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Lawn ruined by cattle - advice

  • 06-09-2019 12:35PM
    #1
    Registered Users, Registered Users 2 Posts: 3,643 ✭✭✭


    Hi a farmer has a field rented beside us and his cattle have broken into ours.

    He says he does not have insurance, any advice?


«1345

Comments

  • Registered Users, Registered Users 2 Posts: 7,920 ✭✭✭freedominacup


    Ginger83 wrote: »
    Hi a farmer has a field rented beside us and his cattle have broken into ours.

    He says he does not have insurance, any advice?

    He should have insurance. How big is the lawn? How much damage?


  • Registered Users, Registered Users 2 Posts: 3,643 ✭✭✭Ginger83


    He should have insurance. How big is the lawn? How much damage?

    1/2 Acre ruined, robot getting stuck everywhere.

    He says he has insurance on his farm but not this rented field.


  • Registered Users, Registered Users 2 Posts: 2,936 ✭✭✭SmartinMartin


    Get a quote to fix the damage, then ask him to pay up. If he doesn't, off to the small claims court with you.


  • Registered Users, Registered Users 2 Posts: 1,544 ✭✭✭hopeso


    If his cattle broke in, it's his responsibility to repair any damage, regardless of his insurance, or lack of it.... The first step you should take is to photograph all the damage, in case it ends up being a drawn out process


  • Registered Users, Registered Users 2 Posts: 12,044 ✭✭✭✭patsy_mccabe


    Ginger83 wrote: »
    1/2 Acre ruined, robot getting stuck everywhere.

    He says he has insurance on his farm but not this rented field.

    Real first world problem. :D


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  • Registered Users, Registered Users 2 Posts: 7,920 ✭✭✭freedominacup


    Ginger83 wrote: »
    1/2 Acre ruined, robot getting stuck everywhere.

    He says he has insurance on his farm but not this rented field.

    I would think he's chancing his arm. I don't remember ever specifying parcels and we've had a couple of lawn claims over the years. Can lead to a bit of a bump in your premium for a couple of years maybe he's trying to avoid that.


  • Registered Users, Registered Users 2 Posts: 2,715 ✭✭✭D3V!L


    <SNIP>


  • Registered Users, Registered Users 2 Posts: 7,920 ✭✭✭freedominacup


    Get a quote to fix the damage, then ask him to pay up. If he doesn't, off to the small claims court with you.

    Problem is the small claims court won't cover a landscaper reinstating a .5 acre lawn.


  • Registered Users, Registered Users 2 Posts: 6,108 ✭✭✭endainoz


    If it's a half acre, it should be accessible easily enough by a tractor? Every farmer has a roller, surely he'll just roll it for you and the ground will have recovered by next spring. Also maybe sell the robot and let some wild flowers grow.


  • Registered Users, Registered Users 2 Posts: 1,194 ✭✭✭Mango Joe


    I have personal experience where a person will be an insufferable bo**ocks and hope that you'll f off and pay for this yourself.

    At the end off the day the Land Owner is making money renting the land

    This Farmer is making money farming the land.

    One or both of them is saving money by skipping on the annual insurance cost.

    - Please do not be one bit shy about asserting yourself and making it very clear you expect this serious damage to be put right or you'll take whatever action is required.
    endainoz wrote: »
    If it's a half acre, it should be accessible easily enough by a tractor? Every farmer has a roller, surely he'll just roll it for you and the ground will have recovered by next spring. Also maybe sell the robot and let some wild flowers grow.

    Its a lawn which 99.9% of Irish families have - These robots are increasingly common, don't be making inappropriate judgements on a basis of small-minded nonsense.

    - Why don't you dig up your kitchen tiles and let wild flowers grow? What a comment...... Seriously.


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  • Registered Users, Registered Users 2 Posts: 3,643 ✭✭✭Ginger83


    Real first world problem. :D

    Actually it is......I invested thousands in my lawns and a robot because i have motor neurone disease and cannot cut the grass.......but joke away


  • Registered Users, Registered Users 2 Posts: 3,643 ✭✭✭Ginger83


    endainoz wrote: »
    If it's a half acre, it should be accessible easily enough by a tractor? Every farmer has a roller, surely he'll just roll it for you and the ground will have recovered by next spring. Also maybe sell the robot and let some wild flowers grow.

    It was done by a landscaper so it will be repaired by 1


  • Registered Users, Registered Users 2 Posts: 6,108 ✭✭✭endainoz


    Mango Joe wrote:
    Its a lawn which 99.9% of Irish families have - These robots are increasingly common, don't be making inappropriate judgements on a basis of small-minded nonsense.

    Jesus I'd say youd be a great neighbour.


  • Registered Users, Registered Users 2 Posts: 1,194 ✭✭✭Mango Joe


    Ginger83 wrote: »
    Actually it is......I invested thousands in my lawns and a robot because i have motor neurone disease and cannot cut the grass.......but joke away

    Ah would you be not be fair......? He was hardly having a pop at people with long term illnesses or disabilities now was he?

    I think it was a mildly humorous and inoffensive comment with not an ounce of bad intention.

    Having our lawns cut by robots is quickly becoming more affordable and common but it still sounds outlandish and would have been unheard of until relatively recently, hence the comment.


  • Registered Users, Registered Users 2 Posts: 6,108 ✭✭✭endainoz


    Ginger83 wrote:
    Actually it is......I invested thousands in my lawns and a robot because i have motor neurone disease and cannot cut the grass.......but joke away

    Is it not an option to ask him to roll it no?


  • Registered Users, Registered Users 2 Posts: 3,643 ✭✭✭Ginger83


    Mango Joe wrote: »
    Ah would you be not be fair......? He was hardly having a pop at people with long term illnesses or disabilities now was he?

    I think it was a mildly humorous and inoffensive comment with not an ounce of bad intention.

    Having our lawns cut by robots is quickly becoming more affordable and common but it still sounds outlandish and would have been unheard of until relatively recently, hence the comment.

    I suppose so, I am just sick of miserable farmers that wont fence off their lands


  • Registered Users, Registered Users 2 Posts: 3,643 ✭✭✭Ginger83


    endainoz wrote: »
    Is it not an option to ask him to roll it no?

    no


  • Registered Users, Registered Users 2 Posts: 1,524 ✭✭✭grassroot1


    Ginger83 wrote: »
    Actually it is......I invested thousands in my lawns and a robot because i have motor neurone disease and cannot cut the grass.......but joke away

    I think you are over reacting to Patsy's comment think the point is the robot is becoming more and more popular.
    We understand how upsetting it is to have your property damaged and we certainly do not make little of your disease.


  • Registered Users, Registered Users 2 Posts: 1,524 ✭✭✭grassroot1


    Ginger83 wrote: »
    I suppose so, I am just sick of miserable farmers that wont fence off their lands

    One "farmer" not all of us..... I expect that's what you meant


  • Registered Users, Registered Users 2 Posts: 3,643 ✭✭✭Ginger83


    grassroot1 wrote: »
    I think you are over reacting to Patsy's comment think the point is the robot is becoming more and more popular.
    We understand how upsetting it is to have your property damaged and we certainly do not make little of your disease.

    I over reacted no offence intended


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  • Registered Users, Registered Users 2 Posts: 3,643 ✭✭✭Ginger83


    grassroot1 wrote: »
    One "farmer" not all of us..... I expect that's what you meant

    Plenty but not all.


  • Registered Users, Registered Users 2 Posts: 8,570 ✭✭✭Mooooo


    Take a picture, get a quote to fix it. Send this on to him. His responsibility regardless of insurance cover


  • Registered Users, Registered Users 2, Paid Member Posts: 31,983 ✭✭✭✭whelan2


    Hi is the field adjoining your lawn or did the cattle come up the road into it. Is there a risk of them breaking in again. Wouldn't be getting it fixed up until they are properly fenced in


  • Posts: 118 ✭✭ [Deleted User]


    Happened to me a few months ago when cattle came into my garden. Got a quotation to fix the lawn/broken hedges and presented farmer with cost. They paid up, and we got the lawn repaired. Farmer has since put in electrical fencing. It's not a question of insurance, if they are responsible they are liable. Take care OP and enjoy your garden.


  • Registered Users, Registered Users 2 Posts: 3,643 ✭✭✭Ginger83


    whelan2 wrote: »
    Hi is the field adjoining your lawn or did the cattle come up the road into it. Is there a risk of them breaking in again. Wouldn't be getting it fixed up until they are properly fenced in

    Joined to us, not fenced at all.


  • Closed Accounts Posts: 2,280 ✭✭✭CrankyHaus


    You're being fobbed off. He's liable for damage caused by roaming cattle. Whether he's insured or not is irrelevant. He probably is and just doesn't want his premium affected. As soon as things escalate he'll most likely involve his insurance, he's just hoping he can fob you off and it won't get that far.

    Don't be afraid to get an insurance assessor to help you deal with him or his insurance company if it's worth it. They may lowball you otherwise.

    What was and is the condition of the fence and who repaired it after the cattle left? If there was no fence insist upon one, adequate to restrain cattle, being installed.


  • Registered Users, Registered Users 2 Posts: 3,643 ✭✭✭Ginger83


    Sunnyspot wrote: »
    Happened to me a few months ago when cattle came into my garden. Got a quotation to fix the lawn/broken hedges and presented farmer with cost. They paid up, and we got the lawn repaired. Farmer has since put in electrical fencing. It's not a question of insurance, if they are responsible they are liable. Take care OP and enjoy your garden.

    Thank you


  • Registered Users, Registered Users 2 Posts: 1,544 ✭✭✭hopeso


    We've established that the farmer has no insurance, but what's his attitude aside from that? Is he accepting any responsibility for what happened, and the costs involved?


  • Registered Users, Registered Users 2 Posts: 4,420 ✭✭✭orm0nd


    Mooooo wrote: »
    Take a picture, get a quote to fix it. Send this on to him. His responsibility regardless of insurance cover

    +1

    if he's still stalling send him a solicitor's letter ,

    if as he says he hasn't PL insurance cover he's an utter idiot/


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  • Registered Users, Registered Users 2 Posts: 3,643 ✭✭✭Ginger83


    CrankyHaus wrote: »
    You're being fobbed off. He's liable for damage caused by roaming cattle. Whether he's insured or not is irrelevant. He probably is and just doesn't want his premium affected. As soon as things escalate he'll most likely involve his insurance, he's just hoping he can fob you off and it won't get that far.

    Don't be afraid to get an insurance assessor to help you deal with him or his insurance company if it's worth it. They may lowball you otherwise.

    What was and is the condition of the fence and who repaired it after the cattle left?

    We were fobbed off before and had to fix ourselves.

    Some sort of white tape


This discussion has been closed.
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