The salt and pepper lad.

    That's Eoin McGee with How to be Good with Money. He's very good to be honest and he's actually giving people good financial advice on how to manage money, as opposed to ludicrous investment advice


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    #400
    mariaalice
    Registered Users Posts: 12,433 ✭✭✭✭mariaalice


    https://www.independent.ie/lifestyle/i-lost-15m-and-fought-back-26809417.html

    This man use to present some property program during the boom.


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    #401
    BattleCorp
    Registered Users Posts: 11,762 ✭✭✭✭BattleCorp


    I just had a normal lifestyle before the recession, no mad tales of excess. No helicopter, flash car or holidays in the Maldives. Drank a sup at the weekends but that was about it. I actually did well enough out of the recession when it kicked in though.

    I'm not a high earner by any means but I'm a worker who managed to keep his job during the recession so I always had steady money coming in and always made sure I had savings.

    I had approx. €50k savings before the recession and this allowed me to buy a house that was previously €300k for €195k in 2009. Then I got extremely lucky in 2014 and bought a second house for €250k that was previously advertised at €790k during the boom. That's it for me now though, no more risk taking.

    Back in 2006/2007 I was pestered by the bank to invest my savings. Lucky for me I didn't. I know one colleague with a degree in economics who was convinced by the bank to invest in bank shares. He told me he couldn't lose. I think he ended up losing about €24k of his €25k when the sh1t hit the fan.


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    #402
    blindside88
    Registered Users Posts: 1,968 ✭✭✭blindside88


    I was in secondary school during the boom so most of it passed me by. I did she a huge shift in banking practices afterwards though. When I was in 5th year I had a weekend job and the bank had no problem loaning me €5000 to upgrade my car. 5 years later when I finished college I was offered a full time permanent job in Dublin and wanted to upgrade to a diesel but the bank wouldn’t loan to me, this despite the face that I would now be earning 5 times my previous income and hadn’t missed a payment on the previous loan.

    Pre Covid there were definitely signs of boom thinking coming back. People in work purchasing investment properties. My solicitor trying to convince me not to sell my first house when buying the second last year as it would be a great investment to keep. Just to mention I work as an investment manager so I did find his advise to me on the matter quite humerus


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    #403
    Mister Vain
    Registered Users Posts: 6,051 ✭✭✭Mister Vain


    I remember the attendance rate in work was terrible. Half the staff just didn't show up on a Monday because they were so hungover, and they got away with it too. They'd be out drinking Friday, Saturday and Sunday. Free bars at Christmas parties where lads would be ordering 12 bottles of cider.


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    #404
    PhilOssophy
    Registered Users Posts: 2,114 ✭✭✭PhilOssophy


    I presume there's still plenty of Monday clubs even to this day?


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    #405
    BattleCorp
    Registered Users Posts: 11,762 ✭✭✭✭BattleCorp


    Mister Vain wrote: »
    I remember the attendance rate in work was terrible. Half the staff just didn't show up on a Monday because they were so hungover, and they got away with it too. They'd be out drinking Friday, Saturday and Sunday. Free bars at Christmas parties where lads would be ordering 12 bottles of cider.

    Back around 1999/2000 I was working as a labourer for a blocklayer. The typical week for the blocklayer was drink on Friday night, all day Saturday, all day Sunday, all day Monday, go for a cure on Tuesday which might result in a Tuesday drinking or maybe just a half day on Tuesday drinking. Then try squeeze a week's work into Wednesday, Thursday and Friday.


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    #406
    Marty Xavier
    Registered Users Posts: 230 ✭✭Marty Xavier


    Mister Vain wrote: »
    I remember the attendance rate in work was terrible. Half the staff just didn't show up on a Monday because they were so hungover, and they got away with it too. They'd be out drinking Friday, Saturday and Sunday. Free bars at Christmas parties where lads would be ordering 12 bottles of cider.

    Yes exactly, I was a manager at the time so hiring and firing was part of my brief. You really had to mollycoddle even mediocre staff in case they left for a few quid more down the road.
    The steady lads were fine as they had been with us a good while and were content with a decent pay raise, but trying to get new staff was a problem. They would miss days especially Saturdays and Mondays weekly and you couldn't fire them as there was no-one else around!
    I remember one lad that was with us for a couple of weeks and was doing ok but started coming in late, like 30 minutes on more than one occasion. The owner lost the plot and had a real go at him about it (old style buck here) your man ****ed off home and came in next day asking for an apology. He had spoken to his union rep (?! no unions where i work) and he advised him not to accept abuse.
    Needless to say that both myself and the owner both told him to **** off out the door.


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    #407
    Mister Vain
    Registered Users Posts: 6,051 ✭✭✭Mister Vain


    BattleCorp wrote: »
    Back around 1999/2000 I was working as a labourer for a blocklayer. The typical week for the blocklayer was drink on Friday night, all day Saturday, all day Sunday, all day Monday, go for a cure on Tuesday which might result in a Tuesday drinking or maybe just a half day on Tuesday drinking. Then try squeeze a week's work into Wednesday, Thursday and Friday.
    Those guys did it to excess alright. I used to hear stories of builders visiting escorts on their lunch breaks. 150 quid for a shag and then straight back to the site. Now we think bad of spending 3 euro on a coffee. How things have changed.


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    #408
    BattleCorp
    Registered Users Posts: 11,762 ✭✭✭✭BattleCorp


    Mister Vain wrote: »
    Those guys did it to excess alright. I used to hear stories of builders visiting escorts on their lunch breaks. 150 quid for a shag and then straight back to the site. Now we think bad of spending 3 euro on a coffee. How things have changed.

    Unless these escorts came in pint glasses, I doubt yer man I worked for would have been interested. :D


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    #409
    hoodie6029
    Registered Users Posts: 3,629 ✭✭✭hoodie6029


    mariaalice wrote: »
    https://www.independent.ie/lifestyle/i-lost-15m-and-fought-back-26809417.html

    This man use to present some property program during the boom.

    'I'm an adult, get me out of here' Such rubbish. One episode still stands out for me, it was that bad that I still remember it.

    Estate agent dryly talks about the house. McGuire with a big grin asks him what happened to his face? The EA had gotten so drunk at the weekend that his friends shaved his eyebrows and some of his hair. He revealed this on camera and they all had a big laugh about it.

    These were 2 men on national television advising someone that they couldn't lose on a terraced house in Monasterevin for €320,000...

    Used to see McGuire driving around town in 2010/2011 in a leased DB5 :rolleyes:

    The road to Hell is paved with good intentions.



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    #410
    pgj2015
    Registered Users Posts: 9,047 ✭✭✭pgj2015


    hoodie6029 wrote: »
    'I'm an adult, get me out of here' Such rubbish. One episode still stands out for me, it was that bad that I still remember it.

    Estate agent dryly talks about the house. McGuire with a big grin asks him what happened to his face? The EA had gotten so drunk at the weekend that his friends shaved his eyebrows and some of his hair. He revealed this on camera and they all had a big laugh about it.

    These were 2 men on national television advising someone that they couldn't lose on a terraced house in Monasterevin for €320,000...

    Used to see McGuire driving around town in 2010/2011 in a leased DB5 :rolleyes:



    I remember ringing quote devil for a quote, couldn't get through. emailed them, they never got back to me. he was involved in that company.


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    #411
    completedit
    Registered Users Posts: 2,639 ✭✭✭completedit


    Funny how all the stories seem to just involve drinking loads.


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    #412
    Sky King
    Registered Users Posts: 4,431 ✭✭✭Sky King


    completedit wrote: »
    Funny how all the stories seem to just involve drinking loads.

    Not true, some of them involve spending loads though to be fair that spending was usually on drink.


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    #413
    Pinch Flat
    Registered Users Posts: 7,761 ✭✭✭Pinch Flat


    completedit wrote: »
    Funny how all the stories seem to just involve drinking loads.

    Lots of people coked off their tits in the tiger years as well.


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    #414
    [Deleted User]
    Posts: 7,712 ✭✭✭ [Deleted User]


    There’s so much high horsery on this website about drink that I wouldn’t be surprised that they found the cocaine perfectly acceptable.


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    #415
    weldoninhio
    Closed Accounts Posts: 14,311 ✭✭✭✭weldoninhio


    Nigel Fairservice wrote: »
    He was advising Dolores McNamara, the €100 million+ Euromillions winner from Limerick, lost her a load of money on property in Detroit.

    How do you lose money in property in Detroit? Gaffs cost a few grand.


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    #416
    WAW
    Registered Users Posts: 229 ✭✭WAW


    Muscles Schultz wrote: »
    Dafuq? Makes even less sense than the first attempt !

    I presume he means that some of the corks on his his wine bottles had leaked in the luggage hold of the bus which was full of expensive presents bought by the Tarquin and Saoirse types. So presents got damaged. Am I right?


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    #417
    2lazytogetup
    Registered Users Posts: 828 ✭✭✭2lazytogetup


    hoodie6029 wrote: »
    'I'm an adult, get me out of here' Such rubbish. One episode still stands out for me, it was that bad that I still remember it.

    Estate agent dryly talks about the house. McGuire with a big grin asks him what happened to his face? The EA had gotten so drunk at the weekend that his friends shaved his eyebrows and some of his hair. He revealed this on camera and they all had a big laugh about it.

    These were 2 men on national television advising someone that they couldn't lose on a terraced house in Monasterevin for €320,000...

    Used to see McGuire driving around town in 2010/2011 in a leased DB5 :rolleyes:

    thanks for reminding me of that show. would love to watch an episode again but cant find them on youtube.

    that show was gas. mcguire would show some shed for 400k outside summerhill and had this mad laugh when the prospective purchaser was in disbelief that was all he could afford.

    i thought mcguire had the personality to go further in RTE. he had the charisma. i commented earlier in the thread about the rolling stones at slane felt to me the end of the tiger years. Well i saw mcguire at that concert with 3 stunning blonds. i was going to ask him to do the laugh, but thought he might hit me.

    wonder what he is doing now apart from car insurance commercials.


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    #418
    The J Stands for Jay
    Registered Users Posts: 5,719 ✭✭✭The J Stands for Jay


    weldoninhio wrote: »
    How do you lose money in property in Detroit? Gaffs cost a few grand.

    Because they are worth a few grand less the next week.

    Haven't you seen that documentary where they tried to outsource policing in Detroit to a company that was trying to sell robots?


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    #419
    JimmyVik
    Registered Users Posts: 5,367 ✭✭✭JimmyVik


    2lazytogetup wrote: »
    thanks for reminding me of that show. would love to watch an episode again but cant find them on youtube.

    that show was gas. mcguire would show some shed for 400k outside summerhill and had this mad laugh when the prospective purchaser was in disbelief that was all he could afford.

    i thought mcguire had the personality to go further in RTE. he had the charisma. i commented earlier in the thread about the rolling stones at slane felt to me the end of the tiger years. Well i saw mcguire at that concert with 3 stunning blonds. i was going to ask him to do the laugh, but thought he might hit me.

    wonder what he is doing now apart from car insurance commercials.


    Married to some TV presenter.
    I remember one episode where he brought a guy to some new build in Carlow. EA gave the talk and by the end of it Maguire had bought 2 houses in the place himself.


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    #420
    Sheep_shear
    Closed Accounts Posts: 138 ✭✭Sheep_shear


    JimmyVik wrote: »
    Married to some TV presenter.
    I remember one episode where he brought a guy to some new build in Carlow. EA gave the talk and by the end of it Maguire had bought 2 houses in the place himself.

    :D:D:D Ah c'mon, that sounds like a comedy skit!


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    #421
    silver2020
    Registered Users Posts: 2,045 ✭✭✭silver2020


    People queueing outside bars and nightclubs.

    Any half decent bar had doormen who managed a queue of people which in many cases took 30-40 minutes before you got in - if you got in.

    White socks - no entry.

    Trainers - no entry

    Miami Vice suit - priority entry :D

    Girls showing cleavage - priority entry :D

    Of course if you knew the doorman or knew the bar manager, you'd just walk up and walk in.



    Put it another way - those in our 40's and 50's have done this current queuing lark before. :D


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